{"id":250237,"date":"2024-07-06T17:09:29","date_gmt":"2024-07-06T17:09:29","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/?p=250237"},"modified":"2024-07-06T17:09:29","modified_gmt":"2024-07-06T17:09:29","slug":"how-can-you-calculate-lic-surrender-value","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/how-can-you-calculate-lic-surrender-value\/","title":{"rendered":"How can you calculate LIC surrender value?"},"content":{"rendered":"<p>Life Insurance Corporation of India (LIC) offers policyholders the option to surrender their policies before the end of their maturity period. The surrender value is the amount that the policyholder receives after surrendering the policy. Calculating the LIC surrender value can help you understand how much you will receive if you decide to terminate your policy early. Here is how you can calculate the LIC surrender value:<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/how-can-you-calculate-lic-surrender-value\/#1_Understand_the_surrender_value_concept\" title=\"1. Understand the surrender value concept\">1. Understand the surrender value concept<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/how-can-you-calculate-lic-surrender-value\/#2_Check_your_policy_documents\" title=\"2. Check your policy documents\">2. Check your policy documents<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/how-can-you-calculate-lic-surrender-value\/#3_Determine_the_type_of_LIC_policy\" title=\"3. Determine the type of LIC policy\">3. Determine the type of LIC policy<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/how-can-you-calculate-lic-surrender-value\/#4_Understand_the_surrender_value_factors\" title=\"4. Understand the surrender value factors\">4. Understand the surrender value factors<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/how-can-you-calculate-lic-surrender-value\/#5_Familiarize_yourself_with_the_surrender_value_formula\" title=\"5. Familiarize yourself with the surrender value formula\">5. Familiarize yourself with the surrender value formula<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/how-can-you-calculate-lic-surrender-value\/#6_Calculate_the_paid-up_value\" title=\"6. Calculate the paid-up value\">6. Calculate the paid-up value<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/how-can-you-calculate-lic-surrender-value\/#7_For_traditional_policies\" title=\"7. For traditional policies\">7. For traditional policies<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/how-can-you-calculate-lic-surrender-value\/#8_For_unit-linked_policies_ULIP\" title=\"8. For unit-linked policies (ULIP)\">8. For unit-linked policies (ULIP)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/how-can-you-calculate-lic-surrender-value\/#9_Calculate_the_special_surrender_value\" title=\"9. Calculate the special surrender value\">9. Calculate the special surrender value<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/how-can-you-calculate-lic-surrender-value\/#Related_FAQs\" title=\"Related FAQs:\">Related FAQs:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/how-can-you-calculate-lic-surrender-value\/#1_What_happens_if_I_surrender_my_LIC_policy_early\" title=\"1. What happens if I surrender my LIC policy early?\">1. What happens if I surrender my LIC policy early?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/how-can-you-calculate-lic-surrender-value\/#2_Can_I_surrender_my_LIC_policy_anytime\" title=\"2. Can I surrender my LIC policy anytime?\">2. Can I surrender my LIC policy anytime?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/namso-gen.co\/blog\/how-can-you-calculate-lic-surrender-value\/#3_Is_the_surrender_process_easy\" title=\"3. Is the surrender process easy?\">3. Is the surrender process easy?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/namso-gen.co\/blog\/how-can-you-calculate-lic-surrender-value\/#4_Can_I_revive_a_surrended_LIC_policy\" title=\"4. Can I revive a surrended LIC policy?\">4. Can I revive a surrended LIC policy?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/namso-gen.co\/blog\/how-can-you-calculate-lic-surrender-value\/#5_Can_I_avail_loans_against_a_policy_after_surrendering_it\" title=\"5. Can I avail loans against a policy after surrendering it?\">5. Can I avail loans against a policy after surrendering it?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/namso-gen.co\/blog\/how-can-you-calculate-lic-surrender-value\/#6_Can_I_surrender_a_ULIP_policy\" title=\"6. Can I surrender a ULIP policy?\">6. Can I surrender a ULIP policy?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/namso-gen.co\/blog\/how-can-you-calculate-lic-surrender-value\/#7_How_is_the_surrender_value_paid\" title=\"7. How is the surrender value paid?\">7. How is the surrender value paid?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/namso-gen.co\/blog\/how-can-you-calculate-lic-surrender-value\/#8_Will_I_receive_the_entire_surrender_value\" title=\"8. Will I receive the entire surrender value?\">8. Will I receive the entire surrender value?