{"id":239854,"date":"2024-04-27T21:17:19","date_gmt":"2024-04-27T21:17:19","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/?p=239854"},"modified":"2024-04-27T21:17:19","modified_gmt":"2024-04-27T21:17:19","slug":"which-comes-first-appraisal-or-inspection","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/which-comes-first-appraisal-or-inspection\/","title":{"rendered":"Which comes first; appraisal or inspection?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/which-comes-first-appraisal-or-inspection\/#Which_comes_first_appraisal_or_inspection\" title=\"Which comes first; appraisal or inspection?\">Which comes first; appraisal or inspection?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/which-comes-first-appraisal-or-inspection\/#FAQs\" title=\"FAQs:\">FAQs:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/which-comes-first-appraisal-or-inspection\/#1_Can_I_skip_the_inspection_and_go_straight_to_the_appraisal\" title=\"1. Can I skip the inspection and go straight to the appraisal?\">1. Can I skip the inspection and go straight to the appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/which-comes-first-appraisal-or-inspection\/#2_Who_typically_pays_for_the_appraisal_and_inspection\" title=\"2. Who typically pays for the appraisal and inspection?\">2. Who typically pays for the appraisal and inspection?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/which-comes-first-appraisal-or-inspection\/#3_How_long_does_an_inspection_usually_take\" title=\"3. How long does an inspection usually take?\">3. How long does an inspection usually take?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/which-comes-first-appraisal-or-inspection\/#4_What_happens_if_the_appraisal_comes_in_lower_than_the_purchase_price\" title=\"4. What happens if the appraisal comes in lower than the purchase price?\">4. What happens if the appraisal comes in lower than the purchase price?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/which-comes-first-appraisal-or-inspection\/#5_Can_a_home_appraisal_affect_the_sale_of_a_property\" title=\"5. Can a home appraisal affect the sale of a property?\">5. Can a home appraisal affect the sale of a property?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/which-comes-first-appraisal-or-inspection\/#6_Is_an_inspection_required_by_law\" title=\"6. Is an inspection required by law?\">6. Is an inspection required by law?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/which-comes-first-appraisal-or-inspection\/#7_What_does_an_appraiser_look_for_during_an_appraisal\" title=\"7. What does an appraiser look for during an appraisal?\">7. What does an appraiser look for during an appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/which-comes-first-appraisal-or-inspection\/#8_How_long_does_an_appraisal_usually_take\" title=\"8. How long does an appraisal usually take?\">8. How long does an appraisal usually take?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/which-comes-first-appraisal-or-inspection\/#9_Can_an_appraisal_be_waived\" title=\"9. Can an appraisal be waived?\">9. Can an appraisal be waived?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/which-comes-first-appraisal-or-inspection\/#10_Can_I_attend_the_inspection_and_appraisal\" title=\"10. Can I attend the inspection and appraisal?\">10. Can I attend the inspection and appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/namso-gen.co\/blog\/which-comes-first-appraisal-or-inspection\/#11_Can_I_choose_my_own_inspector_and_appraiser\" title=\"11. Can I choose my own inspector and appraiser?\">11. Can I choose my own inspector and appraiser?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/namso-gen.co\/blog\/which-comes-first-appraisal-or-inspection\/#12_How_often_should_I_schedule_a_home_inspection\" title=\"12. How often should I schedule a home inspection?\">12. How often should I schedule a home inspection?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Which_comes_first_appraisal_or_inspection\"><\/span>Which comes first; appraisal or inspection?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>When it comes to the homebuying process, there is often confusion about whether an appraisal or inspection should come first. The answer to this question is simple: an inspection typically comes first, followed by an appraisal.<\/p>\n<p>An inspection is a thorough examination of a property&#8217;s condition, typically conducted by a qualified home inspector. This is an important step for buyers to understand the state of the property they are purchasing and if there are any issues that need to be addressed.<\/p>\n<p>On the other hand, an appraisal is an estimate of the property&#8217;s market value, conducted by a licensed appraiser. This is necessary for lenders to ensure that the property is worth the loan amount being requested.<\/p>\n<p>There are several reasons why an inspection should come before an appraisal in the homebuying process. Firstly, an inspection helps to uncover any potential issues with the property that may affect its value. This information is crucial for buyers to make informed decisions about their purchase.<\/p>\n<p>Secondly, if any major issues are discovered during the inspection, buyers may choose to renegotiate the purchase price or request repairs before moving forward with the appraisal. This can save time and money in the long run.<\/p>\n<p>Finally, an appraisal is based on the condition of the property, among other factors. Having a clear understanding of the property&#8217;s condition through an inspection can help the appraiser provide a more accurate valuation.