{"id":234807,"date":"2024-05-09T18:57:08","date_gmt":"2024-05-09T18:57:08","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/?p=234807"},"modified":"2024-05-09T18:57:08","modified_gmt":"2024-05-09T18:57:08","slug":"is-an-appraisal-contingency-based-on-business-days-or-calendar-days","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/is-an-appraisal-contingency-based-on-business-days-or-calendar-days\/","title":{"rendered":"Is an appraisal contingency based on business days or calendar days?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/is-an-appraisal-contingency-based-on-business-days-or-calendar-days\/#Appraisal_Contingency\" title=\"Appraisal Contingency:\">Appraisal Contingency:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/is-an-appraisal-contingency-based-on-business-days-or-calendar-days\/#Answer\" title=\"Answer:\">Answer:<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/is-an-appraisal-contingency-based-on-business-days-or-calendar-days\/#FAQs\" title=\"FAQs:\">FAQs:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/is-an-appraisal-contingency-based-on-business-days-or-calendar-days\/#1_What_is_an_appraisal_contingency\" title=\"1. What is an appraisal contingency?\">1. What is an appraisal contingency?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/is-an-appraisal-contingency-based-on-business-days-or-calendar-days\/#2_How_long_does_an_appraisal_contingency_typically_last\" title=\"2. How long does an appraisal contingency typically last?\">2. How long does an appraisal contingency typically last?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/is-an-appraisal-contingency-based-on-business-days-or-calendar-days\/#3_What_happens_if_the_property_appraises_for_less_than_the_purchase_price\" title=\"3. What happens if the property appraises for less than the purchase price?\">3. What happens if the property appraises for less than the purchase price?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/is-an-appraisal-contingency-based-on-business-days-or-calendar-days\/#4_Can_the_appraisal_contingency_period_be_extended\" title=\"4. Can the appraisal contingency period be extended?\">4. Can the appraisal contingency period be extended?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/is-an-appraisal-contingency-based-on-business-days-or-calendar-days\/#5_Do_appraisal_contingencies_vary_by_state\" title=\"5. Do appraisal contingencies vary by state?\">5. Do appraisal contingencies vary by state?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/is-an-appraisal-contingency-based-on-business-days-or-calendar-days\/#6_Are_there_any_drawbacks_to_including_an_appraisal_contingency_in_a_real_estate_contract\" title=\"6. Are there any drawbacks to including an appraisal contingency in a real estate contract?\">6. Are there any drawbacks to including an appraisal contingency in a real estate contract?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/is-an-appraisal-contingency-based-on-business-days-or-calendar-days\/#7_What_happens_if_the_buyer_waives_the_appraisal_contingency\" title=\"7. What happens if the buyer waives the appraisal contingency?\">7. What happens if the buyer waives the appraisal contingency?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/is-an-appraisal-contingency-based-on-business-days-or-calendar-days\/#8_Can_the_seller_require_the_buyer_to_waive_the_appraisal_contingency\" title=\"8. Can the seller require the buyer to waive the appraisal contingency?\">8. Can the seller require the buyer to waive the appraisal contingency?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/is-an-appraisal-contingency-based-on-business-days-or-calendar-days\/#9_What_should_buyers_do_during_the_appraisal_contingency_period\" title=\"9. What should buyers do during the appraisal contingency period?\">9. What should buyers do during the appraisal contingency period?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/namso-gen.co\/blog\/is-an-appraisal-contingency-based-on-business-days-or-calendar-days\/#10_Can_sellers_request_a_copy_of_the_appraisal_report\" title=\"10. Can sellers request a copy of the appraisal report?\">10. Can sellers request a copy of the appraisal report?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/namso-gen.co\/blog\/is-an-appraisal-contingency-based-on-business-days-or-calendar-days\/#11_Can_sellers_back_out_of_the_deal_if_the_property_appraises_for_more_than_the_purchase_price\" title=\"11. Can sellers back out of the deal if the property appraises for more than the purchase price?\">11. Can sellers back out of the deal if the property appraises for more than the purchase price?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/namso-gen.co\/blog\/is-an-appraisal-contingency-based-on-business-days-or-calendar-days\/#12_Can_buyers_use_a_low_appraisal_as_a_bargaining_chip_to_negotiate_a_lower_purchase_price\" title=\"12. Can buyers use a low appraisal as a bargaining chip to negotiate a lower purchase price?\">12. Can buyers use a low appraisal as a bargaining chip to negotiate a lower purchase price?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Appraisal_Contingency\"><\/span>Appraisal Contingency:<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\nAn appraisal contingency is a clause in a real estate contract that allows the buyer to back out of the deal if the property does not appraise for the agreed-upon purchase price. One common question that arises regarding appraisal contingencies is whether they are based on business days or calendar days.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Answer\"><\/span>Answer:<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\n**An appraisal contingency is typically based on calendar days**, not business days. This means that the buyer has a certain number of days from the date of the contract to obtain an appraisal of the property and decide whether to move forward with the purchase.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"FAQs\"><\/span>FAQs:<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<h3><span class=\"ez-toc-section\" id=\"1_What_is_an_appraisal_contingency\"><\/span>1. What is an appraisal contingency?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nAn appraisal contingency is a clause in a real estate contract that gives the buyer the option to back out of the deal if the property does not appraise for the agreed-upon purchase price.