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/namso-gen.co\/blog\/how-can-you-calculate-lic-surrender-value\/#9_Does_the_surrender_value_include_bonuses\" title=\"9. Does the surrender value include bonuses?\">9. Does the surrender value include bonuses?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/namso-gen.co\/blog\/how-can-you-calculate-lic-surrender-value\/#10_Is_the_surrender_value_taxable\" title=\"10. Is the surrender value taxable?\">10. Is the surrender value taxable?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/namso-gen.co\/blog\/how-can-you-calculate-lic-surrender-value\/#11_Can_I_change_my_mind_after_surrendering_a_policy\" title=\"11. Can I change my mind after surrendering a policy?\">11. Can I change my mind after surrendering a policy?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/namso-gen.co\/blog\/how-can-you-calculate-lic-surrender-value\/#12_What_other_options_do_I_have_instead_of_surrendering_my_policy\" title=\"12. What other options do I have instead of surrendering my policy?\">12. What other options do I have instead of surrendering my policy?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"1_Understand_the_surrender_value_concept\"><\/span>1. Understand the surrender value concept<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The surrender value is the amount payable to the policyholder if they opt to terminate their life insurance policy before its full maturity. It factors in various variables, including the policy&#8217;s duration, the amount of premiums paid, and the number of years the policy is in force.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"2_Check_your_policy_documents\"><\/span>2. Check your policy documents<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>To calculate the surrender value of your LIC policy accurately, refer to your policy documents. The terms and conditions mentioned in the policy document provide details about surrender options and the applicable formula for calculating surrender value.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"3_Determine_the_type_of_LIC_policy\"><\/span>3. Determine the type of LIC policy<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Different LIC policies have varying surrender value calculation methods. Identify the type of LIC policy you hold to ensure you use the correct formula for your calculations.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"4_Understand_the_surrender_value_factors\"><\/span>4. Understand the surrender value factors<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The surrender value depends on various factors like the policy&#8217;s duration, the number of premiums paid, the premium payment term, and the premium payment frequency.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"5_Familiarize_yourself_with_the_surrender_value_formula\"><\/span>5. Familiarize yourself with the surrender value formula<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>LIC follows specific formulas to calculate the surrender value for different types of policies. These formulas consider factors such as policy term, premium paying term, and premium payment frequency. These formulas can be complex, and it is recommended to consult an LIC representative or refer to the policy document to ensure accuracy.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"6_Calculate_the_paid-up_value\"><\/span>6. Calculate the paid-up value<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Before calculating the surrender value, determine the paid-up value of your LIC policy. The paid-up value is the reduced sum assured that you will be entitled to if you stop paying your premiums. It is calculated based on the premiums paid and the policy&#8217;s accumulated bonuses.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"7_For_traditional_policies\"><\/span>7. For traditional policies<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>If you have a traditional LIC policy like an endowment or money-back policy, the surrender value calculation formula depends on the policy term, premium payment term, and the number of years the premiums have been paid.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"8_For_unit-linked_policies_ULIP\"><\/span>8. For unit-linked policies (ULIP)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>ULIPs have different surrender value calculation rules. The surrender value for ULIP policies depends on the number of premiums paid, the fund value, and other factors as defined in the policy documents.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"9_Calculate_the_special_surrender_value\"><\/span>9. Calculate the special surrender value<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The special surrender value may be applicable in certain circumstances, such as policies with a guaranteed surrender value clause. This value is determined by LIC and may or may not be higher than the normal surrender value.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Related_FAQs\"><\/span>Related FAQs:<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<h3><span class=\"ez-toc-section\" id=\"1_What_happens_if_I_surrender_my_LIC_policy_early\"><\/span>1. What happens if I surrender my LIC policy early?