{"id":237942,"date":"2024-05-21T20:53:37","date_gmt":"2024-05-21T20:53:37","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/?p=237942"},"modified":"2024-05-21T20:53:37","modified_gmt":"2024-05-21T20:53:37","slug":"what-is-a-home-appraisal-inspection","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/what-is-a-home-appraisal-inspection\/","title":{"rendered":"What is a home appraisal inspection?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/what-is-a-home-appraisal-inspection\/#What_is_a_home_appraisal_inspection\" title=\"What is a home appraisal inspection?\">What is a home appraisal inspection?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/what-is-a-home-appraisal-inspection\/#FAQs_about_home_appraisal_inspections\" title=\"FAQs about home appraisal inspections:\">FAQs about home appraisal inspections:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/what-is-a-home-appraisal-inspection\/#1_Why_is_a_home_appraisal_inspection_necessary\" title=\"1. Why is a home appraisal inspection necessary?\">1. Why is a home appraisal inspection necessary?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/what-is-a-home-appraisal-inspection\/#2_Who_typically_orders_a_home_appraisal_inspection\" title=\"2. Who typically orders a home appraisal inspection?\">2. Who typically orders a home appraisal inspection?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/what-is-a-home-appraisal-inspection\/#3_What_factors_are_considered_during_a_home_appraisal_inspection\" title=\"3. What factors are considered during a home appraisal inspection?\">3. What factors are considered during a home appraisal inspection?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/what-is-a-home-appraisal-inspection\/#4_How_long_does_a_home_appraisal_inspection_take\" title=\"4. How long does a home appraisal inspection take?\">4. How long does a home appraisal inspection take?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/what-is-a-home-appraisal-inspection\/#5_What_does_a_home_appraiser_look_for_during_an_inspection\" title=\"5. What does a home appraiser look for during an inspection?\">5. What does a home appraiser look for during an inspection?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/what-is-a-home-appraisal-inspection\/#6_Can_the_homeowner_be_present_during_a_home_appraisal_inspection\" title=\"6. Can the homeowner be present during a home appraisal inspection?\">6. Can the homeowner be present during a home appraisal inspection?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/what-is-a-home-appraisal-inspection\/#7_How_can_homeowners_prepare_for_a_home_appraisal_inspection\" title=\"7. How can homeowners prepare for a home appraisal inspection?\">7. How can homeowners prepare for a home appraisal inspection?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/what-is-a-home-appraisal-inspection\/#8_What_happens_if_a_home_doesnt_appraise_for_the_contract_price\" title=\"8. What happens if a home doesn&#8217;t appraise for the contract price?\">8. What happens if a home doesn&#8217;t appraise for the contract price?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/what-is-a-home-appraisal-inspection\/#9_Can_a_homeowner_request_a_second_appraisal_if_they_are_unhappy_with_the_first_one\" title=\"9. Can a homeowner request a second appraisal if they are unhappy with the first one?\">9. Can a homeowner request a second appraisal if they are unhappy with the first one?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/what-is-a-home-appraisal-inspection\/#10_How_much_does_a_home_appraisal_inspection_cost\" title=\"10. How much does a home appraisal inspection cost?\">10. How much does a home appraisal inspection cost?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/namso-gen.co\/blog\/what-is-a-home-appraisal-inspection\/#11_How_long_is_a_home_appraisal_inspection_report_valid_for\" title=\"11. How long is a home appraisal inspection report valid for?\">11. How long is a home appraisal inspection report valid for?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/namso-gen.co\/blog\/what-is-a-home-appraisal-inspection\/#12_Do_home_appraisal_inspections_only_happen_when_buying_a_home\" title=\"12. Do home appraisal inspections only happen when buying a home?\">12. Do home appraisal inspections only happen when buying a home?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"What_is_a_home_appraisal_inspection\"><\/span>What is a home appraisal inspection?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>A home appraisal inspection is a thorough evaluation of a property&#8217;s condition and characteristics conducted by a licensed appraiser. The purpose of the inspection is to determine the fair market value of the home for mortgage or refinancing purposes.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"FAQs_about_home_appraisal_inspections\"><\/span>FAQs about home appraisal inspections:<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<h3><span class=\"ez-toc-section\" id=\"1_Why_is_a_home_appraisal_inspection_necessary\"><\/span>1. Why is a home appraisal inspection necessary?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nA home appraisal inspection is necessary because it helps lenders determine the value of the property to ensure that the loan amount is appropriate.