{"id":240611,"date":"2024-05-01T02:58:41","date_gmt":"2024-05-01T02:58:41","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/?p=240611"},"modified":"2024-05-01T02:58:41","modified_gmt":"2024-05-01T02:58:41","slug":"how-long-does-it-take-for-appraisal-to-come-in","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/how-long-does-it-take-for-appraisal-to-come-in\/","title":{"rendered":"How long does it take for appraisal to come in?"},"content":{"rendered":"<p>When you&#8217;re in the process of buying or refinancing a home, one of the key components is the appraisal. An appraisal is an estimation of a property&#8217;s value conducted by a licensed and certified professional. But just how long does it take for an appraisal to come in? The answer to this question can vary depending on a few factors.<\/p>\n<p><b>Typically, it takes about 7-10 business days for an appraisal to come in. However, this timeline can be affected by various factors such as the complexity of the property, the location, the appraiser&#8217;s workload, and any unforeseen circumstances.<\/b><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/how-long-does-it-take-for-appraisal-to-come-in\/#What_factors_can_influence_the_timeline_for_an_appraisal\" title=\"What factors can influence the timeline for an appraisal?\">What factors can influence the timeline for an appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/how-long-does-it-take-for-appraisal-to-come-in\/#Can_I_expedite_the_appraisal_process\" title=\"Can I expedite the appraisal process?\">Can I expedite the appraisal process?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/how-long-does-it-take-for-appraisal-to-come-in\/#What_can_I_do_to_help_speed_up_the_appraisal_process\" title=\"What can I do to help speed up the appraisal process?\">What can I do to help speed up the appraisal process?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/how-long-does-it-take-for-appraisal-to-come-in\/#What_happens_if_the_appraisal_comes_in_lower_than_the_agreed-upon_price\" title=\"What happens if the appraisal comes in lower than the agreed-upon price?\">What happens if the appraisal comes in lower than the agreed-upon price?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/how-long-does-it-take-for-appraisal-to-come-in\/#Can_I_request_a_copy_of_the_appraisal_report\" title=\"Can I request a copy of the appraisal report?\">Can I request a copy of the appraisal report?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/how-long-does-it-take-for-appraisal-to-come-in\/#What_happens_if_the_appraisal_comes_in_higher_than_the_agreed-upon_price\" title=\"What happens if the appraisal comes in higher than the agreed-upon price?\">What happens if the appraisal comes in higher than the agreed-upon price?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/how-long-does-it-take-for-appraisal-to-come-in\/#Who_selects_the_appraiser_for_the_property\" title=\"Who selects the appraiser for the property?\">Who selects the appraiser for the property?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/how-long-does-it-take-for-appraisal-to-come-in\/#What_is_the_cost_of_an_appraisal\" title=\"What is the cost of an appraisal?\">What is the cost of an appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/how-long-does-it-take-for-appraisal-to-come-in\/#What_if_I_disagree_with_the_appraisal_value\" title=\"What if I disagree with the appraisal value?\">What if I disagree with the appraisal value?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/how-long-does-it-take-for-appraisal-to-come-in\/#Do_appraisals_expire\" title=\"Do appraisals expire?\">Do appraisals expire?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/how-long-does-it-take-for-appraisal-to-come-in\/#Can_I_use_a_previous_appraisal_for_a_new_loan\" title=\"Can I use a previous appraisal for a new loan?\">Can I use a previous appraisal for a new loan?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/how-long-does-it-take-for-appraisal-to-come-in\/#Is_an_appraisal_the_same_as_a_home_inspection\" title=\"Is an appraisal the same as a home inspection?\">Is an appraisal the same as a home inspection?<\/a><\/li><\/ul><\/nav><\/div>\n<h3><span class=\"ez-toc-section\" id=\"What_factors_can_influence_the_timeline_for_an_appraisal\"><\/span>What factors can influence the timeline for an appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nFactors such as the size and condition of the property, the location, the appraiser&#8217;s workload, and any unforeseen circumstances can all impact the timeline for an appraisal to come in.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Can_I_expedite_the_appraisal_process\"><\/span>Can I expedite the appraisal process?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIn some cases, you may be able to expedite the appraisal process for an additional fee. However, this is not always guaranteed, and it is best to discuss this option with your lender.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_can_I_do_to_help_speed_up_the_appraisal_process\"><\/span>What can I do to help speed up the appraisal process?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nTo help speed up the appraisal process, make sure the property is in good condition, provide the appraiser with any relevant information or documentation they may need, and ensure that you are available for any necessary appointments or inspections.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_happens_if_the_appraisal_comes_in_lower_than_the_agreed-upon_price\"><\/span>What happens if the appraisal comes in lower than the agreed-upon price?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf the appraisal comes in lower than the agreed-upon price, you may need to renegotiate with the seller, come up with additional funds to cover the difference, or walk away from the deal.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Can_I_request_a_copy_of_the_appraisal_report\"><\/span>Can I request a copy of the appraisal report?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, you have the right to request a copy of the appraisal report. This can be helpful for your own records and to better understand how the appraiser arrived at their valuation.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_happens_if_the_appraisal_comes_in_higher_than_the_agreed-upon_price\"><\/span>What happens if the appraisal comes in higher than the agreed-upon price?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf the appraisal comes in higher than the agreed-upon price, this can be a positive development for the buyer, as it means they may have instant equity in the property.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Who_selects_the_appraiser_for_the_property\"><\/span>Who selects the appraiser for the property?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nTypically, the lender will choose and hire the appraiser for the property. This is to ensure that the appraiser is independent and impartial in their valuation.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_cost_of_an_appraisal\"><\/span>What is the cost of an appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe cost of an appraisal can vary depending on the location, size, and type of property being appraised. On average, appraisals can cost anywhere from $300 to $500.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_if_I_disagree_with_the_appraisal_value\"><\/span>What if I disagree with the appraisal value?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf you disagree with the appraisal value, you have the right to appeal the appraisal. This may involve providing additional information or evidence to support your claim.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Do_appraisals_expire\"><\/span>Do appraisals expire?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, appraisals typically have an expiration date, usually ranging from 60 to 120 days. If the transaction does not close within this timeframe, a new appraisal may be required.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Can_I_use_a_previous_appraisal_for_a_new_loan\"><\/span>Can I use a previous appraisal for a new loan?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIn some cases, you may be able to use a previous appraisal for a new loan. However, this will depend on the lender&#8217;s policies and whether the appraisal is still considered valid.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_an_appraisal_the_same_as_a_home_inspection\"><\/span>Is an appraisal the same as a home inspection?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nNo, an appraisal is not the same as a home inspection. An appraisal focuses on determining the value of the property, while a home inspection assesses the condition of the property&#8217;s structure and systems.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>When you&#8217;re in the process of buying or refinancing a home, one of the key components is the appraisal. An appraisal is an estimation of a property&#8217;s value conducted by a licensed and certified professional. But just how long does it take for an appraisal to come in? The answer to this question can vary &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"How long does it take for appraisal to come in?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/how-long-does-it-take-for-appraisal-to-come-in\/#more-240611\">Read more<span class=\"screen-reader-text\">How long does it take for appraisal to come in?<\/span><\/a><\/p>\n","protected":false},"author":60,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-240611","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How long does it take for appraisal to come in?<\/title>\n<meta name=\"description\" content=\"When you&#039;re in the process of buying or refinancing a home, one of the key components is the appraisal. 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