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf you surrender your LIC policy early, you will receive the surrender value, which may be less than the total premiums paid.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Can_I_surrender_my_LIC_policy_anytime\"><\/span>2. Can I surrender my LIC policy anytime?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, you can surrender your LIC policy anytime during the policy term. However, it is advisable to consult with an LIC representative to understand the implications before making a decision.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Is_the_surrender_process_easy\"><\/span>3. Is the surrender process easy?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe surrender process for LIC policies is relatively straightforward. You need to fill out the surrender form, submit necessary documents, and provide your bank details for receiving the surrender value.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_Can_I_revive_a_surrended_LIC_policy\"><\/span>4. Can I revive a surrended LIC policy?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nNo, once you surrender your LIC policy, you cannot revive it. The surrendering terminates the policy permanently.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_Can_I_avail_loans_against_a_policy_after_surrendering_it\"><\/span>5. Can I avail loans against a policy after surrendering it?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nNo, you cannot avail loans against a policy after surrendering it. Surrendering the policy terminates all benefits associated with it.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_Can_I_surrender_a_ULIP_policy\"><\/span>6. Can I surrender a ULIP policy?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, you can surrender a ULIP policy. The surrender value calculation for ULIP policies may be different from traditional policies.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_How_is_the_surrender_value_paid\"><\/span>7. How is the surrender value paid?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe surrender value is typically paid via electronic funds transfer (EFT) directly into the policyholder&#8217;s bank account.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_Will_I_receive_the_entire_surrender_value\"><\/span>8. Will I receive the entire surrender value?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nCertain deductions, such as unpaid premiums and surrender charges, may be deducted from the surrender value before it is paid to the policyholder.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_Does_the_surrender_value_include_bonuses\"><\/span>9. Does the surrender value include bonuses?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, the surrender value may include any applicable bonuses that have accumulated during the policy term.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_Is_the_surrender_value_taxable\"><\/span>10. Is the surrender value taxable?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe surrender value of a life insurance policy is generally tax-free under Section 10(10D) of the Income Tax Act, subject to certain conditions.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_Can_I_change_my_mind_after_surrendering_a_policy\"><\/span>11. Can I change my mind after surrendering a policy?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nOnce the surrender process is complete, it is typically not possible to change your mind. Make sure you are certain before proceeding.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_What_other_options_do_I_have_instead_of_surrendering_my_policy\"><\/span>12. What other options do I have instead of surrendering my policy?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nInstead of surrendering your policy, you can explore options like taking a loan against your policy, reducing the sum assured, or converting it to a paid-up policy. Consult with an LIC representative to understand the available alternatives.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Life Insurance Corporation of India (LIC) offers policyholders the option to surrender their policies before the end of their maturity period. The surrender value is the amount that the policyholder receives after surrendering the policy. Calculating the LIC surrender value can help you understand how much you will receive if you decide to terminate your &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"How can you calculate LIC surrender value?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/how-can-you-calculate-lic-surrender-value\/#more-250237\">Read more<span class=\"screen-reader-text\">How can you calculate LIC surrender value?<\/span><\/a><\/p>\n","protected":false},"author":63,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-250237","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How can you calculate LIC surrender value?