{"id":242395,"date":"2024-05-10T01:33:58","date_gmt":"2024-05-10T01:33:58","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/?p=242395"},"modified":"2024-05-10T01:33:58","modified_gmt":"2024-05-10T01:33:58","slug":"what-items-should-you-check-escrow-2","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/what-items-should-you-check-escrow-2\/","title":{"rendered":"What items should you check escrow?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/what-items-should-you-check-escrow-2\/#What_items_should_you_check_escrow\" title=\"What items should you check escrow?\">What items should you check escrow?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/what-items-should-you-check-escrow-2\/#1_Are_all_necessary_documents_present\" title=\"1. Are all necessary documents present?\">1. Are all necessary documents present?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/what-items-should-you-check-escrow-2\/#2_Is_the_purchase_price_accurate\" title=\"2. Is the purchase price accurate?\">2. Is the purchase price accurate?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/what-items-should-you-check-escrow-2\/#3_Are_property_taxes_and_insurance_premiums_being_paid\" title=\"3. Are property taxes and insurance premiums being paid?\">3. Are property taxes and insurance premiums being paid?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/what-items-should-you-check-escrow-2\/#4_Have_all_necessary_inspections_been_completed\" title=\"4. Have all necessary inspections been completed?\">4. Have all necessary inspections been completed?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/what-items-should-you-check-escrow-2\/#5_Is_the_title_free_and_clear\" title=\"5. Is the title free and clear?\">5. Is the title free and clear?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/what-items-should-you-check-escrow-2\/#6_Have_all_seller_obligations_been_met\" title=\"6. Have all seller obligations been met?\">6. Have all seller obligations been met?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/what-items-should-you-check-escrow-2\/#7_Are_all_contingencies_satisfied\" title=\"7. Are all contingencies satisfied?\">7. Are all contingencies satisfied?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/what-items-should-you-check-escrow-2\/#8_Is_the_loan_commitment_in_place\" title=\"8. Is the loan commitment in place?\">8. Is the loan commitment in place?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/what-items-should-you-check-escrow-2\/#9_Have_all_closing_costs_been_accounted_for\" title=\"9. Have all closing costs been accounted for?\">9. Have all closing costs been accounted for?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/what-items-should-you-check-escrow-2\/#10_Are_there_any_outstanding_disputes_or_issues\" title=\"10. Are there any outstanding disputes or issues?\">10. Are there any outstanding disputes or issues?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/what-items-should-you-check-escrow-2\/#11_Is_the_final_settlement_statement_accurate\" title=\"11. Is the final settlement statement accurate?\">11. Is the final settlement statement accurate?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/namso-gen.co\/blog\/what-items-should-you-check-escrow-2\/#12_Have_all_parties_signed_the_necessary_documents\" title=\"12. Have all parties signed the necessary documents?\">12. Have all parties signed the necessary documents?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"What_items_should_you_check_escrow\"><\/span>What items should you check escrow?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>When you are involved in a real estate transaction, one crucial step is to ensure that everything is in order before closing. Escrow is an important part of this process, as it acts as a secure holding place for funds and documents until all conditions of the sale are met. But what specific items should you check in escrow to guarantee a smooth closing? Here are some key things to look out for:<\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_Are_all_necessary_documents_present\"><\/span>1. Are all necessary documents present?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIt is essential to verify that all required documents, such as the purchase agreement, disclosures, contingency clauses, and title reports, are in escrow and properly executed.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Is_the_purchase_price_accurate\"><\/span>2. Is the purchase price accurate?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nDouble-check that the purchase price in the escrow instructions matches what was agreed upon in the sales contract.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Are_property_taxes_and_insurance_premiums_being_paid\"><\/span>3. Are property taxes and insurance premiums being paid?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nConfirm that funds are being set aside in escrow to cover property taxes and insurance premiums, as these expenses are often paid out of escrow.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_Have_all_necessary_inspections_been_completed\"><\/span>4. Have all necessary inspections been completed?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nEnsure that any required inspections, such as termite, home, or roof inspections, have been conducted and that the results are satisfactory.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_Is_the_title_free_and_clear\"><\/span>5. Is the title free and clear?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nReview the preliminary title report to ensure there are no liens, judgments, or other encumbrances that could affect the property&#8217;s ownership.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_Have_all_seller_obligations_been_met\"><\/span>6. Have all seller obligations been met?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nMake sure that the seller has completed any required repairs or other obligations outlined in the purchase agreement before closing.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_Are_all_contingencies_satisfied\"><\/span>7. Are all contingencies satisfied?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nCheck that all contingencies, such as financing or inspection contingencies, have been satisfied before moving forward with the closing process.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_Is_the_loan_commitment_in_place\"><\/span>8. Is the loan commitment in place?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nVerify that the buyer has secured a loan commitment from their lender to ensure that financing is in place for the purchase.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_Have_all_closing_costs_been_accounted_for\"><\/span>9. Have all closing costs been accounted for?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nEnsure that all closing costs, such as escrow fees, title insurance, and recording fees, are accurately calculated and included in the closing documents.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_Are_there_any_outstanding_disputes_or_issues\"><\/span>10. Are there any outstanding disputes or issues?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nAddress any unresolved disputes or issues between the buyer and seller before closing to prevent delays or complications.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_Is_the_final_settlement_statement_accurate\"><\/span>11. Is the final settlement statement accurate?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nReview the closing statement to verify that all charges and credits are correct and that the final figures align with what was agreed upon.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_Have_all_parties_signed_the_necessary_documents\"><\/span>12. Have all parties signed the necessary documents?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nConfirm that all parties involved in the transaction have signed the required documents to finalize the sale and release funds from escrow.<\/p>\n<p>Checking these items in escrow can help ensure a smooth and successful closing process for all parties involved in a real estate transaction. By being diligent and thorough in reviewing these key elements, you can prevent any potential issues or delays that may arise during the escrow period. Happy closing!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>What items should you check escrow? When you are involved in a real estate transaction, one crucial step is to ensure that everything is in order before closing. Escrow is an important part of this process, as it acts as a secure holding place for funds and documents until all conditions of the sale are &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"What items should you check escrow?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/what-items-should-you-check-escrow-2\/#more-242395\">Read more<span class=\"screen-reader-text\">What items should you check escrow?<\/span><\/a><\/p>\n","protected":false},"author":61,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-242395","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What items should you check escrow?<\/title>\n<meta name=\"description\" content=\"What items should you check escrow? 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