Many AAA members wonder whether their membership includes coverage for rental cars in case of an accident or breakdown. The answer to the question “Will AAA pay for a rental car?” is a bit nuanced. AAA does offer rental car reimbursement as part of their insurance coverage, but there are specific criteria that must be met in order to qualify for this benefit.
If you are a AAA member with auto insurance coverage, you may be eligible for rental car reimbursement if your vehicle is involved in an accident that is covered by your policy. This means that if you have comprehensive and collision coverage on your policy, AAA will likely pay for a rental car while your vehicle is being repaired.
In order to qualify for rental car reimbursement, the accident must be considered “covered” under your policy, meaning that you are not at fault or that the other party’s insurance is not able to cover your rental car expenses. Additionally, you will need to obtain approval from AAA before renting a car, and they may have specific guidelines for which rental car companies are eligible for reimbursement.
It’s important to note that rental car reimbursement is not automatic with AAA, and you may need to provide documentation such as repair estimates, accident reports, and rental car receipts in order to receive reimbursement. Additionally, there may be limits to the amount of reimbursement you can receive per day or per claim, so be sure to check your policy details for specific information.
In summary, AAA may pay for a rental car if you have the appropriate auto insurance coverage and your accident meets their criteria for reimbursement. If you have any questions about your coverage or need assistance with renting a car after an accident, be sure to contact AAA directly for more information.
Related FAQs:
1. Does AAA offer rental car discounts?
Yes, AAA members can often get discounts on rental cars through partner companies such as Hertz, Avis, and Budget.
2. Can I get a rental car through AAA without insurance coverage?
Yes, AAA offers rental car discounts to members even if they do not have auto insurance coverage through AAA.
3. Do I need to be a AAA member to get a rental car through them?
Yes, in order to take advantage of AAA’s rental car benefits, you must be a current AAA member.
4. Is there a limit to how long I can use a rental car through AAA?
Some rental car reimbursement programs through AAA have limits on how many days you can use a rental car, so be sure to check your policy for details.
5. Can I rent a luxury car through AAA’s rental car program?
Some AAA rental car reimbursement programs may have restrictions on the type of vehicle you can rent, so be sure to check with AAA before renting a luxury car.
6. Can I use AAA for a rental car if I am traveling internationally?
AAA’s rental car benefits may vary by location, so it’s best to check with AAA before you travel internationally to see if rental car reimbursement is available.
7. Can I get a rental car through AAA if my car is in the shop for routine maintenance?
AAA’s rental car benefits are typically reserved for accidents or breakdowns covered by your policy, so routine maintenance may not qualify for reimbursement.
8. Will AAA cover the full cost of a rental car, or do I have to pay a deductible?
The amount of rental car reimbursement you receive from AAA may depend on your policy and whether you have a deductible, so be sure to check with AAA for specific details.
9. Can I get a rental car through AAA if my car breaks down and needs repairs?
If your breakdown is covered by your AAA policy and you have rental car reimbursement, you may be eligible for a rental car while your car is being repaired.
10. Can I get a rental car through AAA if I am in an accident and the other driver is at fault?
If the other driver’s insurance is unable to cover your rental car expenses, you may be eligible for rental car reimbursement through AAA if you have the appropriate coverage.
11. Can I choose any rental car company when using AAA for a rental car?
AAA may have specific guidelines on which rental car companies are eligible for reimbursement, so be sure to check with AAA before renting a car.
12. Can I get a rental car through AAA if I am on vacation and my car is totaled?
If your accident is covered by your AAA policy and you have rental car reimbursement, you may be eligible for a rental car while on vacation until your claim is settled.