Does United Explorer card cover rental car insurance?

Does United Explorer card cover rental car insurance?

Yes, the United Explorer card does offer rental car insurance coverage for cardholders. This benefit can save you money and provide peace of mind when renting a car.

1. What type of rental car insurance does the United Explorer card offer?

The United Explorer card offers primary rental car insurance coverage, which means it kicks in before your personal insurance policy.

2. How does the rental car insurance coverage work?

When you use your United Explorer card to pay for the rental car, you are automatically covered for physical damage and theft of the vehicle.

3. Is there a limit to the rental car insurance coverage?

Yes, the United Explorer card’s rental car insurance coverage has a maximum limit per claim and per 12-month period.

4. Do I need to decline the rental car company’s insurance to use the United Explorer card’s coverage?

Yes, in order to utilize the rental car insurance coverage provided by the United Explorer card, you must decline the collision damage waiver offered by the rental car company.

5. Are all rental cars covered under the United Explorer card’s insurance?

Most rental cars are covered under the United Explorer card’s insurance, but some exclusions may apply, such as luxury cars or certain types of vehicles.

6. Do I need to notify the credit card company before using the rental car insurance?

You do not need to notify the credit card company in advance. Simply use your United Explorer card to pay for the rental car and you will be covered.

7. Does the United Explorer card cover liability insurance for rental cars?

The rental car insurance coverage provided by the United Explorer card does not include liability insurance. You will need to make sure you have adequate liability coverage through your personal insurance policy.

8. Are international rentals covered under the United Explorer card’s insurance?

Yes, the rental car insurance coverage offered by the United Explorer card extends to international rentals, as long as you decline the rental car company’s insurance.

9. Can additional drivers be covered under the rental car insurance provided by the United Explorer card?

Additional drivers are typically covered under the rental car insurance offered by the United Explorer card, as long as they are listed on the rental agreement and the coverage terms are met.

10. Does the United Explorer card cover loss of use charges by the rental car company?

Loss of use charges are generally not covered by the rental car insurance provided by the United Explorer card. It is important to check with the credit card company for specific details.

11. Does the United Explorer card’s rental car insurance cover roadside assistance?

Roadside assistance is not included in the rental car insurance coverage offered by the United Explorer card. You may want to consider purchasing a separate roadside assistance plan.

12. Can I use the rental car insurance coverage from the United Explorer card for business rentals?

The rental car insurance coverage provided by the United Explorer card is typically intended for personal rentals. It is important to review the terms and conditions to determine if business rentals are covered.

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