Does AAA cover rental car damage?
Yes, AAA does cover rental car damage under certain circumstances. If you have a AAA membership and have opted for their optional rental car coverage, you may be covered for damage to a rental car.
Other Frequently Asked Questions about AAA and rental car coverage:
1. Does AAA cover rental car theft?
Yes, AAA’s optional rental car coverage can also provide protection in the event of theft of a rental car.
2. Is AAA rental car coverage primary or secondary?
AAA rental car coverage is typically secondary to any other insurance you may have. It kicks in after your primary insurance has been exhausted.
3. Does AAA cover rental car liability?
AAA’s rental car coverage may include liability coverage, depending on the specific plan you have opted for.
4. Does AAA cover rental car towing?
AAA’s rental car coverage may include towing services, so you can rest assured that assistance is just a phone call away if you need it.
5. Are there limitations to AAA rental car coverage?
Yes, there may be limitations to the coverage provided by AAA, such as maximum coverage amounts or restrictions on the types of rental vehicles covered.
6. Can I add AAA rental car coverage after I’ve already rented a car?
It is always best to add AAA rental car coverage before you rent a car. However, some AAA plans may allow you to add coverage after the fact.
7. Does AAA cover loss of use for rental cars?
Loss of use coverage, which reimburses rental car companies for lost income while a car is being repaired, may be included in AAA’s rental car coverage.
8. How do I make a claim with AAA for rental car damage?
To make a claim for rental car damage with AAA, you will need to contact their claims department and provide all necessary documentation, such as rental agreements and repair estimates.
9. Does AAA cover rental car damage in other countries?
Coverage for rental car damage in other countries may vary depending on your specific AAA plan. It is best to check with AAA before renting a car abroad.
10. Can I use AAA rental car coverage for business trips?
AAA rental car coverage is typically intended for personal use only. Coverage for business trips may not be included, so it is important to review your policy beforehand.
11. Does AAA rental car coverage have a deductible?
Yes, AAA rental car coverage may have a deductible that you will need to pay before the coverage kicks in.
12. Can I transfer my AAA rental car coverage to another driver?
AAA rental car coverage may extend to other drivers, but it is important to check with AAA regarding their specific policies on transferring coverage to someone else.
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