When renting a car from Hertz, many customers are curious about the cost of rental insurance. Hertz offers a variety of insurance options, each with its own price tag. Let’s explore the different coverage plans and their associated costs to help you make an informed decision.
Hertz rental insurance options:
1. Loss Damage Waiver (LDW)
The Loss Damage Waiver, commonly known as LDW, is Hertz’s primary insurance option. **The cost of LDW can vary depending on several factors, including the rental location and the type of vehicle rented.** On average, LDW can cost between $25 and $35 per day.
2. Liability Insurance Supplement (LIS)
In addition to the basic coverage provided by LDW, Hertz offers a Liability Insurance Supplement, which protects against third-party claims in the event of an accident. This optional coverage generally costs around $10 per day.
3. Personal Accident Insurance (PAI)
For personal injury protection, Hertz offers Personal Accident Insurance. This coverage provides medical expenses and accidental death benefits. The average cost of PAI is around $7 per day.
4. Personal Effects Coverage (PEC)
If you want to protect your personal belongings while renting a car, Personal Effects Coverage is available. This coverage offers reimbursement for lost or damaged items. The cost of PEC is usually between $1 and $5 per day.
5. Roadside Assistance Protection (RAP)
For peace of mind during your rental, Hertz provides Roadside Assistance Protection. This coverage includes services such as lockout assistance, towing, and fuel delivery. RAP typically costs around $3 per day.
6. Additional charges
It’s important to note that rental insurance costs may be subject to additional taxes, fees, and surcharges imposed by local authorities. These charges can significantly vary based on the rental location.
Frequently Asked Questions about Hertz rental insurance:
1. Does my personal car insurance cover rental cars?
While some personal car insurance policies may provide rental car coverage, it’s best to check with your insurance provider to understand the extent of coverage.
2. Can I decline rental insurance from Hertz?
Yes, you can decline rental insurance from Hertz if you have coverage through another source, such as personal car insurance or a credit card.
3. Does my credit card provide rental car insurance?
Many credit cards offer rental car insurance as a cardholder benefit. However, the coverage can vary, so it’s essential to review your credit card policy before declining Hertz’s insurance.
4. Can I add additional drivers to my Hertz rental insurance?
Yes, you can add additional drivers to your rental agreement. There may be a fee involved, so it’s best to inquire about the specifics when renting.
5. Are there any age restrictions for purchasing Hertz rental insurance?
Typically, there are no age restrictions for purchasing Hertz rental insurance. However, age-related surcharges may apply to the overall rental cost.
6. Does Hertz rental insurance cover rental cars outside the United States?
Yes, Hertz rental insurance covers rental cars outside the United States. However, coverage may vary based on the country and specific rental location.
7. Is there a deductible for Hertz rental insurance?
Hertz’s insurance options often include a deductible, which is the amount you would have to pay out of pocket in case of damage or theft. The deductible amount can vary depending on the coverage plan.
8. Can I purchase Hertz rental insurance after I’ve picked up the car?
It is generally recommended to purchase the rental insurance at the time of pickup. However, it’s advisable to contact Hertz directly to inquire about the possibility of adding coverage after the rental has commenced.
9. Can I use my personal auto insurance policy as primary coverage for the rental?
If your personal auto insurance policy provides primary coverage for rental cars, you may be able to decline Hertz’s insurance. However, it’s crucial to check the terms and limitations of your policy.
10. Is Hertz rental insurance mandatory?
Hertz rental insurance is not mandatory. You have the choice to decline Hertz’s insurance and rely on other coverage options if available to you.
11. Does Hertz rental insurance cover off-road driving?
Typically, Hertz rental insurance does not cover off-road driving. It’s important to review the terms and conditions of your rental agreement or contact Hertz directly for more information.
12. Can I modify or cancel my Hertz rental insurance?
Depending on the specific terms and conditions, you may be able to modify or cancel your Hertz rental insurance. Contact Hertz directly to discuss any changes or cancellations you wish to make.