What insurance do you need for a rental car in Iceland?

**What insurance do you need for a rental car in Iceland?**

When renting a car in Iceland, it is crucial to have the proper insurance coverage to protect yourself and the vehicle. The following types of insurance are typically recommended:

1.

Do I need to purchase Collision Damage Waiver (CDW) insurance in Iceland?

Yes, CDW insurance is highly recommended when renting a car in Iceland. It covers damage to the rental car in case of an accident.

2.

What does CDW insurance cover?

CDW insurance covers damages to the rental car, including repair costs and loss of use fees.

3.

Do I need to purchase Super Collision Damage Waiver (SCDW) insurance in Iceland?

While not mandatory, SCDW insurance provides additional coverage for damages not covered by CDW, such as windshield damage.

4.

What does SCDW insurance cover?

SCDW insurance covers damages that exceed the coverage limits of CDW insurance, as well as certain types of damages like glass and tire damage.

5.

Do I need to purchase Gravel Protection (GP) insurance in Iceland?

Considering Iceland’s rugged terrain, it is recommended to opt for GP insurance to protect the car from damage caused by gravel roads.

6.

What does GP insurance cover?

GP insurance covers damages caused by loose gravel or rocks on unpaved roads, which are common in Iceland.

7.

Do I need to purchase Sand and Ash Protection (SAAP) insurance in Iceland?

Given Iceland’s volcanic landscape, SAAP insurance is advisable to protect the car from damages caused by sandstorms and volcanic ash.

8.

What does SAAP insurance cover?

SAAP insurance covers damages resulting from sandstorms and volcanic ash, such as scratches, paint damage, and engine issues.

9.

Do I need Personal Accident Insurance (PAI) when renting a car in Iceland?

Though not required, PAI provides coverage for medical expenses and personal injuries in case of an accident while driving the rental car.

10.

What does PAI insurance cover?

PAI insurance covers medical expenses, ambulance fees, and lost wages related to injuries sustained in a car accident.

11.

Do I need to purchase Theft Protection (TP) insurance in Iceland?

TP insurance is recommended to protect against theft of the rental car or its contents while in Iceland.

12.

What does TP insurance cover?

TP insurance covers the theft of the rental car or any valuables left inside, providing peace of mind during your trip to Iceland.

By ensuring you have the necessary insurance coverage when renting a car in Iceland, you can enjoy peace of mind during your journey and protect yourself from unexpected expenses in case of an accident or theft. Remember to review the terms and conditions of the insurance policies offered by the car rental company to make an informed decision based on your specific needs and preferences.

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