{"id":253970,"date":"2024-04-30T18:01:37","date_gmt":"2024-04-30T18:01:37","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/?p=253970"},"modified":"2024-04-30T18:01:37","modified_gmt":"2024-04-30T18:01:37","slug":"what-is-loan-appraisal-value-ratio","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/what-is-loan-appraisal-value-ratio\/","title":{"rendered":"What is loan appraisal value ratio?"},"content":{"rendered":"<p>**What is loan appraisal value ratio?**<\/p>\n<p>Loan appraisal value ratio, also known as LAVR, is a financial metric used by lenders to determine the value of a property in relation to the amount of loan being sought. It is essentially the ratio of the appraised value of the property to the loan amount. This ratio is important for lenders as it helps them assess the risk associated with a particular loan and make informed decisions about lending.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/what-is-loan-appraisal-value-ratio\/#What_is_the_formula_for_calculating_loan_appraisal_value_ratio\" title=\"What is the formula for calculating loan appraisal value ratio?\">What is the formula for calculating loan appraisal value ratio?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/what-is-loan-appraisal-value-ratio\/#Why_is_loan_appraisal_value_ratio_important\" title=\"Why is loan appraisal value ratio important?\">Why is loan appraisal value ratio important?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/what-is-loan-appraisal-value-ratio\/#What_is_a_good_loan_appraisal_value_ratio\" title=\"What is a good loan appraisal value ratio?\">What is a good loan appraisal value ratio?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/what-is-loan-appraisal-value-ratio\/#How_does_loan_appraisal_value_ratio_affect_loan_approvals\" title=\"How does loan appraisal value ratio affect loan approvals?\">How does loan appraisal value ratio affect loan approvals?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/what-is-loan-appraisal-value-ratio\/#What_factors_can_influence_the_loan_appraisal_value_ratio\" title=\"What factors can influence the loan appraisal value ratio?\">What factors can influence the loan appraisal value ratio?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/what-is-loan-appraisal-value-ratio\/#Does_loan_appraisal_value_ratio_affect_interest_rates\" title=\"Does loan appraisal value ratio affect interest rates?\">Does loan appraisal value ratio affect interest rates?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/what-is-loan-appraisal-value-ratio\/#Can_loan_appraisal_value_ratio_change_over_time\" title=\"Can loan appraisal value ratio change over time?\">Can loan appraisal value ratio change over time?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/what-is-loan-appraisal-value-ratio\/#Are_there_any_drawbacks_to_loan_appraisal_value_ratio\" title=\"Are there any drawbacks to loan appraisal value ratio?\">Are there any drawbacks to loan appraisal value ratio?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/what-is-loan-appraisal-value-ratio\/#What_happens_if_the_loan_appraisal_value_ratio_is_too_high\" title=\"What happens if the loan appraisal value ratio is too high?\">What happens if the loan appraisal value ratio is too high?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/what-is-loan-appraisal-value-ratio\/#Can_borrowers_negotiate_loan_appraisal_value_ratio\" title=\"Can borrowers negotiate loan appraisal value ratio?\">Can borrowers negotiate loan appraisal value ratio?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/what-is-loan-appraisal-value-ratio\/#Is_loan_appraisal_value_ratio_the_same_as_loan-to-value_ratio\" title=\"Is loan appraisal value ratio the same as loan-to-value ratio?\">Is loan appraisal value ratio the same as loan-to-value ratio?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/what-is-loan-appraisal-value-ratio\/#Can_loan_appraisal_value_ratio_be_used_for_refinancing\" title=\"Can loan appraisal value ratio be used for refinancing?\">Can loan appraisal value ratio be used for refinancing?<\/a><\/li><\/ul><\/nav><\/div>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_formula_for_calculating_loan_appraisal_value_ratio\"><\/span>What is the formula for calculating loan appraisal value ratio?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe loan appraisal value ratio is calculated by dividing the appraised value of the property by the loan amount.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Why_is_loan_appraisal_value_ratio_important\"><\/span>Why is loan appraisal value ratio important?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nLoan appraisal value ratio is important as it helps lenders assess the risk associated with a loan. It provides a measure of the property&#8217;s value in relation to the loan amount, allowing lenders to determine the level of security they have in case of default.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_a_good_loan_appraisal_value_ratio\"><\/span>What is a good loan appraisal value ratio?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nA good loan appraisal value ratio typically falls within the range of 80% to 90%. A higher ratio indicates a lower risk for the lender, as it means the property has a higher value compared to the loan amount.