{"id":240215,"date":"2024-04-29T09:35:27","date_gmt":"2024-04-29T09:35:27","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/?p=240215"},"modified":"2024-04-29T09:35:27","modified_gmt":"2024-04-29T09:35:27","slug":"has-the-foreclosure-moratorium-been-extended","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/has-the-foreclosure-moratorium-been-extended\/","title":{"rendered":"Has the foreclosure moratorium been extended?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/has-the-foreclosure-moratorium-been-extended\/#Has_the_foreclosure_moratorium_been_extended\" title=\"Has the foreclosure moratorium been extended?\">Has the foreclosure moratorium been extended?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/has-the-foreclosure-moratorium-been-extended\/#FAQs_about_the_foreclosure_moratorium_extension\" title=\"FAQs about the foreclosure moratorium extension:\">FAQs about the foreclosure moratorium extension:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/has-the-foreclosure-moratorium-been-extended\/#1_Why_was_the_foreclosure_moratorium_put_in_place\" title=\"1. Why was the foreclosure moratorium put in place?\">1. Why was the foreclosure moratorium put in place?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/has-the-foreclosure-moratorium-been-extended\/#2_When_was_the_foreclosure_moratorium_first_implemented\" title=\"2. When was the foreclosure moratorium first implemented?\">2. When was the foreclosure moratorium first implemented?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/has-the-foreclosure-moratorium-been-extended\/#3_How_many_times_has_the_foreclosure_moratorium_been_extended\" title=\"3. How many times has the foreclosure moratorium been extended?\">3. How many times has the foreclosure moratorium been extended?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/has-the-foreclosure-moratorium-been-extended\/#4_What_happens_when_the_foreclosure_moratorium_is_lifted\" title=\"4. What happens when the foreclosure moratorium is lifted?\">4. What happens when the foreclosure moratorium is lifted?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/has-the-foreclosure-moratorium-been-extended\/#5_Who_is_eligible_for_protection_under_the_foreclosure_moratorium\" title=\"5. Who is eligible for protection under the foreclosure moratorium?\">5. Who is eligible for protection under the foreclosure moratorium?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/has-the-foreclosure-moratorium-been-extended\/#6_How_long_will_the_foreclosure_moratorium_be_in_effect\" title=\"6. How long will the foreclosure moratorium be in effect?\">6. How long will the foreclosure moratorium be in effect?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/has-the-foreclosure-moratorium-been-extended\/#7_Can_homeowners_still_be_evicted_during_the_foreclosure_moratorium\" title=\"7. Can homeowners still be evicted during the foreclosure moratorium?\">7. Can homeowners still be evicted during the foreclosure moratorium?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/has-the-foreclosure-moratorium-been-extended\/#8_What_relief_is_available_to_homeowners_after_the_foreclosure_moratorium_ends\" title=\"8. What relief is available to homeowners after the foreclosure moratorium ends?\">8. What relief is available to homeowners after the foreclosure moratorium ends?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/has-the-foreclosure-moratorium-been-extended\/#9_How_can_homeowners_find_out_if_their_mortgage_is_covered_by_the_foreclosure_moratorium\" title=\"9. How can homeowners find out if their mortgage is covered by the foreclosure moratorium?\">9. How can homeowners find out if their mortgage is covered by the foreclosure moratorium?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/has-the-foreclosure-moratorium-been-extended\/#10_Can_homeowners_still_make_mortgage_payments_during_the_foreclosure_moratorium\" title=\"10. Can homeowners still make mortgage payments during the foreclosure moratorium?\">10. Can homeowners still make mortgage payments during the foreclosure moratorium?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/namso-gen.co\/blog\/has-the-foreclosure-moratorium-been-extended\/#11_Will_homeowners_be_required_to_pay_back_missed_mortgage_payments_after_the_foreclosure_moratorium_ends\" title=\"11. Will homeowners be required to pay back missed mortgage payments after the foreclosure moratorium ends?\">11. Will homeowners be required to pay back missed mortgage payments after the foreclosure moratorium ends?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/namso-gen.co\/blog\/has-the-foreclosure-moratorium-been-extended\/#12_What_should_homeowners_do_if_they_are_facing_foreclosure_after_the_moratorium_ends\" title=\"12. What should homeowners do if they are facing foreclosure after the moratorium ends?\">12. What should homeowners do if they are facing foreclosure after the moratorium ends?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Has_the_foreclosure_moratorium_been_extended\"><\/span>Has the foreclosure moratorium been extended?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The foreclosure moratorium, which was put in place during the COVID-19 pandemic to protect homeowners from losing their homes, has been extended multiple times. As of now, the foreclosure moratorium has been extended until September 30, 2021.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"FAQs_about_the_foreclosure_moratorium_extension\"><\/span>FAQs about the foreclosure moratorium extension:<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<h3><span class=\"ez-toc-section\" id=\"1_Why_was_the_foreclosure_moratorium_put_in_place\"><\/span>1. Why was the foreclosure moratorium put in place?