{"id":240406,"date":"2024-05-31T17:05:58","date_gmt":"2024-05-31T17:05:58","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/?p=240406"},"modified":"2024-05-31T17:05:58","modified_gmt":"2024-05-31T17:05:58","slug":"who-schedules-an-appraisal","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/who-schedules-an-appraisal\/","title":{"rendered":"Who schedules an appraisal?"},"content":{"rendered":"<p>An appraisal is typically scheduled by the lender or financial institution that is requiring the appraisal to be conducted. The lender needs to assess the value of the property to determine the amount of the loan they are willing to provide.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/who-schedules-an-appraisal\/#How_is_an_appraisal_scheduled\" title=\"How is an appraisal scheduled?\">How is an appraisal scheduled?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/who-schedules-an-appraisal\/#What_is_the_purpose_of_an_appraisal\" title=\"What is the purpose of an appraisal?\">What is the purpose of an appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/who-schedules-an-appraisal\/#Who_pays_for_the_appraisal\" title=\"Who pays for the appraisal?\">Who pays for the appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/who-schedules-an-appraisal\/#Can_a_borrower_schedule_their_own_appraisal\" title=\"Can a borrower schedule their own appraisal?\">Can a borrower schedule their own appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/who-schedules-an-appraisal\/#How_long_does_an_appraisal_take_to_schedule\" title=\"How long does an appraisal take to schedule?\">How long does an appraisal take to schedule?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/who-schedules-an-appraisal\/#What_factors_can_affect_the_scheduling_of_an_appraisal\" title=\"What factors can affect the scheduling of an appraisal?\">What factors can affect the scheduling of an appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/who-schedules-an-appraisal\/#Can_a_borrower_request_a_specific_appraiser\" title=\"Can a borrower request a specific appraiser?\">Can a borrower request a specific appraiser?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/who-schedules-an-appraisal\/#Do_appraisers_schedule_appointments_with_the_borrower\" title=\"Do appraisers schedule appointments with the borrower?\">Do appraisers schedule appointments with the borrower?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/who-schedules-an-appraisal\/#What_happens_if_the_borrower_misses_the_appraisal_appointment\" title=\"What happens if the borrower misses the appraisal appointment?\">What happens if the borrower misses the appraisal appointment?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/who-schedules-an-appraisal\/#Is_the_borrower_present_during_the_appraisal\" title=\"Is the borrower present during the appraisal?\">Is the borrower present during the appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/who-schedules-an-appraisal\/#Can_the_borrower_request_a_copy_of_the_appraisal_report\" title=\"Can the borrower request a copy of the appraisal report?\">Can the borrower request a copy of the appraisal report?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/who-schedules-an-appraisal\/#How_long_does_it_take_to_receive_the_appraisal_report\" title=\"How long does it take to receive the appraisal report?\">How long does it take to receive the appraisal report?<\/a><\/li><\/ul><\/nav><\/div>\n<h3><span class=\"ez-toc-section\" id=\"How_is_an_appraisal_scheduled\"><\/span>How is an appraisal scheduled?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>An appraisal is typically scheduled through a third-party appraisal management company that coordinates the appraisal process between the lender and the appraiser.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_purpose_of_an_appraisal\"><\/span>What is the purpose of an appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The purpose of an appraisal is to determine the fair market value of a property to ensure that the lender is not providing a loan that is higher than the property&#8217;s worth.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Who_pays_for_the_appraisal\"><\/span>Who pays for the appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The borrower is usually responsible for paying for the appraisal as part of the closing costs for the loan.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Can_a_borrower_schedule_their_own_appraisal\"><\/span>Can a borrower schedule their own appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>In most cases, the borrower cannot schedule their own appraisal. The lender or financial institution typically selects the appraiser to ensure fairness and objectivity.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_long_does_an_appraisal_take_to_schedule\"><\/span>How long does an appraisal take to schedule?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>An appraisal can usually be scheduled within a few days to a week, depending on the availability of the appraiser and the property being appraised.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_factors_can_affect_the_scheduling_of_an_appraisal\"><\/span>What factors can affect the scheduling of an appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Factors such as the appraiser&#8217;s availability, the complexity of the property being appraised, and the borrower&#8217;s schedule can all affect the scheduling of an appraisal.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Can_a_borrower_request_a_specific_appraiser\"><\/span>Can a borrower request a specific appraiser?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Borrowers are typically not allowed to request a specific appraiser to ensure an unbiased and accurate appraisal process.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Do_appraisers_schedule_appointments_with_the_borrower\"><\/span>Do appraisers schedule appointments with the borrower?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Appraisers may need to schedule an appointment with the borrower to access the property for the appraisal if necessary.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_happens_if_the_borrower_misses_the_appraisal_appointment\"><\/span>What happens if the borrower misses the appraisal appointment?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>If the borrower misses the appraisal appointment, it may delay the loan approval process and result in additional fees for rescheduling the appraisal.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_the_borrower_present_during_the_appraisal\"><\/span>Is the borrower present during the appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The borrower is usually not required to be present during the appraisal unless they need to provide access to the property or answer any questions from the appraiser.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Can_the_borrower_request_a_copy_of_the_appraisal_report\"><\/span>Can the borrower request a copy of the appraisal report?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Borrowers have the right to request a copy of the appraisal report from the lender once it has been completed.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_long_does_it_take_to_receive_the_appraisal_report\"><\/span>How long does it take to receive the appraisal report?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The appraisal report is typically completed within a few days after the appraisal has been conducted, and the borrower can expect to receive a copy shortly after.<\/p>\n<p>In conclusion, the lender is the party responsible for scheduling an appraisal to determine the value of the property being used as collateral for a loan. Borrowers should be prepared to pay for the appraisal and cooperate with the appraisal process to ensure a smooth loan approval process.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>An appraisal is typically scheduled by the lender or financial institution that is requiring the appraisal to be conducted. The lender needs to assess the value of the property to determine the amount of the loan they are willing to provide. How is an appraisal scheduled? An appraisal is typically scheduled through a third-party appraisal &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"Who schedules an appraisal?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/who-schedules-an-appraisal\/#more-240406\">Read more<span class=\"screen-reader-text\">Who schedules an appraisal?<\/span><\/a><\/p>\n","protected":false},"author":60,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-240406","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Who schedules an appraisal?<\/title>\n<meta name=\"description\" content=\"An appraisal is typically scheduled by the lender or financial institution that is requiring the appraisal to be conducted. 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