{"id":239709,"date":"2024-06-20T16:26:06","date_gmt":"2024-06-20T16:26:06","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/?p=239709"},"modified":"2024-06-20T16:26:06","modified_gmt":"2024-06-20T16:26:06","slug":"when-do-you-get-an-appraisal-on-a-house","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/when-do-you-get-an-appraisal-on-a-house\/","title":{"rendered":"When do you get an appraisal on a house?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/when-do-you-get-an-appraisal-on-a-house\/#When_do_you_get_an_appraisal_on_a_house\" title=\"When do you get an appraisal on a house?\">When do you get an appraisal on a house?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/when-do-you-get-an-appraisal-on-a-house\/#1_Is_an_appraisal_different_from_a_home_inspection\" title=\"1. Is an appraisal different from a home inspection?\">1. Is an appraisal different from a home inspection?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/when-do-you-get-an-appraisal-on-a-house\/#2_Who_pays_for_the_appraisal\" title=\"2. Who pays for the appraisal?\">2. Who pays for the appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/when-do-you-get-an-appraisal-on-a-house\/#3_How_long_does_an_appraisal_take\" title=\"3. How long does an appraisal take?\">3. How long does an appraisal take?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/when-do-you-get-an-appraisal-on-a-house\/#4_What_factors_do_appraisers_consider_when_determining_a_homes_value\" title=\"4. What factors do appraisers consider when determining a home&#8217;s value?\">4. What factors do appraisers consider when determining a home&#8217;s value?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/when-do-you-get-an-appraisal-on-a-house\/#5_Can_I_choose_the_appraiser\" title=\"5. Can I choose the appraiser?\">5. Can I choose the appraiser?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/when-do-you-get-an-appraisal-on-a-house\/#6_What_happens_if_the_appraisal_comes_in_lower_than_the_agreed-upon_price\" title=\"6. What happens if the appraisal comes in lower than the agreed-upon price?\">6. What happens if the appraisal comes in lower than the agreed-upon price?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/when-do-you-get-an-appraisal-on-a-house\/#7_Can_I_challenge_an_appraisal\" title=\"7. Can I challenge an appraisal?\">7. Can I challenge an appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/when-do-you-get-an-appraisal-on-a-house\/#8_What_happens_if_I_dont_agree_with_the_appraisal_value\" title=\"8. What happens if I don&#8217;t agree with the appraisal value?\">8. What happens if I don&#8217;t agree with the appraisal value?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/when-do-you-get-an-appraisal-on-a-house\/#9_How_often_do_appraisals_need_to_be_done\" title=\"9. How often do appraisals need to be done?\">9. How often do appraisals need to be done?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/when-do-you-get-an-appraisal-on-a-house\/#10_Do_appraisals_expire\" title=\"10. Do appraisals expire?\">10. Do appraisals expire?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/when-do-you-get-an-appraisal-on-a-house\/#11_Can_an_appraisal_affect_my_property_taxes\" title=\"11. Can an appraisal affect my property taxes?\">11. Can an appraisal affect my property taxes?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/namso-gen.co\/blog\/when-do-you-get-an-appraisal-on-a-house\/#12_What_if_there_are_multiple_appraisals_with_different_values\" title=\"12. What if there are multiple appraisals with different values?\">12. What if there are multiple appraisals with different values?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"When_do_you_get_an_appraisal_on_a_house\"><\/span>When do you get an appraisal on a house?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>When you are buying or refinancing a home, a professional appraiser will determine the fair market value of the property. This typically occurs during the loan approval process.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_Is_an_appraisal_different_from_a_home_inspection\"><\/span>1. Is an appraisal different from a home inspection?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Yes, an appraisal is done to assess the value of the home, while a home inspection is done to identify potential issues with the property&#8217;s structure, systems, and components.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Who_pays_for_the_appraisal\"><\/span>2. Who pays for the appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Usually, the buyer is responsible for paying for the appraisal as part of the closing costs associated with the purchase of the home.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_How_long_does_an_appraisal_take\"><\/span>3. How long does an appraisal take?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>An appraisal typically takes a few hours to complete, depending on the size and complexity of the property.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_What_factors_do_appraisers_consider_when_determining_a_homes_value\"><\/span>4. What factors do appraisers consider when determining a home&#8217;s value?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Appraisers consider factors such as the home&#8217;s size, condition, location, comparable sales in the area, and any recent renovations or upgrades.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_Can_I_choose_the_appraiser\"><\/span>5. Can I choose the appraiser?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>In most cases, the lender will choose the appraiser to ensure independence and objectivity in the appraisal process.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_What_happens_if_the_appraisal_comes_in_lower_than_the_agreed-upon_price\"><\/span>6. What happens if the appraisal comes in lower than the agreed-upon price?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>If the appraisal comes in lower than the agreed-upon price, the buyer may need to renegotiate with the seller, pay the difference in cash, or walk away from the deal.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_Can_I_challenge_an_appraisal\"><\/span>7. Can I challenge an appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>If you believe the appraisal is inaccurate, you can request a copy of the report and provide additional information or comparable sales to the appraiser for reconsideration.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_What_happens_if_I_dont_agree_with_the_appraisal_value\"><\/span>8. What happens if I don&#8217;t agree with the appraisal value?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>If you and the appraiser cannot come to an agreement on the value of the home, you may need to request a second appraisal or consider other options such as a reconsideration of value.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_How_often_do_appraisals_need_to_be_done\"><\/span>9. How often do appraisals need to be done?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Appraisals are typically done when buying or refinancing a home. However, some lenders may require updated appraisals if a significant amount of time has passed since the initial appraisal.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_Do_appraisals_expire\"><\/span>10. Do appraisals expire?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Yes, most appraisals are valid for a certain period of time, usually between 60 to 90 days, depending on the lender&#8217;s policies.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_Can_an_appraisal_affect_my_property_taxes\"><\/span>11. Can an appraisal affect my property taxes?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>An appraisal can impact your property taxes if it results in a higher valuation of your home. This could lead to an increase in property taxes based on the new assessed value.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_What_if_there_are_multiple_appraisals_with_different_values\"><\/span>12. What if there are multiple appraisals with different values?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>If there are significant discrepancies between multiple appraisals, you may need to work with the lender to determine the most accurate value or seek a third appraisal for further clarification.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>When do you get an appraisal on a house? When you are buying or refinancing a home, a professional appraiser will determine the fair market value of the property. This typically occurs during the loan approval process. 1. Is an appraisal different from a home inspection? Yes, an appraisal is done to assess the value &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"When do you get an appraisal on a house?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/when-do-you-get-an-appraisal-on-a-house\/#more-239709\">Read more<span class=\"screen-reader-text\">When do you get an appraisal on a house?<\/span><\/a><\/p>\n","protected":false},"author":60,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-239709","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>When do you get an appraisal on a house?<\/title>\n<meta name=\"description\" content=\"When do you get an appraisal on a house? 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