{"id":241253,"date":"2024-07-10T18:34:20","date_gmt":"2024-07-10T18:34:20","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/?p=241253"},"modified":"2024-07-10T18:34:20","modified_gmt":"2024-07-10T18:34:20","slug":"what-is-appraisal-in-us-mortgage","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/what-is-appraisal-in-us-mortgage\/","title":{"rendered":"What is appraisal in us mortgage?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/what-is-appraisal-in-us-mortgage\/#What_is_appraisal_in_US_mortgage\" title=\"What is appraisal in US mortgage?\">What is appraisal in US mortgage?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/what-is-appraisal-in-us-mortgage\/#What_are_some_commonly_asked_questions_about_appraisals_in_US_mortgages\" title=\"What are some commonly asked questions about appraisals in US mortgages?\">What are some commonly asked questions about appraisals in US mortgages?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/what-is-appraisal-in-us-mortgage\/#1_Why_is_an_appraisal_necessary_for_a_US_mortgage\" title=\"1. Why is an appraisal necessary for a US mortgage?\">1. Why is an appraisal necessary for a US mortgage?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/what-is-appraisal-in-us-mortgage\/#2_Who_typically_pays_for_the_appraisal\" title=\"2. Who typically pays for the appraisal?\">2. Who typically pays for the appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/what-is-appraisal-in-us-mortgage\/#3_How_is_an_appraiser_chosen_for_a_US_mortgage\" title=\"3. How is an appraiser chosen for a US mortgage?\">3. How is an appraiser chosen for a US mortgage?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/what-is-appraisal-in-us-mortgage\/#4_What_factors_does_an_appraiser_consider_when_determining_the_value_of_a_property\" title=\"4. What factors does an appraiser consider when determining the value of a property?\">4. What factors does an appraiser consider when determining the value of a property?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/what-is-appraisal-in-us-mortgage\/#5_Can_a_buyer_request_a_second_appraisal_if_they_disagree_with_the_first_one\" title=\"5. Can a buyer request a second appraisal if they disagree with the first one?\">5. Can a buyer request a second appraisal if they disagree with the first one?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/what-is-appraisal-in-us-mortgage\/#6_What_if_the_appraisal_comes_in_lower_than_the_agreed-upon_purchase_price\" title=\"6. What if the appraisal comes in lower than the agreed-upon purchase price?\">6. What if the appraisal comes in lower than the agreed-upon purchase price?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/what-is-appraisal-in-us-mortgage\/#7_How_long_does_an_appraisal_for_a_US_mortgage_take\" title=\"7. How long does an appraisal for a US mortgage take?\">7. How long does an appraisal for a US mortgage take?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/what-is-appraisal-in-us-mortgage\/#8_Can_a_homeowner_challenge_the_results_of_an_appraisal\" title=\"8. Can a homeowner challenge the results of an appraisal?\">8. Can a homeowner challenge the results of an appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/what-is-appraisal-in-us-mortgage\/#9_Are_there_different_types_of_appraisals_for_US_mortgages\" title=\"9. Are there different types of appraisals for US mortgages?\">9. Are there different types of appraisals for US mortgages?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/what-is-appraisal-in-us-mortgage\/#10_Do_appraisals_expire\" title=\"10. Do appraisals expire?\">10. Do appraisals expire?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/namso-gen.co\/blog\/what-is-appraisal-in-us-mortgage\/#11_Can_a_propertys_appraised_value_increase_over_time\" title=\"11. Can a property&#8217;s appraised value increase over time?\">11. Can a property&#8217;s appraised value increase over time?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/namso-gen.co\/blog\/what-is-appraisal-in-us-mortgage\/#12_Are_there_any_restrictions_on_who_can_perform_an_appraisal_for_a_US_mortgage\" title=\"12. Are there any restrictions on who can perform an appraisal for a US mortgage?\">12. Are there any restrictions on who can perform an appraisal for a US mortgage?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"What_is_appraisal_in_US_mortgage\"><\/span>What is appraisal in US mortgage?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><strong>Appraisal in US mortgage<\/strong> is the process of assessing the value of a property to determine its worth before a lender approves a loan for the purchase of that property. Appraisals are required by mortgage lenders to protect their investment by ensuring that the property is worth the amount loaned.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_are_some_commonly_asked_questions_about_appraisals_in_US_mortgages\"><\/span>What are some commonly asked questions about appraisals in US mortgages?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<h3><span class=\"ez-toc-section\" id=\"1_Why_is_an_appraisal_necessary_for_a_US_mortgage\"><\/span>1. Why is an appraisal necessary for a US mortgage?