Do AA Advantage rental cars include car insurance?
Yes, AA Advantage rental cars do include car insurance. When you rent a car through their program, you are automatically covered with liability insurance and collision damage waivers. This allows you to drive with peace of mind knowing that you are protected in case of an accident.
Can I decline the insurance coverage offered by AA Advantage?
Yes, you have the option to decline the insurance coverage offered by AA Advantage if you have your own coverage through your personal auto insurance policy or credit card. However, it is important to review your existing coverage to ensure that you are adequately protected before declining the coverage offered by AA Advantage.
What does the liability insurance cover?
The liability insurance included with AA Advantage rental cars provides coverage for damage or injuries caused to others in an accident for which you are at fault. This coverage helps protect you from financial responsibility for medical bills and property damage incurred by others.
What does the collision damage waivers cover?
The collision damage waivers provided by AA Advantage rental cars cover the cost of damage to the rental vehicle in case of an accident or theft. This coverage helps protect you from having to pay out of pocket for repairs or replacement of the rental car.
Is there a deductible for the insurance coverage?
Yes, there is typically a deductible that you would be responsible for in case of a claim. The amount of the deductible may vary depending on the rental car company and the specific terms of the insurance coverage provided by AA Advantage.
Does the insurance coverage include coverage for personal belongings?
No, the insurance coverage provided by AA Advantage does not typically include coverage for personal belongings left in the rental car. It is recommended to keep valuables with you or store them out of sight to prevent theft.
Are there any exclusions to the insurance coverage?
Yes, there may be exclusions to the insurance coverage provided by AA Advantage, such as coverage for reckless driving, driving under the influence, or unauthorized drivers. It is important to review the terms and conditions of the insurance coverage to understand any limitations.
Can I add additional coverage to my AA Advantage rental car?
Yes, you have the option to purchase additional coverage such as personal accident insurance, roadside assistance, or supplemental liability insurance to enhance your protection while driving the rental car. These additional coverages can provide added peace of mind during your rental period.
Does the insurance coverage extend to other drivers?
The insurance coverage provided by AA Advantage typically extends to authorized drivers listed on the rental agreement. However, it is important to confirm with the rental car company if there are any restrictions or additional fees for adding extra drivers to the insurance coverage.
What should I do in case of an accident while driving an AA Advantage rental car?
If you are involved in an accident while driving an AA Advantage rental car, it is important to immediately notify the rental car company and local authorities to report the incident. Take photographs of the scene and exchange contact information with other parties involved to facilitate the insurance claims process.
Does the insurance coverage have a coverage limit?
Yes, the insurance coverage provided by AA Advantage may have coverage limits for certain types of claims, such as property damage or bodily injury. It is important to review the policy details to understand the limits of coverage and consider purchasing additional coverage if needed.
Can I use my own auto insurance instead of the coverage offered by AA Advantage?
Yes, you have the option to use your own auto insurance coverage instead of the insurance offered by AA Advantage. However, it is important to notify your insurance company in advance and confirm that your policy provides coverage for rental cars to avoid any potential gaps in coverage.