<\/p>\n<p>In summary, an inspection should come first in the homebuying process, followed by an appraisal. By prioritizing an inspection before an appraisal, buyers can make informed decisions and potentially avoid surprises down the road.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"FAQs\"><\/span>FAQs:<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<h3><span class=\"ez-toc-section\" id=\"1_Can_I_skip_the_inspection_and_go_straight_to_the_appraisal\"><\/span>1. Can I skip the inspection and go straight to the appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIt is highly recommended not to skip the inspection as it provides valuable information about the property&#8217;s condition.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Who_typically_pays_for_the_appraisal_and_inspection\"><\/span>2. Who typically pays for the appraisal and inspection?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIn most cases, the buyer is responsible for paying for both the appraisal and inspection.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_How_long_does_an_inspection_usually_take\"><\/span>3. How long does an inspection usually take?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nAn inspection can take a few hours, depending on the size and condition of the property.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_What_happens_if_the_appraisal_comes_in_lower_than_the_purchase_price\"><\/span>4. What happens if the appraisal comes in lower than the purchase price?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf the appraisal comes in lower, buyers may need to renegotiate the purchase price with the seller or come up with additional funds to cover the difference.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_Can_a_home_appraisal_affect_the_sale_of_a_property\"><\/span>5. Can a home appraisal affect the sale of a property?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, a low appraisal can potentially derail a sale if the buyer is unwilling or unable to cover the shortfall.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_Is_an_inspection_required_by_law\"><\/span>6. Is an inspection required by law?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nAn inspection is not required by law, but it is highly recommended for buyers to protect their investment.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_What_does_an_appraiser_look_for_during_an_appraisal\"><\/span>7. What does an appraiser look for during an appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nAn appraiser looks at the property&#8217;s condition, size, location, amenities, and recent sales of comparable properties.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_How_long_does_an_appraisal_usually_take\"><\/span>8. How long does an appraisal usually take?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nAn appraisal can take a few days to a week, depending on the availability of the appraiser and the complexity of the property.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_Can_an_appraisal_be_waived\"><\/span>9. Can an appraisal be waived?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIn some cases, such as a cash purchase, an appraisal may be waived, but it is rare for traditional mortgage transactions.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_Can_I_attend_the_inspection_and_appraisal\"><\/span>10. Can I attend the inspection and appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nBuyers are typically encouraged to attend the inspection to ask questions and learn about the property. However, it is less common for buyers to attend the appraisal.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_Can_I_choose_my_own_inspector_and_appraiser\"><\/span>11. Can I choose my own inspector and appraiser?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nBuyers can often choose their own inspector, but the lender typically selects the appraiser to maintain objectivity.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_How_often_should_I_schedule_a_home_inspection\"><\/span>12. How often should I schedule a home inspection?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIt is recommended to schedule a home inspection for every property you are considering purchasing to ensure you are making an informed decision.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Which comes first; appraisal or inspection? When it comes to the homebuying process, there is often confusion about whether an appraisal or inspection should come first. The answer to this question is simple: an inspection typically comes first, followed by an appraisal. An inspection is a thorough examination of a property&#8217;s condition, typically conducted by &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"Which comes first; appraisal or inspection?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/which-comes-first-appraisal-or-inspection\/#more-239854\">Read more<span class=\"screen-reader-text\">Which comes first; appraisal or inspection?<\/span><\/a><\/p>\n","protected":false},"author":60,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-239854","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Which comes first; appraisal or inspection?<\/title>\n<meta name=\"description\" content=\"Which comes first; appraisal or inspection? 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