{"id":239968,"date":"2024-06-13T16:41:23","date_gmt":"2024-06-13T16:41:23","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/?p=239968"},"modified":"2024-06-13T16:41:23","modified_gmt":"2024-06-13T16:41:23","slug":"who-can-do-an-appraisal-on-a-house","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/who-can-do-an-appraisal-on-a-house\/","title":{"rendered":"Who can do an appraisal on a house?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/who-can-do-an-appraisal-on-a-house\/#Who_can_do_an_appraisal_on_a_house\" title=\"Who can do an appraisal on a house?\">Who can do an appraisal on a house?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/who-can-do-an-appraisal-on-a-house\/#FAQs_about_appraisals_on_a_house\" title=\"FAQs about appraisals on a house:\">FAQs about appraisals on a house:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/who-can-do-an-appraisal-on-a-house\/#1_Do_I_need_an_appraisal_when_buying_a_house\" title=\"1. Do I need an appraisal when buying a house?\">1. Do I need an appraisal when buying a house?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/who-can-do-an-appraisal-on-a-house\/#2_How_much_does_a_home_appraisal_cost\" title=\"2. How much does a home appraisal cost?\">2. How much does a home appraisal cost?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/who-can-do-an-appraisal-on-a-house\/#3_How_long_does_a_home_appraisal_take\" title=\"3. How long does a home appraisal take?\">3. How long does a home appraisal take?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/who-can-do-an-appraisal-on-a-house\/#4_Can_I_choose_my_own_appraiser\" title=\"4. Can I choose my own appraiser?\">4. Can I choose my own appraiser?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/who-can-do-an-appraisal-on-a-house\/#5_What_happens_if_the_appraisal_comes_in_lower_than_the_purchase_price\" title=\"5. What happens if the appraisal comes in lower than the purchase price?\">5. What happens if the appraisal comes in lower than the purchase price?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/who-can-do-an-appraisal-on-a-house\/#6_What_qualifications_do_appraisers_need\" title=\"6. What qualifications do appraisers need?\">6. What qualifications do appraisers need?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/who-can-do-an-appraisal-on-a-house\/#7_Can_real_estate_agents_appraise_a_house\" title=\"7. Can real estate agents appraise a house?\">7. Can real estate agents appraise a house?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/who-can-do-an-appraisal-on-a-house\/#8_How_often_should_you_get_a_home_appraisal\" title=\"8. How often should you get a home appraisal?\">8. How often should you get a home appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/who-can-do-an-appraisal-on-a-house\/#9_Can_I_dispute_the_results_of_a_home_appraisal\" title=\"9. Can I dispute the results of a home appraisal?\">9. Can I dispute the results of a home appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/who-can-do-an-appraisal-on-a-house\/#10_Are_online_home_value_estimates_the_same_as_appraisals\" title=\"10. Are online home value estimates the same as appraisals?\">10. Are online home value estimates the same as appraisals?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/namso-gen.co\/blog\/who-can-do-an-appraisal-on-a-house\/#11_Can_appraisals_be_done_on_properties_in_any_condition\" title=\"11. Can appraisals be done on properties in any condition?\">11. Can appraisals be done on properties in any condition?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/namso-gen.co\/blog\/who-can-do-an-appraisal-on-a-house\/#12_Do_appraisals_only_benefit_lenders\" title=\"12. Do appraisals only benefit lenders?\">12. Do appraisals only benefit lenders?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Who_can_do_an_appraisal_on_a_house\"><\/span>Who can do an appraisal on a house?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>When it comes to appraising a house, one of the most common questions people have is who is qualified to do so. Appraisals are essential in determining the value of a property for a variety of reasons, including buying, selling, refinancing, or estate planning. So, who can do an appraisal on a house? The answer may surprise you.<\/p>\n<p>In the United States, the answer to who can do an appraisal on a house is a certified or licensed real estate appraiser. These professionals are specially trained and licensed to provide expert opinions on the value of properties. Appraisers undergo rigorous education and training to ensure they have the knowledge and expertise to accurately assess a property&#8217;s worth.<\/p>\n<p>Real estate appraisers use a variety of factors to determine a property&#8217;s value, including the property&#8217;s location, size, condition, and comparable sales in the area. Their appraisal reports are used by lenders, homeowners, and real estate professionals to make informed decisions about buying, selling, or refinancing properties.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"FAQs_about_appraisals_on_a_house\"><\/span>FAQs about appraisals on a house:<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<h3><span class=\"ez-toc-section\" id=\"1_Do_I_need_an_appraisal_when_buying_a_house\"><\/span>1. Do I need an appraisal when buying a house?