{"id":242027,"date":"2024-05-05T00:17:27","date_gmt":"2024-05-05T00:17:27","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/?p=242027"},"modified":"2024-05-05T00:17:27","modified_gmt":"2024-05-05T00:17:27","slug":"who-pays-the-home-appraisal-in-escrow","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/who-pays-the-home-appraisal-in-escrow\/","title":{"rendered":"Who pays the home appraisal in escrow?"},"content":{"rendered":"<p>**The home appraisal in escrow is typically paid for by the buyer.**<\/p>\n<p>When buying a home, there are many steps involved in the process, one of which is getting the home appraised. An appraisal is an evaluation of the property&#8217;s value by a licensed appraiser to ensure that the home is worth the amount of money being loaned for it. In escrow, the buyer is usually responsible for paying for the home appraisal, as it is for their benefit to know the true value of the property.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/who-pays-the-home-appraisal-in-escrow\/#FAQs_on_Who_pays_the_home_appraisal_in_escrow\" title=\"FAQs on Who pays the home appraisal in escrow:\">FAQs on Who pays the home appraisal in escrow:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/who-pays-the-home-appraisal-in-escrow\/#1_Can_the_seller_pay_for_the_home_appraisal_in_escrow\" title=\"1. Can the seller pay for the home appraisal in escrow?\">1. Can the seller pay for the home appraisal in escrow?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/who-pays-the-home-appraisal-in-escrow\/#2_Why_is_the_buyer_responsible_for_paying_the_home_appraisal_in_escrow\" title=\"2. Why is the buyer responsible for paying the home appraisal in escrow?\">2. Why is the buyer responsible for paying the home appraisal in escrow?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/who-pays-the-home-appraisal-in-escrow\/#3_How_much_does_a_home_appraisal_cost_in_escrow\" title=\"3. How much does a home appraisal cost in escrow?\">3. How much does a home appraisal cost in escrow?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/who-pays-the-home-appraisal-in-escrow\/#4_When_does_the_home_appraisal_take_place_in_escrow\" title=\"4. When does the home appraisal take place in escrow?\">4. When does the home appraisal take place in escrow?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/who-pays-the-home-appraisal-in-escrow\/#5_What_happens_if_the_home_appraisal_comes_in_lower_than_the_purchase_price_in_escrow\" title=\"5. What happens if the home appraisal comes in lower than the purchase price in escrow?\">5. What happens if the home appraisal comes in lower than the purchase price in escrow?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/who-pays-the-home-appraisal-in-escrow\/#6_Can_the_buyer_choose_the_appraiser_in_escrow\" title=\"6. Can the buyer choose the appraiser in escrow?\">6. Can the buyer choose the appraiser in escrow?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/who-pays-the-home-appraisal-in-escrow\/#7_Who_receives_a_copy_of_the_home_appraisal_report_in_escrow\" title=\"7. Who receives a copy of the home appraisal report in escrow?\">7. Who receives a copy of the home appraisal report in escrow?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/who-pays-the-home-appraisal-in-escrow\/#8_Is_the_home_appraisal_fee_refundable_in_escrow\" title=\"8. Is the home appraisal fee refundable in escrow?\">8. Is the home appraisal fee refundable in escrow?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/who-pays-the-home-appraisal-in-escrow\/#9_Do_cash_buyers_need_to_get_a_home_appraisal_in_escrow\" title=\"9. Do cash buyers need to get a home appraisal in escrow?\">9. Do cash buyers need to get a home appraisal in escrow?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/who-pays-the-home-appraisal-in-escrow\/#10_Can_the_home_appraisal_be_waived_in_escrow\" title=\"10. Can the home appraisal be waived in escrow?\">10. Can the home appraisal be waived in escrow?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/who-pays-the-home-appraisal-in-escrow\/#11_Is_the_home_appraisal_different_from_a_home_inspection_in_escrow\" title=\"11. Is the home appraisal different from a home inspection in escrow?\">11. Is the home appraisal different from a home inspection in escrow?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/namso-gen.co\/blog\/who-pays-the-home-appraisal-in-escrow\/#12_Can_the_buyer_challenge_the_home_appraisal_results_in_escrow\" title=\"12. Can the buyer challenge the home appraisal results in escrow?\">12. Can the buyer challenge the home appraisal results in escrow?<\/a><\/li><\/ul><\/nav><\/div>\n<h3><span class=\"ez-toc-section\" id=\"FAQs_on_Who_pays_the_home_appraisal_in_escrow\"><\/span>FAQs on Who pays the home appraisal in escrow:<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<h3><span class=\"ez-toc-section\" id=\"1_Can_the_seller_pay_for_the_home_appraisal_in_escrow\"><\/span>1. Can the seller pay for the home appraisal in escrow?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIn some cases, the seller may offer to pay for the home appraisal to sweeten the deal for the buyer, but it is not common practice.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Why_is_the_buyer_responsible_for_paying_the_home_appraisal_in_escrow\"><\/span>2. Why is the buyer responsible for paying the home appraisal in escrow?