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_does_loan_appraisal_value_ratio_affect_loan_approvals\"><\/span>How does loan appraisal value ratio affect loan approvals?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nLoan appraisal value ratio plays a significant role in loan approvals. Lenders often have specific LAVR thresholds that must be met for a loan to be approved. If the ratio is too low, it may lead to loan denial or require the borrower to provide additional collateral.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_factors_can_influence_the_loan_appraisal_value_ratio\"><\/span>What factors can influence the loan appraisal value ratio?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nSeveral factors can influence the loan appraisal value ratio, including the condition of the property, location, market trends, and recent sales of similar properties in the area.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Does_loan_appraisal_value_ratio_affect_interest_rates\"><\/span>Does loan appraisal value ratio affect interest rates?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nLoan appraisal value ratio can indirectly influence interest rates. If the ratio is low, lenders may consider the loan riskier, leading to higher interest rates. However, the direct impact on interest rates may vary depending on other factors such as the borrower&#8217;s credit history.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Can_loan_appraisal_value_ratio_change_over_time\"><\/span>Can loan appraisal value ratio change over time?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, loan appraisal value ratio can change over time. Changes in market conditions, property value, or loan balance can result in a different LAVR. It is important for borrowers to be aware of these potential changes.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Are_there_any_drawbacks_to_loan_appraisal_value_ratio\"><\/span>Are there any drawbacks to loan appraisal value ratio?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nOne potential drawback of loan appraisal value ratio is that it does not consider the borrower&#8217;s ability to repay the loan. It solely focuses on the value of the collateral. Additionally, the appraisal process itself may involve some subjectivity, which can impact the accuracy of the ratio.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_happens_if_the_loan_appraisal_value_ratio_is_too_high\"><\/span>What happens if the loan appraisal value ratio is too high?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf the loan appraisal value ratio is too high, it generally indicates that the property is overvalued compared to the loan amount. In such cases, lenders may reassess the appraised value or require the borrower to provide additional collateral.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Can_borrowers_negotiate_loan_appraisal_value_ratio\"><\/span>Can borrowers negotiate loan appraisal value ratio?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nBorrowers typically have limited control over loan appraisal value ratio, as it is determined by independent appraisers and set industry standards. However, borrowers can provide supporting information about the property to the appraiser to ensure a fair appraisal.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_loan_appraisal_value_ratio_the_same_as_loan-to-value_ratio\"><\/span>Is loan appraisal value ratio the same as loan-to-value ratio?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nLoan appraisal value ratio and loan-to-value ratio are related metrics but not exactly the same. While both ratios compare the loan amount to the value of the property, loan-to-value ratio is calculated using the actual purchase price or the loan amount, whichever is lower, while loan appraisal value ratio uses the appraised value of the property.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Can_loan_appraisal_value_ratio_be_used_for_refinancing\"><\/span>Can loan appraisal value ratio be used for refinancing?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, loan appraisal value ratio is commonly used in refinancing. When refinancing a loan, lenders often require an updated appraisal to determine the new loan appraisal value ratio and assess the risk associated with the refinanced loan.<\/p>\n<p>In conclusion, loan appraisal value ratio is a crucial metric in the lending process. It helps lenders evaluate the value of a property in relation to the loan being sought, providing them with valuable information to make informed lending decisions. Understanding this ratio is essential for borrowers as well, as it can impact loan approvals, interest rates, and loan terms.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>**What is loan appraisal value ratio?** Loan appraisal value ratio, also known as LAVR, is a financial metric used by lenders to determine the value of a property in relation to the amount of loan being sought. It is essentially the ratio of the appraised value of the property to the loan amount. This ratio &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"What is loan appraisal value ratio?