<\/title>\n<meta name=\"description\" content=\"Life Insurance Corporation of India (LIC) offers policyholders the option to surrender their policies before the end of their maturity period. The\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/namso-gen.co\/blog\/how-can-you-calculate-lic-surrender-value\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How can you calculate LIC surrender value?\" \/>\n<meta property=\"og:description\" content=\"Life Insurance Corporation of India (LIC) offers policyholders the option to surrender their policies before the end of their maturity period. The\" \/>\n<meta property=\"og:url\" content=\"https:\/\/namso-gen.co\/blog\/how-can-you-calculate-lic-surrender-value\/\" \/>\n<meta property=\"og:site_name\" content=\"Namso Gen Blog - Free Credit Card Generator [100% Valid]\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/synchronyfinancial\" \/>\n<meta property=\"article:published_time\" content=\"2024-07-06T17:09:29+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2024\/03\/faq.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"630\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Velma Ogden\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@synchrony\" \/>\n<meta name=\"twitter:site\" content=\"@synchrony\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Velma Ogden\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/namso-gen.co\/blog\/how-can-you-calculate-lic-surrender-value\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/how-can-you-calculate-lic-surrender-value\/\"},\"author\":{\"name\":\"Velma Ogden\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/fc93d9bf0970ea3275be2a8bb1824bee\"},\"headline\":\"How can you calculate LIC surrender value?\",\"datePublished\":\"2024-07-06T17:09:29+00:00\",\"dateModified\":\"2024-07-06T17:09:29+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/how-can-you-calculate-lic-surrender-value\/\"},\"wordCount\":823,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/#organization\"},\"articleSection\":[\"Learn\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/namso-gen.co\/blog\/how-can-you-calculate-lic-surrender-value\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/namso-gen.co\/blog\/how-can-you-calculate-lic-surrender-value\/\",\"url\":\"https:\/\/namso-gen.co\/blog\/how-can-you-calculate-lic-surrender-value\/\",\"name\":\"How can you calculate LIC surrender value?\",\"isPartOf\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/#website\"},\"datePublished\":\"2024-07-06T17:09:29+00:00\",\"dateModified\":\"2024-07-06T17:09:29+00:00\",\"description\":\"Life Insurance Corporation of India (LIC) offers policyholders the option to surrender their policies before the end of their maturity period. The\",\"breadcrumb\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/how-can-you-calculate-lic-surrender-value\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/namso-gen.co\/blog\/how-can-you-calculate-lic-surrender-value\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/namso-gen.co\/blog\/how-can-you-calculate-lic-surrender-value\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/namso-gen.co\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"How can you calculate LIC surrender value?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#website\",\"url\":\"https:\/\/namso-gen.co\/blog\/\",\"name\":\"Namso Gen Blog - Free Credit Card Generator [100% Valid]\",\"description\":\"In Namso gen blog you can get many tips regarding to Credit cards, VCC, Credit card security etc. You can generate credit cards by using Namso-gen.co\",\"publisher\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/namso-gen.co\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#organization\",\"name\":\"Namso Gen Blog - Free Credit Card Generator [100% Valid]\",\"url\":\"https:\/\/namso-gen.co\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png\",\"contentUrl\":\"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png\",\"width\":500,\"height\":164,\"caption\":\"Namso Gen Blog - Free Credit Card Generator [100% Valid]\"},\"image\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/synchronyfinancial\",\"https:\/\/twitter.com\/synchrony\",\"https:\/\/www.youtube.com\/synchronyfinancial\",\"https:\/\/www.instagram.com\/synchrony\",\"https:\/\/www.linkedin.com\/company\/synchrony-financial\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/fc93d9bf0970ea3275be2a8bb1824bee\",\"name\":\"Velma Ogden\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g\",\"caption\":\"Velma Ogden\"},\"description\":\"Guest author Velma Ogden has meticulously crafted and revised this article to the best of their knowledge and understanding. Readers are strongly advised to exercise caution, verify information independently, and rely on their own judgment when considering the information provided. Read more articles on Namso Gen here.