1. What type of rental car insurance does Fidelity credit card offer?
Fidelity credit cards typically offer secondary rental car insurance coverage, which means it kicks in after your personal auto insurance policy.
2. Does Fidelity credit card rental car insurance cover all types of rental vehicles?
Fidelity credit card rental car insurance generally covers standard rental vehicles, such as cars and SUVs. Specialty vehicles like luxury cars, antique cars, or off-road vehicles may not be covered.
3. Do I need to decline the rental company’s insurance coverage to use the Fidelity credit card rental car insurance?
In most cases, you need to decline the rental company’s collision damage waiver (CDW) to use your Fidelity credit card rental car insurance.
4. Is there a limit to the coverage amount provided by Fidelity credit card rental car insurance?
The coverage limit for Fidelity credit card rental car insurance varies depending on the specific card you have. It’s important to review your card benefits guide for details.
5. Does Fidelity credit card rental car insurance cover international rentals?
Fidelity credit card rental car insurance typically covers rentals in the United States and internationally. However, there may be restrictions in certain countries, so it’s best to check with Fidelity before traveling.
6. Are there any exclusions to Fidelity credit card rental car insurance coverage?
Common exclusions to Fidelity credit card rental car insurance coverage include reckless driving, driving under the influence, racing, and using the rental vehicle for hire.
7. How do I file a claim for Fidelity credit card rental car insurance?
If you need to file a claim for rental car insurance benefits on your Fidelity credit card, contact the benefits administrator at the number provided in your card benefits guide.
8. Can I use my Fidelity credit card rental car insurance for business rentals?
Fidelity credit card rental car insurance typically does not cover rentals for business purposes. It’s important to review your card benefits guide for specific exclusions.
9. Does Fidelity credit card rental car insurance provide liability coverage?
Fidelity credit card rental car insurance usually does not provide liability coverage. You may need to rely on your personal auto insurance policy or purchase additional coverage through the rental car company.
10. Can I use Fidelity credit card rental car insurance for long-term rentals?
Fidelity credit card rental car insurance may have restrictions on the length of rental coverage provided. Check your card benefits guide for details on coverage duration.
11. Does Fidelity credit card rental car insurance offer roadside assistance?
Rental car insurance benefits from Fidelity credit cards typically do not include roadside assistance. You may need to purchase a separate roadside assistance package through the rental car company.
12. Can I add additional drivers to my Fidelity credit card rental car insurance coverage?
Additional drivers may be covered under your Fidelity credit card rental car insurance if they are listed on the rental agreement. Be sure to review your card benefits guide for any limitations on additional drivers.
In conclusion, Fidelity credit card rental car insurance can be a valuable benefit for cardholders, providing coverage for rental vehicles in certain situations. It’s essential to understand the terms and limitations of this coverage before relying on it during your next car rental.