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/what-is-loan-appraisal-value-ratio\/#more-253970\">Read more<span class=\"screen-reader-text\">What is loan appraisal value ratio?<\/span><\/a><\/p>\n","protected":false},"author":64,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-253970","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What is loan appraisal value ratio?<\/title>\n<meta name=\"description\" content=\"**What is loan appraisal value ratio?** Loan appraisal value ratio, also known as LAVR, is a financial metric used by lenders to determine the value of a\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/namso-gen.co\/blog\/what-is-loan-appraisal-value-ratio\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What is loan appraisal value ratio?\" \/>\n<meta property=\"og:description\" content=\"**What is loan appraisal value ratio?** Loan appraisal value ratio, also known as LAVR, is a financial metric used by lenders to determine the value of a\" \/>\n<meta property=\"og:url\" content=\"https:\/\/namso-gen.co\/blog\/what-is-loan-appraisal-value-ratio\/\" \/>\n<meta property=\"og:site_name\" content=\"Namso Gen Blog - Free Credit Card Generator [100% Valid]\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/synchronyfinancial\" \/>\n<meta property=\"article:published_time\" content=\"2024-04-30T18:01:37+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2024\/03\/faq.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"630\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Cheri Schmidt\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@synchrony\" \/>\n<meta name=\"twitter:site\" content=\"@synchrony\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Cheri Schmidt\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/namso-gen.co\/blog\/what-is-loan-appraisal-value-ratio\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/what-is-loan-appraisal-value-ratio\/\"},\"author\":{\"name\":\"Cheri Schmidt\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/c76e2cbb558032cc4e544dc3103d3a04\"},\"headline\":\"What is loan appraisal value ratio?\",\"datePublished\":\"2024-04-30T18:01:37+00:00\",\"dateModified\":\"2024-04-30T18:01:37+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/what-is-loan-appraisal-value-ratio\/\"},\"wordCount\":720,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/#organization\"},\"articleSection\":[\"Learn\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/namso-gen.co\/blog\/what-is-loan-appraisal-value-ratio\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/namso-gen.co\/blog\/what-is-loan-appraisal-value-ratio\/\",\"url\":\"https:\/\/namso-gen.co\/blog\/what-is-loan-appraisal-value-ratio\/\",\"name\":\"What is loan appraisal value ratio?\",\"isPartOf\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/#website\"},\"datePublished\":\"2024-04-30T18:01:37+00:00\",\"dateModified\":\"2024-04-30T18:01:37+00:00\",\"description\":\"**What is loan appraisal value ratio?** Loan appraisal value ratio, also known as LAVR, is a financial metric used by lenders to determine the value of a\",\"breadcrumb\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/what-is-loan-appraisal-value-ratio\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/namso-gen.co\/blog\/what-is-loan-appraisal-value-ratio\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/namso-gen.co\/blog\/what-is-loan-appraisal-value-ratio\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/namso-gen.co\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"What is loan appraisal value ratio?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#website\",\"url\":\"https:\/\/namso-gen.co\/blog\/\",\"name\":\"Namso Gen Blog - Free Credit Card Generator [100% Valid]\",\"description\":\"In Namso gen blog you can get many tips regarding to Credit cards, VCC, Credit card security etc. You can generate credit cards by using Namso-gen.co\",\"publisher\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/namso-gen.co\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#organization\",\"name\":\"Namso Gen Blog - Free Credit Card Generator [100% Valid]\",\"url\":\"https:\/\/namso-gen.co\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png\",\"contentUrl\":\"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png\",\"width\":500,\"height\":164,\"caption\":\"Namso Gen Blog - Free Credit Card Generator [100% Valid]\"},\"image\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/synchronyfinancial\",\"https:\/\/twitter.com\/synchrony\",\"https:\/\/www.youtube.com\/synchronyfinancial\",\"https:\/\/www.instagram.com\/synchrony\",\"https:\/\/www.linkedin.com\/company\/synchrony-financial\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/c76e2cbb558032cc4e544dc3103d3a04\",\"name\":\"Cheri Schmidt\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g\",\"caption\":\"Cheri Schmidt\"},\"description\":\"Guest author Cheri Schmidt has meticulously crafted and revised this article to the best of their knowledge and understanding. Readers are strongly advised to exercise caution, verify information independently, and rely on their own judgment when considering the information provided. Read more articles on Namso Gen here.\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"What is loan appraisal value ratio?","description":"**What is loan appraisal value ratio?