Is Ohio National a broker-dealer?

Ohio National is not a broker-dealer. It is actually a financial services company that offers a wide range of products and services to help individuals and families achieve their financial goals. While Ohio National does not operate as a broker-dealer, it does work with a network of financial professionals who are licensed to offer securities products.

1. What is a broker-dealer?

A broker-dealer is a financial firm that is in the business of buying and selling securities on behalf of its clients, as well as providing investment advice.

2. What services does Ohio National offer?

Ohio National offers a variety of financial products and services, including life insurance, annuities, disability income insurance, and retirement plans.

3. Can Ohio National financial professionals help clients with investment advice?

Yes, Ohio National financial professionals are licensed to offer investment advice and help clients make informed decisions about their financial future.

4. Is Ohio National regulated by any government agency?

Yes, Ohio National is regulated by various government agencies, including state insurance departments and the Securities and Exchange Commission (SEC).

5. How does Ohio National differ from a broker-dealer?

Unlike a broker-dealer, Ohio National does not engage in the buying and selling of securities on behalf of clients. Instead, it focuses on providing insurance and financial products to help clients secure their financial future.

6. Are Ohio National financial professionals required to hold any licenses?

Yes, Ohio National financial professionals are required to hold appropriate licenses to sell insurance and securities products in the states where they do business.

7. Can clients purchase securities through Ohio National?

While Ohio National financial professionals can offer securities products and investment advice, clients typically purchase these products through a broker-dealer.

8. How can clients find a reputable broker-dealer to work with?

Clients can research broker-dealers in their area, ask for recommendations from friends or family, and check the Financial Industry Regulatory Authority (FINRA) website for information on registered firms.

9. What are the benefits of working with a broker-dealer?

Working with a broker-dealer can provide clients with access to a wide range of investment options, personalized investment advice, and assistance with buying and selling securities.

10. Are there any risks associated with working with a broker-dealer?

While working with a broker-dealer can offer many benefits, there are also risks to consider, such as the possibility of losing money on investments and potential conflicts of interest.

11. Can Ohio National financial professionals recommend specific securities products?

Ohio National financial professionals can provide recommendations on securities products based on a client’s financial goals and risk tolerance, but clients ultimately make the final decision on which products to purchase.

12. How can clients ensure that their investments are protected?

Clients can protect their investments by working with a reputable broker-dealer, diversifying their portfolio, regularly reviewing their investments, and staying informed about market trends.

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