Does Turo rental include insurance?
Yes, Turo rental does include insurance. When you book a car through Turo, you are automatically covered by a minimum level of liability insurance provided by Turo’s insurance partner.
Turo offers three different insurance packages: Basic, Standard, and Premium. The Basic insurance package covers up to the state minimum required coverage, while the Standard and Premium packages offer higher coverage limits and additional protections.
With Turo’s insurance coverage, you are protected against third-party liability claims. This means that if you are at fault in an accident and someone else is injured or their property is damaged, Turo’s insurance will cover their damages.
It is important to note that Turo’s insurance coverage does not include coverage for damage to the rental car itself. To protect against damage to the rental car, you can purchase the Turo Protection Plan, which provides coverage for physical damage to the car, theft, and roadside assistance.
FAQs
1. Does Turo rental insurance cover damage to the rental car?
No, Turo’s insurance coverage does not include coverage for damage to the rental car itself. To protect against damage to the rental car, you can purchase the Turo Protection Plan.
2. Can I use my own insurance when renting a car through Turo?
Yes, you can use your own insurance when renting a car through Turo. However, Turo’s insurance will always be the primary coverage in the event of an accident.
3. Does Turo’s insurance cover me if I am driving in another country?
Turo’s insurance coverage only applies to rentals within the United States and Canada. If you plan to drive in another country, you will need to purchase separate insurance coverage.
4. Are there any restrictions on who can drive the rental car under Turo’s insurance coverage?
Turo’s insurance coverage extends to any driver listed on the rental agreement. However, drivers must meet Turo’s eligibility requirements and comply with their terms and conditions.
5. Does Turo’s insurance cover personal belongings left in the rental car?
Turo’s insurance coverage does not cover personal belongings left in the rental car. It is recommended to remove all personal belongings from the car before returning it to the owner.
6. Can I decline Turo’s insurance coverage if I have my own insurance policy?
Yes, you can decline Turo’s insurance coverage if you have your own insurance policy that extends coverage to rental cars. However, Turo’s insurance will always be the primary coverage in the event of an accident.
7. What happens if I decline Turo’s insurance coverage and my own insurance policy does not cover rental cars?
If you decline Turo’s insurance coverage and your own insurance policy does not cover rental cars, you will be responsible for any damages or liabilities that occur during the rental period.
8. Does Turo’s insurance cover rental cars for business purposes?
Turo’s insurance coverage does not extend to rental cars used for business purposes. If you plan to use the rental car for business, you may need to purchase separate business insurance coverage.
9. Can I add additional drivers to the rental agreement under Turo’s insurance coverage?
Yes, you can add additional drivers to the rental agreement under Turo’s insurance coverage. However, all drivers must meet Turo’s eligibility requirements and comply with their terms and conditions.
10. Does Turo’s insurance coverage include coverage for towing and roadside assistance?
Turo’s insurance coverage does not include coverage for towing and roadside assistance. However, you can purchase the Turo Protection Plan, which includes roadside assistance.
11. What happens if the rental car is damaged while parked and unattended?
If the rental car is damaged while parked and unattended, Turo’s insurance coverage may still apply. It is important to report any damages to Turo as soon as possible.
12. Can I upgrade my insurance coverage after booking the rental car through Turo?
Yes, you can upgrade your insurance coverage after booking the rental car through Turo. Simply contact Turo customer support to make changes to your insurance package.