{"id":239066,"date":"2024-04-14T13:45:33","date_gmt":"2024-04-14T13:45:33","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/?p=239066"},"modified":"2024-04-14T13:45:33","modified_gmt":"2024-04-14T13:45:33","slug":"what-is-the-next-step-after-home-appraisal","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/what-is-the-next-step-after-home-appraisal\/","title":{"rendered":"What is the next step after home appraisal?"},"content":{"rendered":"<p>When you are in the process of buying or selling a home, a crucial step in the process is getting a home appraisal. This is an assessment of the property&#8217;s value by a licensed appraiser, which helps determine the fair market value of the home. But what comes next after the home appraisal is complete?<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/what-is-the-next-step-after-home-appraisal\/#The_Next_Step_After_Home_Appraisal\" title=\"The Next Step After Home Appraisal\">The Next Step After Home Appraisal<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/what-is-the-next-step-after-home-appraisal\/#FAQs\" title=\"FAQs:\">FAQs:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/what-is-the-next-step-after-home-appraisal\/#1_Do_I_need_to_be_present_during_the_home_appraisal\" title=\"1. Do I need to be present during the home appraisal?\">1. Do I need to be present during the home appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/what-is-the-next-step-after-home-appraisal\/#2_How_long_does_a_home_appraisal_take\" title=\"2. How long does a home appraisal take?\">2. How long does a home appraisal take?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/what-is-the-next-step-after-home-appraisal\/#3_How_much_does_a_home_appraisal_cost\" title=\"3. How much does a home appraisal cost?\">3. How much does a home appraisal cost?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/what-is-the-next-step-after-home-appraisal\/#4_Can_I_choose_the_appraiser_for_my_home_appraisal\" title=\"4. Can I choose the appraiser for my home appraisal?\">4. Can I choose the appraiser for my home appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/what-is-the-next-step-after-home-appraisal\/#5_What_factors_affect_the_value_of_a_home_in_an_appraisal\" title=\"5. What factors affect the value of a home in an appraisal?\">5. What factors affect the value of a home in an appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/what-is-the-next-step-after-home-appraisal\/#6_What_happens_if_the_home_appraisal_comes_in_lower_than_the_agreed-upon_price\" title=\"6. What happens if the home appraisal comes in lower than the agreed-upon price?\">6. What happens if the home appraisal comes in lower than the agreed-upon price?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/what-is-the-next-step-after-home-appraisal\/#7_Can_I_request_a_second_appraisal_if_I_disagree_with_the_first_one\" title=\"7. Can I request a second appraisal if I disagree with the first one?\">7. Can I request a second appraisal if I disagree with the first one?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/what-is-the-next-step-after-home-appraisal\/#8_How_long_is_a_home_appraisal_valid_for\" title=\"8. How long is a home appraisal valid for?\">8. How long is a home appraisal valid for?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/what-is-the-next-step-after-home-appraisal\/#9_Can_a_home_appraisal_be_contested\" title=\"9. Can a home appraisal be contested?\">9. Can a home appraisal be contested?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/what-is-the-next-step-after-home-appraisal\/#10_What_if_the_home_appraisal_comes_in_higher_than_expected\" title=\"10. What if the home appraisal comes in higher than expected?\">10. What if the home appraisal comes in higher than expected?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/namso-gen.co\/blog\/what-is-the-next-step-after-home-appraisal\/#11_Is_a_home_appraisal_the_same_as_a_home_inspection\" title=\"11. Is a home appraisal the same as a home inspection?\">11. Is a home appraisal the same as a home inspection?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/namso-gen.co\/blog\/what-is-the-next-step-after-home-appraisal\/#12_Do_I_need_to_get_a_home_appraisal_if_I_am_refinancing_my_mortgage\" title=\"12. Do I need to get a home appraisal if I am refinancing my mortgage?\">12. Do I need to get a home appraisal if I am refinancing my mortgage?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"The_Next_Step_After_Home_Appraisal\"><\/span><strong>The Next Step After Home Appraisal<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The next step after a home appraisal is for the appraisal report to be sent to the lender. The lender will review the report to ensure that the value of the home meets the requirements for the loan amount being requested. If the value meets the lender&#8217;s criteria, then the loan process can move forward. If the value is lower than expected, there may be additional steps required, such as negotiating the price or requesting a second appraisal.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"FAQs\"><\/span>FAQs:<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<h3><span class=\"ez-toc-section\" id=\"1_Do_I_need_to_be_present_during_the_home_appraisal\"><\/span>1. Do I need to be present during the home appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nTypically, the homeowner does not need to be present during the home appraisal. The appraiser will schedule a time to visit the property and conduct the assessment on their own.