** Loan appraisal value ratio, also known as LAVR, is a financial metric used by lenders to determine the value of a","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/namso-gen.co\/blog\/what-is-loan-appraisal-value-ratio\/","og_locale":"en_US","og_type":"article","og_title":"What is loan appraisal value ratio?","og_description":"**What is loan appraisal value ratio?** Loan appraisal value ratio, also known as LAVR, is a financial metric used by lenders to determine the value of a","og_url":"https:\/\/namso-gen.co\/blog\/what-is-loan-appraisal-value-ratio\/","og_site_name":"Namso Gen Blog - Free Credit Card Generator [100% Valid]","article_publisher":"https:\/\/www.facebook.com\/synchronyfinancial","article_published_time":"2024-04-30T18:01:37+00:00","og_image":[{"width":1200,"height":630,"url":"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2024\/03\/faq.png","type":"image\/png"}],"author":"Cheri Schmidt","twitter_card":"summary_large_image","twitter_creator":"@synchrony","twitter_site":"@synchrony","twitter_misc":{"Written by":"Cheri Schmidt","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/namso-gen.co\/blog\/what-is-loan-appraisal-value-ratio\/#article","isPartOf":{"@id":"https:\/\/namso-gen.co\/blog\/what-is-loan-appraisal-value-ratio\/"},"author":{"name":"Cheri Schmidt","@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/c76e2cbb558032cc4e544dc3103d3a04"},"headline":"What is loan appraisal value ratio?","datePublished":"2024-04-30T18:01:37+00:00","dateModified":"2024-04-30T18:01:37+00:00","mainEntityOfPage":{"@id":"https:\/\/namso-gen.co\/blog\/what-is-loan-appraisal-value-ratio\/"},"wordCount":720,"commentCount":0,"publisher":{"@id":"https:\/\/namso-gen.co\/blog\/#organization"},"articleSection":["Learn"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/namso-gen.co\/blog\/what-is-loan-appraisal-value-ratio\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/namso-gen.co\/blog\/what-is-loan-appraisal-value-ratio\/","url":"https:\/\/namso-gen.co\/blog\/what-is-loan-appraisal-value-ratio\/","name":"What is loan appraisal value ratio?","isPartOf":{"@id":"https:\/\/namso-gen.co\/blog\/#website"},"datePublished":"2024-04-30T18:01:37+00:00","dateModified":"2024-04-30T18:01:37+00:00","description":"**What is loan appraisal value ratio?** Loan appraisal value ratio, also known as LAVR, is a financial metric used by lenders to determine the value of a","breadcrumb":{"@id":"https:\/\/namso-gen.co\/blog\/what-is-loan-appraisal-value-ratio\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/namso-gen.co\/blog\/what-is-loan-appraisal-value-ratio\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/namso-gen.co\/blog\/what-is-loan-appraisal-value-ratio\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/namso-gen.co\/blog\/"},{"@type":"ListItem","position":2,"name":"What is loan appraisal value ratio?"}]},{"@type":"WebSite","@id":"https:\/\/namso-gen.co\/blog\/#website","url":"https:\/\/namso-gen.co\/blog\/","name":"Namso Gen Blog - Free Credit Card Generator [100% Valid]","description":"In Namso gen blog you can get many tips regarding to Credit cards, VCC, Credit card security etc. You can generate credit cards by using Namso-gen.co","publisher":{"@id":"https:\/\/namso-gen.co\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/namso-gen.co\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/namso-gen.co\/blog\/#organization","name":"Namso Gen Blog - Free Credit Card Generator [100% Valid]","url":"https:\/\/namso-gen.co\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png","contentUrl":"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png","width":500,"height":164,"caption":"Namso Gen Blog - Free Credit Card Generator [100% Valid]"},"image":{"@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/synchronyfinancial","https:\/\/twitter.com\/synchrony","https:\/\/www.youtube.com\/synchronyfinancial","https:\/\/www.instagram.com\/synchrony","https:\/\/www.linkedin.com\/company\/synchrony-financial"]},{"@type":"Person","@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/c76e2cbb558032cc4e544dc3103d3a04","name":"Cheri Schmidt","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g","caption":"Cheri Schmidt"},"description":"Guest author Cheri Schmidt has meticulously crafted and revised this article to the best of their knowledge and understanding. Readers are strongly advised to exercise caution, verify information independently, and rely on their own judgment when considering the information provided. Read more articles on Namso Gen here."}]}},"_links":{"self":[{"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/posts\/253970","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/users\/64"}],"replies":[{"embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/comments?post=253970"}],"version-history":[{"count":0,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/posts\/253970\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/media\/107420"}],"wp:attachment":[{"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/media?parent=253970"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/categories?post=253970"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/tags?post=253970"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}