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, most lenders require an appraisal to determine the value of the property you are purchasing before approving your mortgage.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_How_much_does_a_home_appraisal_cost\"><\/span>2. How much does a home appraisal cost?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe cost of a home appraisal can vary depending on the location of the property and the size of the home, but it typically ranges from $300 to $500.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_How_long_does_a_home_appraisal_take\"><\/span>3. How long does a home appraisal take?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nA home appraisal usually takes a few hours to complete, but the entire process, from scheduling to receiving the appraisal report, can take anywhere from a few days to a few weeks.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_Can_I_choose_my_own_appraiser\"><\/span>4. Can I choose my own appraiser?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIn most cases, lenders choose the appraiser to ensure impartiality and independence in the appraisal process.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_What_happens_if_the_appraisal_comes_in_lower_than_the_purchase_price\"><\/span>5. What happens if the appraisal comes in lower than the purchase price?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf the appraisal comes in lower than the purchase price, the buyer may need to renegotiate with the seller or come up with more cash to cover the difference.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_What_qualifications_do_appraisers_need\"><\/span>6. What qualifications do appraisers need?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nAppraisers must meet specific education, training, and experience requirements set by state licensing boards to become certified or licensed.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_Can_real_estate_agents_appraise_a_house\"><\/span>7. Can real estate agents appraise a house?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nReal estate agents are not qualified to provide formal appraisals on properties. They can offer comparative market analyses (CMAs) to help sellers determine a listing price.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_How_often_should_you_get_a_home_appraisal\"><\/span>8. How often should you get a home appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nHome appraisals are typically done when buying or refinancing a home. However, homeowners may choose to get an updated appraisal periodically to track the value of their property.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_Can_I_dispute_the_results_of_a_home_appraisal\"><\/span>9. Can I dispute the results of a home appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf you believe an appraisal is inaccurate, you can request a reconsideration of value or provide additional information to support your claim.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_Are_online_home_value_estimates_the_same_as_appraisals\"><\/span>10. Are online home value estimates the same as appraisals?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nOnline home value estimates, such as Zillow&#8217;s Zestimate, can provide a rough estimate of a property&#8217;s value but are not as accurate as a formal appraisal conducted by a licensed appraiser.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_Can_appraisals_be_done_on_properties_in_any_condition\"><\/span>11. Can appraisals be done on properties in any condition?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nAppraisals can be done on properties in any condition, but the property&#8217;s condition will impact its value. Appraisers consider factors such as needed repairs and updates when determining a property&#8217;s worth.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_Do_appraisals_only_benefit_lenders\"><\/span>12. Do appraisals only benefit lenders?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nWhile lenders rely on appraisals to determine a property&#8217;s value for financing purposes, appraisals also benefit buyers, sellers, and real estate professionals by providing an objective assessment of a property&#8217;s worth.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Who can do an appraisal on a house? When it comes to appraising a house, one of the most common questions people have is who is qualified to do so. Appraisals are essential in determining the value of a property for a variety of reasons, including buying, selling, refinancing, or estate planning. So, who can &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"Who can do an appraisal on a house?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/who-can-do-an-appraisal-on-a-house\/#more-239968\">Read more<span class=\"screen-reader-text\">Who can do an appraisal on a house?<\/span><\/a><\/p>\n","protected":false},"author":60,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-239968","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Who can do an appraisal on a house?<\/title>\n<meta name=\"description\" content=\"Who can do an appraisal on a house? 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