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_How_long_does_an_appraisal_contingency_typically_last\"><\/span>2. How long does an appraisal contingency typically last?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nAn appraisal contingency usually lasts anywhere from 10 to 14 calendar days, but this can vary depending on the terms negotiated in the contract.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_What_happens_if_the_property_appraises_for_less_than_the_purchase_price\"><\/span>3. What happens if the property appraises for less than the purchase price?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf the property appraises for less than the purchase price, the buyer can either walk away from the deal or renegotiate the price with the seller.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_Can_the_appraisal_contingency_period_be_extended\"><\/span>4. Can the appraisal contingency period be extended?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, the appraisal contingency period can be extended if both parties agree to an extension in writing.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_Do_appraisal_contingencies_vary_by_state\"><\/span>5. Do appraisal contingencies vary by state?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, appraisal contingencies can vary by state, so it&#8217;s important to consult with a real estate agent or attorney to understand the specific rules in your area.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_Are_there_any_drawbacks_to_including_an_appraisal_contingency_in_a_real_estate_contract\"><\/span>6. Are there any drawbacks to including an appraisal contingency in a real estate contract?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nOne drawback of including an appraisal contingency is that it can potentially delay the closing process if the appraisal comes back lower than expected.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_What_happens_if_the_buyer_waives_the_appraisal_contingency\"><\/span>7. What happens if the buyer waives the appraisal contingency?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf the buyer waives the appraisal contingency and the property appraises for less than the purchase price, the buyer is still obligated to proceed with the purchase.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_Can_the_seller_require_the_buyer_to_waive_the_appraisal_contingency\"><\/span>8. Can the seller require the buyer to waive the appraisal contingency?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nWhile the seller can request that the buyer waive the appraisal contingency, it is ultimately up to the buyer to decide whether to do so.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_What_should_buyers_do_during_the_appraisal_contingency_period\"><\/span>9. What should buyers do during the appraisal contingency period?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nDuring the appraisal contingency period, buyers should schedule an appraisal of the property and carefully review the results to determine if they are comfortable moving forward with the purchase.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_Can_sellers_request_a_copy_of_the_appraisal_report\"><\/span>10. Can sellers request a copy of the appraisal report?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nWhile sellers are not entitled to a copy of the buyer&#8217;s appraisal report, they can request one as part of the negotiation process.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_Can_sellers_back_out_of_the_deal_if_the_property_appraises_for_more_than_the_purchase_price\"><\/span>11. Can sellers back out of the deal if the property appraises for more than the purchase price?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf the property appraises for more than the purchase price, sellers cannot back out of the deal based on the appraisal results.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_Can_buyers_use_a_low_appraisal_as_a_bargaining_chip_to_negotiate_a_lower_purchase_price\"><\/span>12. Can buyers use a low appraisal as a bargaining chip to negotiate a lower purchase price?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nBuyers can use a low appraisal as a bargaining chip to negotiate a lower purchase price, but whether the seller agrees to the new price is ultimately up to them.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Appraisal Contingency: An appraisal contingency is a clause in a real estate contract that allows the buyer to back out of the deal if the property does not appraise for the agreed-upon purchase price. One common question that arises regarding appraisal contingencies is whether they are based on business days or calendar days. Answer: **An &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"Is an appraisal contingency based on business days or calendar days?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/is-an-appraisal-contingency-based-on-business-days-or-calendar-days\/#more-234807\">Read more<span class=\"screen-reader-text\">Is an appraisal contingency based on business days or calendar days?<\/span><\/a><\/p>\n","protected":false},"author":58,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-234807","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Is an appraisal contingency based on business days or calendar days?<\/title>\n<meta name=\"description\" content=\"Appraisal Contingency: An appraisal contingency is a clause in a real estate contract that allows the buyer to back out of the deal if the property does\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/namso-gen.co\/blog\/is-an-appraisal-contingency-based-on-business-days-or-calendar-days\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Is an appraisal contingency based on business days or calendar days?\" \/>\n<meta property=\"og:description\" content=\"Appraisal Contingency: An appraisal contingency is a clause in a real estate contract that allows the buyer to back out of the deal if the property does\" \/>\n<meta property=\"og:url\" content=\"https:\/\/namso-gen.co\/blog\/is-an-appraisal-contingency-based-on-business-days-or-calendar-days\/\" \/>\n<meta property=\"og:site_name\" content=\"Namso Gen Blog - 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