{"id":238610,"date":"2024-06-20T16:00:58","date_gmt":"2024-06-20T16:00:58","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/?p=238610"},"modified":"2024-06-20T16:00:58","modified_gmt":"2024-06-20T16:00:58","slug":"what-is-done-during-a-home-appraisal","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/what-is-done-during-a-home-appraisal\/","title":{"rendered":"What is done during a home appraisal?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-during-a-home-appraisal\/#What_is_done_during_a_home_appraisal\" title=\"What is done during a home appraisal?\">What is done during a home appraisal?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-during-a-home-appraisal\/#FAQs\" title=\"FAQs:\">FAQs:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-during-a-home-appraisal\/#1_How_long_does_a_home_appraisal_take\" title=\"1. How long does a home appraisal take?\">1. How long does a home appraisal take?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-during-a-home-appraisal\/#2_How_is_the_value_of_a_property_determined_during_a_home_appraisal\" title=\"2. How is the value of a property determined during a home appraisal?\">2. How is the value of a property determined during a home appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-during-a-home-appraisal\/#3_Who_pays_for_the_home_appraisal\" title=\"3. Who pays for the home appraisal?\">3. Who pays for the home appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-during-a-home-appraisal\/#4_Can_I_be_present_during_the_home_appraisal\" title=\"4. Can I be present during the home appraisal?\">4. Can I be present during the home appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-during-a-home-appraisal\/#5_What_happens_if_the_home_doesnt_appraise_for_the_purchase_price\" title=\"5. What happens if the home doesn&#8217;t appraise for the purchase price?\">5. What happens if the home doesn&#8217;t appraise for the purchase price?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-during-a-home-appraisal\/#6_How_often_should_a_home_be_appraised\" title=\"6. How often should a home be appraised?\">6. How often should a home be appraised?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-during-a-home-appraisal\/#7_Does_curb_appeal_affect_a_homes_appraisal_value\" title=\"7. Does curb appeal affect a home&#8217;s appraisal value?\">7. Does curb appeal affect a home&#8217;s appraisal value?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-during-a-home-appraisal\/#8_Can_a_homeowner_provide_information_to_the_appraiser_during_the_appraisal_process\" title=\"8. Can a homeowner provide information to the appraiser during the appraisal process?\">8. Can a homeowner provide information to the appraiser during the appraisal process?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-during-a-home-appraisal\/#9_Can_I_request_a_copy_of_the_home_appraisal_report\" title=\"9. Can I request a copy of the home appraisal report?\">9. Can I request a copy of the home appraisal report?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-during-a-home-appraisal\/#10_What_qualifications_does_an_appraiser_need_to_conduct_a_home_appraisal\" title=\"10. What qualifications does an appraiser need to conduct a home appraisal?\">10. What qualifications does an appraiser need to conduct a home appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-during-a-home-appraisal\/#11_Can_a_home_appraisal_be_contested\" title=\"11. Can a home appraisal be contested?\">11. Can a home appraisal be contested?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-during-a-home-appraisal\/#12_How_long_is_a_home_appraisal_report_valid_for\" title=\"12. How long is a home appraisal report valid for?\">12. How long is a home appraisal report valid for?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"What_is_done_during_a_home_appraisal\"><\/span>What is done during a home appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>When it comes to buying or selling a home, a crucial step in the process is the home appraisal. A home appraisal is an unbiased assessment of a property&#8217;s value conducted by a licensed or certified appraiser. The purpose of a home appraisal is to determine the fair market value of the property based on a variety of factors such as location, size, condition, and comparable sales in the area. <\/p>\n<p>During a home appraisal, the appraiser will visit the property and conduct a thorough inspection of both the interior and exterior. They will take note of the property&#8217;s condition, including any upgrades or improvements that have been made. The appraiser will also measure the square footage of the home and take photos to document the property&#8217;s condition. Additionally, the appraiser will research recent sales of similar properties in the area to help determine the property&#8217;s value.<\/p>\n<p>After gathering all the necessary information, the appraiser will then calculate the property&#8217;s value based on their findings. This final appraisal report is then submitted to the lender or client who ordered the appraisal.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"FAQs\"><\/span>FAQs:<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<h3><span class=\"ez-toc-section\" id=\"1_How_long_does_a_home_appraisal_take\"><\/span>1. How long does a home appraisal take?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nTypically, a home appraisal can take anywhere from 30 minutes to a few hours, depending on the size and complexity of the property.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_How_is_the_value_of_a_property_determined_during_a_home_appraisal\"><\/span>2. How is the value of a property determined during a home appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe value of a property during a home appraisal is determined by factors such as location, size, condition, and comparable sales in the area.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Who_pays_for_the_home_appraisal\"><\/span>3. Who pays for the home appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIn most cases, the buyer is responsible for paying for the home appraisal as part of the closing costs.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_Can_I_be_present_during_the_home_appraisal\"><\/span>4. Can I be present during the home appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nWhile it&#8217;s not required, it is perfectly fine for homeowners to be present during the home appraisal to answer any questions the appraiser may have.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_What_happens_if_the_home_doesnt_appraise_for_the_purchase_price\"><\/span>5. What happens if the home doesn&#8217;t appraise for the purchase price?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf a home doesn&#8217;t appraise for the purchase price, the buyer and seller will need to renegotiate the terms of the sale or the buyer may need to come up with additional funds to cover the difference.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_How_often_should_a_home_be_appraised\"><\/span>6. How often should a home be appraised?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nA home appraisal is typically only required when buying or selling a home, refinancing, or for insurance purposes.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_Does_curb_appeal_affect_a_homes_appraisal_value\"><\/span>7. Does curb appeal affect a home&#8217;s appraisal value?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, curb appeal can affect a home&#8217;s appraisal value as it is a factor that is considered when determining the property&#8217;s overall condition.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_Can_a_homeowner_provide_information_to_the_appraiser_during_the_appraisal_process\"><\/span>8. Can a homeowner provide information to the appraiser during the appraisal process?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nHomeowners can provide information to the appraiser during the appraisal process, such as recent upgrades or improvements made to the property.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_Can_I_request_a_copy_of_the_home_appraisal_report\"><\/span>9. Can I request a copy of the home appraisal report?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, homeowners have the right to request a copy of the home appraisal report from their lender.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_What_qualifications_does_an_appraiser_need_to_conduct_a_home_appraisal\"><\/span>10. What qualifications does an appraiser need to conduct a home appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nAppraisers must be licensed or certified by their state to conduct home appraisals.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_Can_a_home_appraisal_be_contested\"><\/span>11. Can a home appraisal be contested?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf a homeowner believes that the appraisal is inaccurate, they can request a review or challenge the results with additional information.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_How_long_is_a_home_appraisal_report_valid_for\"><\/span>12. How long is a home appraisal report valid for?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nA home appraisal report is typically valid for up to six months, but this can vary depending on the lender&#8217;s policies.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>What is done during a home appraisal? When it comes to buying or selling a home, a crucial step in the process is the home appraisal. A home appraisal is an unbiased assessment of a property&#8217;s value conducted by a licensed or certified appraiser. The purpose of a home appraisal is to determine the fair &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"What is done during a home appraisal?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-during-a-home-appraisal\/#more-238610\">Read more<span class=\"screen-reader-text\">What is done during a home appraisal?<\/span><\/a><\/p>\n","protected":false},"author":60,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-238610","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What is done during a home appraisal?<\/title>\n<meta name=\"description\" content=\"What is done during a home appraisal? 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