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe foreclosure moratorium was put in place to provide relief to homeowners who were facing financial hardships due to the COVID-19 pandemic.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_When_was_the_foreclosure_moratorium_first_implemented\"><\/span>2. When was the foreclosure moratorium first implemented?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe foreclosure moratorium was first implemented in March 2020 in response to the economic impact of the COVID-19 pandemic.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_How_many_times_has_the_foreclosure_moratorium_been_extended\"><\/span>3. How many times has the foreclosure moratorium been extended?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe foreclosure moratorium has been extended multiple times since it was first implemented in March 2020.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_What_happens_when_the_foreclosure_moratorium_is_lifted\"><\/span>4. What happens when the foreclosure moratorium is lifted?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nWhen the foreclosure moratorium is lifted, homeowners who are behind on their mortgage payments may face foreclosure proceedings.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_Who_is_eligible_for_protection_under_the_foreclosure_moratorium\"><\/span>5. Who is eligible for protection under the foreclosure moratorium?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nHomeowners with federally backed mortgages who are facing financial hardships due to the COVID-19 pandemic are eligible for protection under the foreclosure moratorium.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_How_long_will_the_foreclosure_moratorium_be_in_effect\"><\/span>6. How long will the foreclosure moratorium be in effect?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nAs of now, the foreclosure moratorium is scheduled to be in effect until September 30, 2021.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_Can_homeowners_still_be_evicted_during_the_foreclosure_moratorium\"><\/span>7. Can homeowners still be evicted during the foreclosure moratorium?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nWhile the foreclosure moratorium protects homeowners from losing their homes through foreclosure, it does not provide protection from eviction for renters.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_What_relief_is_available_to_homeowners_after_the_foreclosure_moratorium_ends\"><\/span>8. What relief is available to homeowners after the foreclosure moratorium ends?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nHomeowners who are still facing financial hardships after the foreclosure moratorium ends may be able to apply for mortgage forbearance or loan modifications.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_How_can_homeowners_find_out_if_their_mortgage_is_covered_by_the_foreclosure_moratorium\"><\/span>9. How can homeowners find out if their mortgage is covered by the foreclosure moratorium?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nHomeowners can contact their mortgage servicer to find out if their mortgage is covered by the foreclosure moratorium and what options are available to them.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_Can_homeowners_still_make_mortgage_payments_during_the_foreclosure_moratorium\"><\/span>10. Can homeowners still make mortgage payments during the foreclosure moratorium?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, homeowners can still make mortgage payments during the foreclosure moratorium if they are able to do so. However, they are not required to make payments if they are facing financial hardships.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_Will_homeowners_be_required_to_pay_back_missed_mortgage_payments_after_the_foreclosure_moratorium_ends\"><\/span>11. Will homeowners be required to pay back missed mortgage payments after the foreclosure moratorium ends?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nHomeowners who are not able to make mortgage payments during the foreclosure moratorium may be required to pay back missed payments after the moratorium ends, depending on their mortgage servicer&#8217;s policies.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_What_should_homeowners_do_if_they_are_facing_foreclosure_after_the_moratorium_ends\"><\/span>12. What should homeowners do if they are facing foreclosure after the moratorium ends?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nHomeowners who are facing foreclosure after the moratorium ends should contact their mortgage servicer as soon as possible to discuss their options and avoid losing their homes.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Has the foreclosure moratorium been extended? The foreclosure moratorium, which was put in place during the COVID-19 pandemic to protect homeowners from losing their homes, has been extended multiple times. As of now, the foreclosure moratorium has been extended until September 30, 2021. FAQs about the foreclosure moratorium extension: 1. Why was the foreclosure moratorium &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"Has the foreclosure moratorium been extended?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/has-the-foreclosure-moratorium-been-extended\/#more-240215\">Read more<span class=\"screen-reader-text\">Has the foreclosure moratorium been extended?<\/span><\/a><\/p>\n","protected":false},"author":60,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-240215","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Has the foreclosure moratorium been extended?<\/title>\n<meta name=\"description\" content=\"Has the foreclosure moratorium been extended? 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