{"id":239988,"date":"2024-07-10T15:21:53","date_gmt":"2024-07-10T15:21:53","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/?p=239988"},"modified":"2024-07-10T15:21:53","modified_gmt":"2024-07-10T15:21:53","slug":"who-does-an-appraisal-on-a-home","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/who-does-an-appraisal-on-a-home\/","title":{"rendered":"Who does an appraisal on a home?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/who-does-an-appraisal-on-a-home\/#Who_does_an_appraisal_on_a_home\" title=\"Who does an appraisal on a home?\">Who does an appraisal on a home?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/who-does-an-appraisal-on-a-home\/#What_qualifications_do_appraisers_have\" title=\"What qualifications do appraisers have?\">What qualifications do appraisers have?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/who-does-an-appraisal-on-a-home\/#How_is_the_value_of_a_home_determined_during_an_appraisal\" title=\"How is the value of a home determined during an appraisal?\">How is the value of a home determined during an appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/who-does-an-appraisal-on-a-home\/#What_is_the_purpose_of_a_home_appraisal\" title=\"What is the purpose of a home appraisal?\">What is the purpose of a home appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/who-does-an-appraisal-on-a-home\/#Who_orders_a_home_appraisal\" title=\"Who orders a home appraisal?\">Who orders a home appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/who-does-an-appraisal-on-a-home\/#How_much_does_a_home_appraisal_cost\" title=\"How much does a home appraisal cost?\">How much does a home appraisal cost?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/who-does-an-appraisal-on-a-home\/#How_long_does_a_home_appraisal_take\" title=\"How long does a home appraisal take?\">How long does a home appraisal take?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/who-does-an-appraisal-on-a-home\/#Can_a_homeowner_be_present_during_a_home_appraisal\" title=\"Can a homeowner be present during a home appraisal?\">Can a homeowner be present during a home appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/who-does-an-appraisal-on-a-home\/#What_happens_if_a_home_appraisal_comes_in_lower_than_the_purchase_price\" title=\"What happens if a home appraisal comes in lower than the purchase price?\">What happens if a home appraisal comes in lower than the purchase price?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/who-does-an-appraisal-on-a-home\/#Can_a_home_appraisal_be_contested\" title=\"Can a home appraisal be contested?\">Can a home appraisal be contested?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/who-does-an-appraisal-on-a-home\/#Do_appraisals_only_happen_when_buying_or_selling_a_home\" title=\"Do appraisals only happen when buying or selling a home?\">Do appraisals only happen when buying or selling a home?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/who-does-an-appraisal-on-a-home\/#Can_a_homeowner_choose_their_own_appraiser\" title=\"Can a homeowner choose their own appraiser?\">Can a homeowner choose their own appraiser?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/namso-gen.co\/blog\/who-does-an-appraisal-on-a-home\/#Do_all_homes_need_to_be_appraised\" title=\"Do all homes need to be appraised?\">Do all homes need to be appraised?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Who_does_an_appraisal_on_a_home\"><\/span>Who does an appraisal on a home?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>An appraisal on a home is typically done by a licensed and certified professional known as an appraiser. Appraisers are trained to provide unbiased opinions on the value of a property based on various factors such as location, condition, size, and recent sales data.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_qualifications_do_appraisers_have\"><\/span>What qualifications do appraisers have?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Appraisers must complete education and training requirements set by their state regulatory board. They also need to pass a licensing exam and meet ongoing continuing education requirements to maintain their license.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_is_the_value_of_a_home_determined_during_an_appraisal\"><\/span>How is the value of a home determined during an appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Appraisers use a combination of methods to determine the value of a home, including comparing it to similar properties that have recently sold in the area, looking at the condition of the home, and assessing market trends.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_purpose_of_a_home_appraisal\"><\/span>What is the purpose of a home appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The main purpose of a home appraisal is to provide an objective value of the property for lenders, buyers, and sellers. It helps ensure that the home is not overvalued or undervalued in a real estate transaction.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Who_orders_a_home_appraisal\"><\/span>Who orders a home appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>In most cases, a home appraisal is ordered by the lender who is providing financing for the purchase of the property. However, buyers or sellers can also request an appraisal to make sure the asking price is fair.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_much_does_a_home_appraisal_cost\"><\/span>How much does a home appraisal cost?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The cost of a home appraisal can vary depending on the location of the property, its size, and the complexity of the appraisal. On average, a home appraisal can cost anywhere from $300 to $500.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_long_does_a_home_appraisal_take\"><\/span>How long does a home appraisal take?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The length of time it takes to complete a home appraisal can vary, but it typically takes anywhere from a few days to a week. Factors such as the availability of the appraiser and the complexity of the appraisal can impact the timeline.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Can_a_homeowner_be_present_during_a_home_appraisal\"><\/span>Can a homeowner be present during a home appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>While it is not necessary for a homeowner to be present during a home appraisal, they can provide valuable information to the appraiser about upgrades or improvements that have been made to the property.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_happens_if_a_home_appraisal_comes_in_lower_than_the_purchase_price\"><\/span>What happens if a home appraisal comes in lower than the purchase price?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>If a home appraisal comes in lower than the purchase price, it can complicate the sale of the home. Buyers may need to come up with additional funds to cover the difference, renegotiate the purchase price, or the deal may fall through.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Can_a_home_appraisal_be_contested\"><\/span>Can a home appraisal be contested?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>If a homeowner believes that the home appraisal is incorrect, they can contest the appraisal by providing additional information or evidence to the appraiser. However, the final decision on the value of the home rests with the appraiser.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Do_appraisals_only_happen_when_buying_or_selling_a_home\"><\/span>Do appraisals only happen when buying or selling a home?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>While home appraisals are most commonly associated with buying or selling a home, they can also be conducted for other purposes such as refinancing, estate planning, or tax assessments.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Can_a_homeowner_choose_their_own_appraiser\"><\/span>Can a homeowner choose their own appraiser?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>In some cases, homeowners may be able to choose their own appraiser if they are paying for the appraisal out of pocket. However, when a lender is involved, they typically have a list of approved appraisers that must be used.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Do_all_homes_need_to_be_appraised\"><\/span>Do all homes need to be appraised?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Not all homes need to be appraised. In some cases, such as when refinancing with the same lender or in a cash transaction, an appraisal may not be required. However, it is often recommended to get an appraisal to ensure the property&#8217;s value.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Who does an appraisal on a home? An appraisal on a home is typically done by a licensed and certified professional known as an appraiser. Appraisers are trained to provide unbiased opinions on the value of a property based on various factors such as location, condition, size, and recent sales data. What qualifications do appraisers &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"Who does an appraisal on a home?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/who-does-an-appraisal-on-a-home\/#more-239988\">Read more<span class=\"screen-reader-text\">Who does an appraisal on a home?<\/span><\/a><\/p>\n","protected":false},"author":60,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-239988","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Who does an appraisal on a home?<\/title>\n<meta name=\"description\" content=\"Who does an appraisal on a home? 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An appraisal on a home is typically done by a licensed and certified professional known as an appraiser. 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Readers are strongly advised to exercise caution, verify information independently, and rely on their own judgment when considering the information provided. 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