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Who_typically_orders_a_home_appraisal_inspection\"><\/span>2. Who typically orders a home appraisal inspection?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nLenders typically order a home appraisal inspection to ensure that the property is worth the amount of money being loaned.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_What_factors_are_considered_during_a_home_appraisal_inspection\"><\/span>3. What factors are considered during a home appraisal inspection?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nFactors such as the size of the property, condition of the home, location, and recent sales of comparable properties in the area are all considered during a home appraisal inspection.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_How_long_does_a_home_appraisal_inspection_take\"><\/span>4. How long does a home appraisal inspection take?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nA home appraisal inspection typically takes 30 minutes to a few hours, depending on the size and complexity of the property.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_What_does_a_home_appraiser_look_for_during_an_inspection\"><\/span>5. What does a home appraiser look for during an inspection?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nDuring an inspection, a home appraiser looks for structural issues, upgrades or renovations, overall condition of the property, and any other factors that may impact the value of the home.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_Can_the_homeowner_be_present_during_a_home_appraisal_inspection\"><\/span>6. Can the homeowner be present during a home appraisal inspection?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nWhile it is not necessary for the homeowner to be present during a home appraisal inspection, they can provide information about the property that may be helpful to the appraiser.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_How_can_homeowners_prepare_for_a_home_appraisal_inspection\"><\/span>7. How can homeowners prepare for a home appraisal inspection?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nHomeowners can prepare for a home appraisal inspection by ensuring that the property is clean, well-maintained, and that any necessary repairs have been completed.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_What_happens_if_a_home_doesnt_appraise_for_the_contract_price\"><\/span>8. What happens if a home doesn&#8217;t appraise for the contract price?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf a home doesn&#8217;t appraise for the contract price, the buyer may need to renegotiate the purchase price or come up with the difference in cash.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_Can_a_homeowner_request_a_second_appraisal_if_they_are_unhappy_with_the_first_one\"><\/span>9. Can a homeowner request a second appraisal if they are unhappy with the first one?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nWhile it is possible for a homeowner to request a second appraisal, it is up to the lender to determine whether or not another appraisal is necessary.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_How_much_does_a_home_appraisal_inspection_cost\"><\/span>10. How much does a home appraisal inspection cost?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe cost of a home appraisal inspection can vary depending on the size and location of the property, but it typically ranges from $300 to $500.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_How_long_is_a_home_appraisal_inspection_report_valid_for\"><\/span>11. How long is a home appraisal inspection report valid for?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nA home appraisal inspection report is typically valid for up to six months, depending on the lender&#8217;s requirements.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_Do_home_appraisal_inspections_only_happen_when_buying_a_home\"><\/span>12. Do home appraisal inspections only happen when buying a home?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nHome appraisal inspections can also be required when refinancing a home to ensure that the property&#8217;s value is sufficient to secure a new loan.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>What is a home appraisal inspection? A home appraisal inspection is a thorough evaluation of a property&#8217;s condition and characteristics conducted by a licensed appraiser. The purpose of the inspection is to determine the fair market value of the home for mortgage or refinancing purposes. FAQs about home appraisal inspections: 1. Why is a home &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"What is a home appraisal inspection?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/what-is-a-home-appraisal-inspection\/#more-237942\">Read more<span class=\"screen-reader-text\">What is a home appraisal inspection?<\/span><\/a><\/p>\n","protected":false},"author":60,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-237942","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What is a home appraisal inspection?<\/title>\n<meta name=\"description\" content=\"What is a home appraisal inspection? 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