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nAn appraisal is necessary for a US mortgage to ensure that the property being financed is worth the amount being borrowed. It helps the lender determine if the property provides enough collateral for the loan.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Who_typically_pays_for_the_appraisal\"><\/span>2. Who typically pays for the appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIn most cases, the buyer is responsible for paying for the appraisal as part of the closing costs. However, sometimes the seller may agree to cover the cost.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_How_is_an_appraiser_chosen_for_a_US_mortgage\"><\/span>3. How is an appraiser chosen for a US mortgage?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nLenders usually have a list of approved appraisers that they work with. The appraiser is chosen at random from this list to ensure impartiality.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_What_factors_does_an_appraiser_consider_when_determining_the_value_of_a_property\"><\/span>4. What factors does an appraiser consider when determining the value of a property?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nAn appraiser considers factors such as the property&#8217;s location, size, condition, amenities, and comparable sales in the area.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_Can_a_buyer_request_a_second_appraisal_if_they_disagree_with_the_first_one\"><\/span>5. Can a buyer request a second appraisal if they disagree with the first one?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, a buyer can request a second appraisal, but it may come at an additional cost. The lender will ultimately decide which appraisal to use.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_What_if_the_appraisal_comes_in_lower_than_the_agreed-upon_purchase_price\"><\/span>6. What if the appraisal comes in lower than the agreed-upon purchase price?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf the appraisal comes in lower than the agreed-upon purchase price, the buyer may have to come up with the difference in cash, negotiate a lower price with the seller, or walk away from the deal.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_How_long_does_an_appraisal_for_a_US_mortgage_take\"><\/span>7. How long does an appraisal for a US mortgage take?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe time it takes for an appraisal to be completed can vary depending on the property and the appraiser&#8217;s schedule. It typically takes anywhere from a few days to a couple of weeks.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_Can_a_homeowner_challenge_the_results_of_an_appraisal\"><\/span>8. Can a homeowner challenge the results of an appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, a homeowner can challenge the results of an appraisal if they believe it was inaccurate or incomplete. They can provide additional information or evidence to support their case.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_Are_there_different_types_of_appraisals_for_US_mortgages\"><\/span>9. Are there different types of appraisals for US mortgages?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, there are different types of appraisals, such as drive-by appraisals, desktop appraisals, and full appraisals. The type of appraisal required will depend on the lender&#8217;s guidelines and the specific circumstances of the transaction.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_Do_appraisals_expire\"><\/span>10. Do appraisals expire?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, most appraisals expire after a certain amount of time, usually between 60 to 120 days. If the closing does not occur within that time frame, a new appraisal may be required.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_Can_a_propertys_appraised_value_increase_over_time\"><\/span>11. Can a property&#8217;s appraised value increase over time?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, a property&#8217;s appraised value can increase over time due to factors such as improvements made to the property, changes in the real estate market, or increased demand in the area.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_Are_there_any_restrictions_on_who_can_perform_an_appraisal_for_a_US_mortgage\"><\/span>12. Are there any restrictions on who can perform an appraisal for a US mortgage?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, there are restrictions on who can perform an appraisal for a US mortgage. Appraisers must be licensed and certified by the state in which they work to ensure they have the necessary expertise and adhere to professional standards.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>What is appraisal in US mortgage? Appraisal in US mortgage is the process of assessing the value of a property to determine its worth before a lender approves a loan for the purchase of that property. Appraisals are required by mortgage lenders to protect their investment by ensuring that the property is worth the amount &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"What is appraisal in us mortgage?