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_How_long_does_a_home_appraisal_take\"><\/span>2. How long does a home appraisal take?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nA home appraisal usually takes around 30 minutes to a few hours, depending on the size and complexity of the property.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_How_much_does_a_home_appraisal_cost\"><\/span>3. How much does a home appraisal cost?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe cost of a home appraisal can vary depending on the location and size of the property, but it typically ranges from $300 to $500.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_Can_I_choose_the_appraiser_for_my_home_appraisal\"><\/span>4. Can I choose the appraiser for my home appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nLenders are usually the ones who choose the appraiser for a home appraisal to ensure independence and objectivity in the assessment.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_What_factors_affect_the_value_of_a_home_in_an_appraisal\"><\/span>5. What factors affect the value of a home in an appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nFactors that can influence the value of a home in an appraisal include the property&#8217;s location, size, condition, comparable sales in the area, and any improvements or upgrades made to the home.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_What_happens_if_the_home_appraisal_comes_in_lower_than_the_agreed-upon_price\"><\/span>6. What happens if the home appraisal comes in lower than the agreed-upon price?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf the home appraisal comes in lower than the agreed-upon price, the buyer and seller can negotiate a new price based on the appraisal value. Alternatively, the buyer may need to come up with additional funds to cover the difference.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_Can_I_request_a_second_appraisal_if_I_disagree_with_the_first_one\"><\/span>7. Can I request a second appraisal if I disagree with the first one?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIn some cases, a second appraisal can be requested if there are discrepancies or concerns about the initial appraisal. However, this usually requires approval from the lender.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_How_long_is_a_home_appraisal_valid_for\"><\/span>8. How long is a home appraisal valid for?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nA home appraisal is typically valid for around 90 days, but this can vary depending on the lender&#8217;s policies and the housing market conditions.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_Can_a_home_appraisal_be_contested\"><\/span>9. Can a home appraisal be contested?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf there are errors or inaccuracies in the home appraisal report, it can be contested by providing additional information or evidence to support a different valuation. However, this process can be challenging and may not always result in a change in the appraisal value.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_What_if_the_home_appraisal_comes_in_higher_than_expected\"><\/span>10. What if the home appraisal comes in higher than expected?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf the home appraisal comes in higher than expected, it can be beneficial for the buyer as it means they are getting more value for their money. The lender may be more willing to approve the loan amount requested.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_Is_a_home_appraisal_the_same_as_a_home_inspection\"><\/span>11. Is a home appraisal the same as a home inspection?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nNo, a home appraisal and a home inspection serve different purposes. A home appraisal is an assessment of the property&#8217;s value, while a home inspection is a detailed examination of the home&#8217;s condition and structural integrity.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_Do_I_need_to_get_a_home_appraisal_if_I_am_refinancing_my_mortgage\"><\/span>12. Do I need to get a home appraisal if I am refinancing my mortgage?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, a home appraisal is usually required when refinancing a mortgage to determine the current value of the property and assess the loan-to-value ratio.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>When you are in the process of buying or selling a home, a crucial step in the process is getting a home appraisal. This is an assessment of the property&#8217;s value by a licensed appraiser, which helps determine the fair market value of the home. But what comes next after the home appraisal is complete? &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"What is the next step after home appraisal?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/what-is-the-next-step-after-home-appraisal\/#more-239066\">Read more<span class=\"screen-reader-text\">What is the next step after home appraisal?<\/span><\/a><\/p>\n","protected":false},"author":60,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-239066","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What is the next step after home appraisal?<\/title>\n<meta name=\"description\" content=\"When you are in the process of buying or selling a home, a crucial step in the process is getting a home appraisal. 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