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nSince the appraisal is for the benefit of the buyer to ensure they are not overpaying for the property, it makes sense for the buyer to cover this cost.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_How_much_does_a_home_appraisal_cost_in_escrow\"><\/span>3. How much does a home appraisal cost in escrow?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe cost of a home appraisal can vary depending on the location and size of the property, but it typically ranges from $300 to $500.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_When_does_the_home_appraisal_take_place_in_escrow\"><\/span>4. When does the home appraisal take place in escrow?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe home appraisal usually takes place after the buyer and seller have agreed on a purchase price and the buyer has secured a mortgage loan.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_What_happens_if_the_home_appraisal_comes_in_lower_than_the_purchase_price_in_escrow\"><\/span>5. What happens if the home appraisal comes in lower than the purchase price in escrow?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf the home appraisal comes in lower than the purchase price, the buyer may need to renegotiate with the seller or come up with the difference in cash.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_Can_the_buyer_choose_the_appraiser_in_escrow\"><\/span>6. Can the buyer choose the appraiser in escrow?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nWhile the buyer cannot choose the specific appraiser, they can request a different one if they have concerns about bias or competence.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_Who_receives_a_copy_of_the_home_appraisal_report_in_escrow\"><\/span>7. Who receives a copy of the home appraisal report in escrow?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nBoth the buyer and the lender will receive a copy of the home appraisal report to review.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_Is_the_home_appraisal_fee_refundable_in_escrow\"><\/span>8. Is the home appraisal fee refundable in escrow?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe home appraisal fee is typically non-refundable, even if the deal falls through for any reason.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_Do_cash_buyers_need_to_get_a_home_appraisal_in_escrow\"><\/span>9. Do cash buyers need to get a home appraisal in escrow?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nCash buyers are not required to get a home appraisal, but it is still recommended to ensure they are not overpaying for the property.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_Can_the_home_appraisal_be_waived_in_escrow\"><\/span>10. Can the home appraisal be waived in escrow?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIn some cases, the home appraisal may be waived by the lender if they feel confident in the property&#8217;s value based on other factors.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_Is_the_home_appraisal_different_from_a_home_inspection_in_escrow\"><\/span>11. Is the home appraisal different from a home inspection in escrow?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, the home appraisal is an evaluation of the property&#8217;s value, while a home inspection is a thorough examination of the property&#8217;s condition.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_Can_the_buyer_challenge_the_home_appraisal_results_in_escrow\"><\/span>12. Can the buyer challenge the home appraisal results in escrow?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf the buyer disagrees with the home appraisal results, they can provide additional information or evidence to the appraiser for reconsideration.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>**The home appraisal in escrow is typically paid for by the buyer.** When buying a home, there are many steps involved in the process, one of which is getting the home appraised. An appraisal is an evaluation of the property&#8217;s value by a licensed appraiser to ensure that the home is worth the amount of &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"Who pays the home appraisal in escrow?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/who-pays-the-home-appraisal-in-escrow\/#more-242027\">Read more<span class=\"screen-reader-text\">Who pays the home appraisal in escrow?<\/span><\/a><\/p>\n","protected":false},"author":61,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-242027","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Who pays the home appraisal in escrow?<\/title>\n<meta name=\"description\" content=\"**The home appraisal in escrow is typically paid for by the buyer.** When buying a home, there are many steps involved in the process, one of which is\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/namso-gen.co\/blog\/who-pays-the-home-appraisal-in-escrow\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Who pays the home appraisal in escrow?\" \/>\n<meta property=\"og:description\" content=\"**The home appraisal in escrow is typically paid for by the buyer.** When buying a home, there are many steps involved in the process, one of which is\" \/>\n<meta property=\"og:url\" content=\"https:\/\/namso-gen.co\/blog\/who-pays-the-home-appraisal-in-escrow\/\" \/>\n<meta property=\"og:site_name\" content=\"Namso Gen Blog - 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