Will insurance pay for a rental car during repairs (Progressive)?

Will insurance pay for a rental car during repairs (Progressive)?

Yes, if you have rental car reimbursement coverage as part of your Progressive auto insurance policy, Progressive will pay for a rental car while your vehicle is being repaired after an accident.

Progressive’s rental car reimbursement coverage allows you to get a rental car if your car is in the shop after a covered accident. It can help you avoid the hassle of finding alternate transportation while your car is being repaired.

Here are 12 related or similar FAQs about rental car coverage during repairs:

1. Is rental car coverage included in all auto insurance policies?

No, not all auto insurance policies include rental car coverage. It is typically an optional add-on that you can choose to include in your policy.

2. How does rental car reimbursement coverage work?

If your car is in the shop for repairs after a covered accident, you can submit receipts for a rental car to Progressive for reimbursement, up to the coverage limit specified in your policy.

3. What types of accidents are typically covered by rental car reimbursement coverage?

Rental car reimbursement coverage typically covers accidents that are covered by your collision or comprehensive coverage, such as accidents with another vehicle or damage caused by weather or vandalism.

4. Does rental car reimbursement coverage only apply to accidents where I am at fault?

No, rental car reimbursement coverage can apply to accidents where you are not at fault as well, as long as the accident is covered by your policy.

5. How long can I keep the rental car for?

The length of time you can keep the rental car for depends on the specific terms of your policy. Typically, you can keep the rental car for as long as your car is being repaired, up to the coverage limit.

6. Can I choose any rental car I want?

You may be limited to certain types of rental cars depending on the terms of your policy. Progressive may specify a maximum daily limit and a maximum total limit for your rental car reimbursement coverage.

7. Do I need to get approval from Progressive before getting a rental car?

It is a good idea to contact Progressive before getting a rental car to confirm that your policy includes rental car reimbursement coverage and to understand the process for submitting receipts for reimbursement.

8. Will Progressive cover the full cost of the rental car?

Progressive will reimburse you for the cost of the rental car up to the coverage limit specified in your policy. Any costs exceeding that limit will be your responsibility.

9. Can I get a rental car if my car is in the shop for routine maintenance?

Rental car reimbursement coverage typically only applies to accidents covered by your policy, not routine maintenance. However, you can check with Progressive to see if there are any exceptions.

10. What if I need a rental car for personal reasons unrelated to an accident?

Rental car reimbursement coverage is specifically for accidents covered by your policy. If you need a rental car for personal reasons unrelated to an accident, you may need to pay for it out of pocket.

11. Can I add rental car reimbursement coverage to my policy after an accident has occurred?

It is best to add rental car reimbursement coverage to your policy before an accident occurs. Adding it after an accident may not provide coverage for that specific incident.

12. Does rental car reimbursement coverage affect my premium?

Adding rental car reimbursement coverage to your policy may increase your premium, as it is an additional coverage option. However, the cost is often worth the convenience of having a rental car during repairs.

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