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/what-is-appraisal-in-us-mortgage\/#more-241253\">Read more<span class=\"screen-reader-text\">What is appraisal in us mortgage?<\/span><\/a><\/p>\n","protected":false},"author":60,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-241253","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What is appraisal in us mortgage?<\/title>\n<meta name=\"description\" content=\"What is appraisal in US mortgage? Appraisal in US mortgage is the process of assessing the value of a property to determine its worth before a lender\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/namso-gen.co\/blog\/what-is-appraisal-in-us-mortgage\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What is appraisal in us mortgage?\" \/>\n<meta property=\"og:description\" content=\"What is appraisal in US mortgage? Appraisal in US mortgage is the process of assessing the value of a property to determine its worth before a lender\" \/>\n<meta property=\"og:url\" content=\"https:\/\/namso-gen.co\/blog\/what-is-appraisal-in-us-mortgage\/\" \/>\n<meta property=\"og:site_name\" content=\"Namso Gen Blog - Free Credit Card Generator [100% Valid]\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/synchronyfinancial\" \/>\n<meta property=\"article:published_time\" content=\"2024-07-10T18:34:20+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2024\/03\/faq.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"630\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Geneva Harman\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@synchrony\" \/>\n<meta name=\"twitter:site\" content=\"@synchrony\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Geneva Harman\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/namso-gen.co\/blog\/what-is-appraisal-in-us-mortgage\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/what-is-appraisal-in-us-mortgage\/\"},\"author\":{\"name\":\"Geneva Harman\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/99c6a0bf6c8dfe4f4ea159fbdc88981d\"},\"headline\":\"What is appraisal in us mortgage?\",\"datePublished\":\"2024-07-10T18:34:20+00:00\",\"dateModified\":\"2024-07-10T18:34:20+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/what-is-appraisal-in-us-mortgage\/\"},\"wordCount\":551,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/#organization\"},\"articleSection\":[\"Learn\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/namso-gen.co\/blog\/what-is-appraisal-in-us-mortgage\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/namso-gen.co\/blog\/what-is-appraisal-in-us-mortgage\/\",\"url\":\"https:\/\/namso-gen.co\/blog\/what-is-appraisal-in-us-mortgage\/\",\"name\":\"What is appraisal in us mortgage?\",\"isPartOf\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/#website\"},\"datePublished\":\"2024-07-10T18:34:20+00:00\",\"dateModified\":\"2024-07-10T18:34:20+00:00\",\"description\":\"What is appraisal in US mortgage? Appraisal in US mortgage is the process of assessing the value of a property to determine its worth before a lender\",\"breadcrumb\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/what-is-appraisal-in-us-mortgage\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/namso-gen.co\/blog\/what-is-appraisal-in-us-mortgage\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/namso-gen.co\/blog\/what-is-appraisal-in-us-mortgage\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/namso-gen.co\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"What is appraisal in us mortgage?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#website\",\"url\":\"https:\/\/namso-gen.co\/blog\/\",\"name\":\"Namso Gen Blog - Free Credit Card Generator [100% Valid]\",\"description\":\"In Namso gen blog you can get many tips regarding to Credit cards, VCC, Credit card security etc. You can generate credit cards by using Namso-gen.co\",\"publisher\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/namso-gen.co\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#organization\",\"name\":\"Namso Gen Blog - Free Credit Card Generator [100% Valid]\",\"url\":\"https:\/\/namso-gen.co\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png\",\"contentUrl\":\"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png\",\"width\":500,\"height\":164,\"caption\":\"Namso Gen Blog - Free Credit Card Generator [100% Valid]\"},\"image\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/synchronyfinancial\",\"https:\/\/twitter.com\/synchrony\",\"https:\/\/www.youtube.com\/synchronyfinancial\",\"https:\/\/www.instagram.com\/synchrony\",\"https:\/\/www.linkedin.com\/company\/synchrony-financial\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/99c6a0bf6c8dfe4f4ea159fbdc88981d\",\"name\":\"Geneva Harman\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g\",\"caption\":\"Geneva Harman\"},\"description\":\"Guest author Geneva Harman has meticulously crafted and revised this article to the best of their knowledge and understanding. Readers are strongly advised to exercise caution, verify information independently, and rely on their own judgment when considering the information provided. Read more articles on Namso Gen here.