\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"How can you calculate LIC surrender value?","description":"Life Insurance Corporation of India (LIC) offers policyholders the option to surrender their policies before the end of their maturity period. The","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/namso-gen.co\/blog\/how-can-you-calculate-lic-surrender-value\/","og_locale":"en_US","og_type":"article","og_title":"How can you calculate LIC surrender value?","og_description":"Life Insurance Corporation of India (LIC) offers policyholders the option to surrender their policies before the end of their maturity period. The","og_url":"https:\/\/namso-gen.co\/blog\/how-can-you-calculate-lic-surrender-value\/","og_site_name":"Namso Gen Blog - Free Credit Card Generator [100% Valid]","article_publisher":"https:\/\/www.facebook.com\/synchronyfinancial","article_published_time":"2024-07-06T17:09:29+00:00","og_image":[{"width":1200,"height":630,"url":"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2024\/03\/faq.png","type":"image\/png"}],"author":"Velma Ogden","twitter_card":"summary_large_image","twitter_creator":"@synchrony","twitter_site":"@synchrony","twitter_misc":{"Written by":"Velma Ogden","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/namso-gen.co\/blog\/how-can-you-calculate-lic-surrender-value\/#article","isPartOf":{"@id":"https:\/\/namso-gen.co\/blog\/how-can-you-calculate-lic-surrender-value\/"},"author":{"name":"Velma Ogden","@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/fc93d9bf0970ea3275be2a8bb1824bee"},"headline":"How can you calculate LIC surrender value?","datePublished":"2024-07-06T17:09:29+00:00","dateModified":"2024-07-06T17:09:29+00:00","mainEntityOfPage":{"@id":"https:\/\/namso-gen.co\/blog\/how-can-you-calculate-lic-surrender-value\/"},"wordCount":823,"commentCount":0,"publisher":{"@id":"https:\/\/namso-gen.co\/blog\/#organization"},"articleSection":["Learn"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/namso-gen.co\/blog\/how-can-you-calculate-lic-surrender-value\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/namso-gen.co\/blog\/how-can-you-calculate-lic-surrender-value\/","url":"https:\/\/namso-gen.co\/blog\/how-can-you-calculate-lic-surrender-value\/","name":"How can you calculate LIC surrender value?","isPartOf":{"@id":"https:\/\/namso-gen.co\/blog\/#website"},"datePublished":"2024-07-06T17:09:29+00:00","dateModified":"2024-07-06T17:09:29+00:00","description":"Life Insurance Corporation of India (LIC) offers policyholders the option to surrender their policies before the end of their maturity period. The","breadcrumb":{"@id":"https:\/\/namso-gen.co\/blog\/how-can-you-calculate-lic-surrender-value\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/namso-gen.co\/blog\/how-can-you-calculate-lic-surrender-value\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/namso-gen.co\/blog\/how-can-you-calculate-lic-surrender-value\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/namso-gen.co\/blog\/"},{"@type":"ListItem","position":2,"name":"How can you calculate LIC surrender value?"}]},{"@type":"WebSite","@id":"https:\/\/namso-gen.co\/blog\/#website","url":"https:\/\/namso-gen.co\/blog\/","name":"Namso Gen Blog - Free Credit Card Generator [100% Valid]","description":"In Namso gen blog you can get many tips regarding to Credit cards, VCC, Credit card security etc. You can generate credit cards by using Namso-gen.co","publisher":{"@id":"https:\/\/namso-gen.co\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/namso-gen.co\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/namso-gen.co\/blog\/#organization","name":"Namso Gen Blog - Free Credit Card Generator [100% Valid]","url":"https:\/\/namso-gen.co\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png","contentUrl":"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png","width":500,"height":164,"caption":"Namso Gen Blog - Free Credit Card Generator [100% Valid]"},"image":{"@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/synchronyfinancial","https:\/\/twitter.com\/synchrony","https:\/\/www.youtube.com\/synchronyfinancial","https:\/\/www.instagram.com\/synchrony","https:\/\/www.linkedin.com\/company\/synchrony-financial"]},{"@type":"Person","@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/fc93d9bf0970ea3275be2a8bb1824bee","name":"Velma Ogden","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g","caption":"Velma Ogden"},"description":"Guest author Velma Ogden has meticulously crafted and revised this article to the best of their knowledge and understanding. Readers are strongly advised to exercise caution, verify information independently, and rely on their own judgment when considering the information provided. Read more articles on Namso Gen here."}]}},"_links":{"self":[{"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/posts\/250237","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/users\/63"}],"replies":[{"embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/comments?post=250237"}],"version-history":[{"count":0,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/posts\/250237\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/media\/107420"}],"wp:attachment":[{"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/media?parent=250237"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/categories?post=250237"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/tags?post=250237"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}