Do Chase Amazon provide rental car insurance?
Yes, Chase Amazon does provide rental car insurance to its cardholders who use their Chase Amazon Prime Rewards Visa Signature Card to pay for the rental car. This benefit is known as the Auto Rental Collision Damage Waiver (CDW) benefit and it provides coverage for damage due to collision or theft of the rental car, up to the actual cash value of the vehicle.
FAQs about Chase Amazon rental car insurance:
1. How does the Chase Amazon rental car insurance work?
When you use your Chase Amazon Prime Rewards Visa Signature Card to pay for the entire rental transaction, you are automatically covered under the Auto Rental CDW benefit.
2. What is covered under the Chase Amazon rental car insurance?
The Auto Rental CDW benefit covers damage due to collision or theft of the rental car, up to the actual cash value of the vehicle.
3. Are there any types of vehicles not covered under the Chase Amazon rental car insurance?
Certain types of vehicles are not covered under this benefit, such as trucks, motorcycles, limousines, and exotic cars.
4. Do I need to decline the rental car company’s insurance coverage to use the Chase Amazon rental car insurance?
Yes, in order to be eligible for the Auto Rental CDW benefit, you must decline the rental car company’s collision damage waiver (CDW) or loss damage waiver (LDW) coverage.
5. How long does the Chase Amazon rental car insurance coverage last?
The coverage provided by the Auto Rental CDW benefit is valid for up to 31 consecutive days.
6. Is there a limit to the coverage amount provided by the Chase Amazon rental car insurance?
Yes, the coverage provided is secondary to any other insurance coverage you may have, and it is subject to a maximum of $75,000.
7. Do I need to notify Chase Amazon before using the rental car insurance benefit?
No, you do not need to notify Chase Amazon before using the Auto Rental CDW benefit. Simply use your Chase Amazon Prime Rewards Visa Signature Card to pay for the rental car.
8. Can I use the Chase Amazon rental car insurance benefit internationally?
Yes, the Auto Rental CDW benefit provides coverage worldwide, as long as the rental car agreement is in your name and is paid for with your Chase Amazon Prime Rewards Visa Signature Card.
9. Can I use the Chase Amazon rental car insurance benefit for business rentals?
No, the Auto Rental CDW benefit is not intended for business rentals. It only covers personal rentals.
10. Does the Chase Amazon rental car insurance cover personal belongings left in the rental car?
No, the Auto Rental CDW benefit does not cover personal belongings left in the rental car. It only covers damage to the vehicle itself.
11. Can I use the Chase Amazon rental car insurance benefit for rentals in my home country?
Yes, the Auto Rental CDW benefit provides coverage for rentals in your home country, as long as the rental car agreement is in your name and is paid for with your Chase Amazon Prime Rewards Visa Signature Card.
12. Can I use the Chase Amazon rental car insurance benefit for rentals involving off-road driving?
No, the Auto Rental CDW benefit does not cover rentals involving off-road driving. It only covers rentals on paved roads.