\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"What is appraisal in us mortgage?","description":"What is appraisal in US mortgage? Appraisal in US mortgage is the process of assessing the value of a property to determine its worth before a lender","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/namso-gen.co\/blog\/what-is-appraisal-in-us-mortgage\/","og_locale":"en_US","og_type":"article","og_title":"What is appraisal in us mortgage?","og_description":"What is appraisal in US mortgage? Appraisal in US mortgage is the process of assessing the value of a property to determine its worth before a lender","og_url":"https:\/\/namso-gen.co\/blog\/what-is-appraisal-in-us-mortgage\/","og_site_name":"Namso Gen Blog - Free Credit Card Generator [100% Valid]","article_publisher":"https:\/\/www.facebook.com\/synchronyfinancial","article_published_time":"2024-07-10T18:34:20+00:00","og_image":[{"width":1200,"height":630,"url":"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2024\/03\/faq.png","type":"image\/png"}],"author":"Geneva Harman","twitter_card":"summary_large_image","twitter_creator":"@synchrony","twitter_site":"@synchrony","twitter_misc":{"Written by":"Geneva Harman","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/namso-gen.co\/blog\/what-is-appraisal-in-us-mortgage\/#article","isPartOf":{"@id":"https:\/\/namso-gen.co\/blog\/what-is-appraisal-in-us-mortgage\/"},"author":{"name":"Geneva Harman","@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/99c6a0bf6c8dfe4f4ea159fbdc88981d"},"headline":"What is appraisal in us mortgage?","datePublished":"2024-07-10T18:34:20+00:00","dateModified":"2024-07-10T18:34:20+00:00","mainEntityOfPage":{"@id":"https:\/\/namso-gen.co\/blog\/what-is-appraisal-in-us-mortgage\/"},"wordCount":551,"commentCount":0,"publisher":{"@id":"https:\/\/namso-gen.co\/blog\/#organization"},"articleSection":["Learn"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/namso-gen.co\/blog\/what-is-appraisal-in-us-mortgage\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/namso-gen.co\/blog\/what-is-appraisal-in-us-mortgage\/","url":"https:\/\/namso-gen.co\/blog\/what-is-appraisal-in-us-mortgage\/","name":"What is appraisal in us mortgage?","isPartOf":{"@id":"https:\/\/namso-gen.co\/blog\/#website"},"datePublished":"2024-07-10T18:34:20+00:00","dateModified":"2024-07-10T18:34:20+00:00","description":"What is appraisal in US mortgage? Appraisal in US mortgage is the process of assessing the value of a property to determine its worth before a lender","breadcrumb":{"@id":"https:\/\/namso-gen.co\/blog\/what-is-appraisal-in-us-mortgage\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/namso-gen.co\/blog\/what-is-appraisal-in-us-mortgage\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/namso-gen.co\/blog\/what-is-appraisal-in-us-mortgage\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/namso-gen.co\/blog\/"},{"@type":"ListItem","position":2,"name":"What is appraisal in us mortgage?"}]},{"@type":"WebSite","@id":"https:\/\/namso-gen.co\/blog\/#website","url":"https:\/\/namso-gen.co\/blog\/","name":"Namso Gen Blog - Free Credit Card Generator [100% Valid]","description":"In Namso gen blog you can get many tips regarding to Credit cards, VCC, Credit card security etc. You can generate credit cards by using Namso-gen.co","publisher":{"@id":"https:\/\/namso-gen.co\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/namso-gen.co\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/namso-gen.co\/blog\/#organization","name":"Namso Gen Blog - Free Credit Card Generator [100% Valid]","url":"https:\/\/namso-gen.co\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png","contentUrl":"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png","width":500,"height":164,"caption":"Namso Gen Blog - Free Credit Card Generator [100% Valid]"},"image":{"@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/synchronyfinancial","https:\/\/twitter.com\/synchrony","https:\/\/www.youtube.com\/synchronyfinancial","https:\/\/www.instagram.com\/synchrony","https:\/\/www.linkedin.com\/company\/synchrony-financial"]},{"@type":"Person","@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/99c6a0bf6c8dfe4f4ea159fbdc88981d","name":"Geneva Harman","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g","caption":"Geneva Harman"},"description":"Guest author Geneva Harman has meticulously crafted and revised this article to the best of their knowledge and understanding. Readers are strongly advised to exercise caution, verify information independently, and rely on their own judgment when considering the information provided. Read more articles on Namso Gen here."}]}},"_links":{"self":[{"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/posts\/241253","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/users\/60"}],"replies":[{"embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/comments?post=241253"}],"version-history":[{"count":0,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/posts\/241253\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/media\/107420"}],"wp:attachment":[{"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/media?parent=241253"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/categories?post=241253"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/tags?post=241253"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}