Insurance coverage for rental cars can vary depending on the provider and the specific policy you have with Progressive. In general, Progressive will pay for a rental car for up to 30 days after your car is deemed a total loss or is stolen. This coverage is included in their comprehensive and collision coverage plans.
It’s important to note that if your car is being repaired as part of a covered claim, Progressive will typically cover the cost of a rental car for the duration of the repairs, up to a specified limit per day.
FAQs about Progressive rental car coverage:
1. Will Progressive pay for a rental car if my car is in the shop for repairs?
Yes, Progressive will typically cover the cost of a rental car while your car is being repaired as part of a covered claim. The coverage limit per day will vary depending on your specific policy.
2. Can I choose any rental car company when using Progressive’s rental car coverage?
Progressive has a list of approved rental car companies that you can choose from when using their rental car coverage. Be sure to check with Progressive to see which rental car companies are included in your policy.
3. Will Progressive cover the cost of a rental car if my car is stolen?
Yes, if your car is stolen and you have comprehensive coverage with Progressive, they will pay for a rental car for up to 30 days while you wait for your car to be recovered or replaced.
4. Is there a limit to how much Progressive will pay for a rental car?
Yes, there is typically a daily limit to how much Progressive will pay for a rental car while your car is being repaired or replaced. Be sure to check your policy for specific details on this coverage limit.
5. Can I get a rental car through Progressive if I have liability-only coverage?
Unfortunately, rental car coverage is typically only included in Progressive’s comprehensive and collision coverage plans. If you have liability-only coverage, you may need to purchase additional coverage or pay out of pocket for a rental car.
6. What happens if I exceed the 30-day limit for rental car coverage with Progressive?
If you exceed the 30-day limit for rental car coverage with Progressive, you will be responsible for paying for the cost of the rental car out of pocket. Be sure to return the rental car promptly once your coverage expires to avoid any additional charges.
7. Can I add rental car coverage to my Progressive policy if it’s not already included?
Yes, you can typically add rental car coverage to your Progressive policy for an additional premium. Contact Progressive to inquire about adding this coverage to your existing policy.
8. Will Progressive cover the cost of a rental car if I’m in an accident that is not my fault?
If you are in an accident that is not your fault and the other driver is insured, their insurance company should cover the cost of a rental car for you. However, if the other driver is uninsured or underinsured, Progressive may provide rental car coverage depending on your policy.
9. Does Progressive offer any discounts on rental car coverage?
Progressive may offer discounts on rental car coverage for safe drivers, bundled policies, or other qualifying factors. Be sure to ask your Progressive agent about any available discounts when adding rental car coverage to your policy.
10. Can I choose the type of rental car I want when using Progressive’s rental car coverage?
Depending on your policy and the availability of rental cars from approved companies, you may have some flexibility in choosing the type of rental car you want. Be sure to check with Progressive to see what options are available to you.
11. Will Progressive pay for a rental car if I need one for personal reasons, not related to an accident?
Rental car coverage with Progressive is typically only provided for accidents, theft, or other covered claims. If you need a rental car for personal reasons, you may need to purchase a separate rental car insurance policy or pay out of pocket for the rental.
12. How quickly can Progressive set up rental car coverage after a covered claim?
Progressive aims to set up rental car coverage as quickly as possible after a covered claim is filed. You may be able to secure a rental car the same day, depending on the availability of rental cars and the specifics of your policy.