{"id":234684,"date":"2024-06-24T17:07:23","date_gmt":"2024-06-24T17:07:23","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/?p=234684"},"modified":"2024-06-24T17:07:23","modified_gmt":"2024-06-24T17:07:23","slug":"what-is-done-on-an-appraisal-of-a-home-2","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/what-is-done-on-an-appraisal-of-a-home-2\/","title":{"rendered":"What is done on an appraisal of a home?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-on-an-appraisal-of-a-home-2\/#What_is_done_on_an_appraisal_of_a_home\" title=\"What is done on an appraisal of a home?\">What is done on an appraisal of a home?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-on-an-appraisal-of-a-home-2\/#FAQs\" title=\"FAQs:\">FAQs:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-on-an-appraisal-of-a-home-2\/#1_Why_do_I_need_an_appraisal_of_my_home\" title=\"1. Why do I need an appraisal of my home?\">1. Why do I need an appraisal of my home?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-on-an-appraisal-of-a-home-2\/#2_How_long_does_a_home_appraisal_take\" title=\"2. How long does a home appraisal take?\">2. How long does a home appraisal take?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-on-an-appraisal-of-a-home-2\/#3_How_can_I_prepare_for_a_home_appraisal\" title=\"3. How can I prepare for a home appraisal?\">3. How can I prepare for a home appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-on-an-appraisal-of-a-home-2\/#4_Who_pays_for_a_home_appraisal\" title=\"4. Who pays for a home appraisal?\">4. Who pays for a home appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-on-an-appraisal-of-a-home-2\/#5_Can_I_be_present_during_the_home_appraisal\" title=\"5. Can I be present during the home appraisal?\">5. Can I be present during the home appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-on-an-appraisal-of-a-home-2\/#6_What_happens_if_the_home_appraisal_comes_in_lower_than_the_agreed-upon_price\" title=\"6. What happens if the home appraisal comes in lower than the agreed-upon price?\">6. What happens if the home appraisal comes in lower than the agreed-upon price?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-on-an-appraisal-of-a-home-2\/#7_What_if_I_disagree_with_the_appraisal_value_of_my_home\" title=\"7. What if I disagree with the appraisal value of my home?\">7. What if I disagree with the appraisal value of my home?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-on-an-appraisal-of-a-home-2\/#8_Can_I_use_a_previous_home_appraisal_for_a_new_mortgage\" title=\"8. Can I use a previous home appraisal for a new mortgage?\">8. Can I use a previous home appraisal for a new mortgage?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-on-an-appraisal-of-a-home-2\/#9_How_often_should_I_get_a_home_appraisal\" title=\"9. How often should I get a home appraisal?\">9. How often should I get a home appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-on-an-appraisal-of-a-home-2\/#10_What_is_the_difference_between_a_home_appraisal_and_a_home_inspection\" title=\"10. What is the difference between a home appraisal and a home inspection?\">10. What is the difference between a home appraisal and a home inspection?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-on-an-appraisal-of-a-home-2\/#11_What_if_the_appraised_value_of_my_home_is_higher_than_expected\" title=\"11. What if the appraised value of my home is higher than expected?\">11. What if the appraised value of my home is higher than expected?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-on-an-appraisal-of-a-home-2\/#12_Is_a_home_appraisal_necessary_for_refinancing\" title=\"12. Is a home appraisal necessary for refinancing?\">12. Is a home appraisal necessary for refinancing?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"What_is_done_on_an_appraisal_of_a_home\"><\/span>What is done on an appraisal of a home?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>When it comes to buying or selling a property, one of the most critical steps in the process is the appraisal of the home. An appraisal is an unbiased estimate of the value of a property conducted by a licensed or certified professional. But what exactly is done during an appraisal of a home?<\/p>\n<p><b>During an appraisal of a home, a licensed or certified appraiser will visit the property to assess various factors that contribute to its value, such as its overall condition, size, location, and comparable sales of similar properties in the area. The appraiser will also take into account any significant upgrades or improvements made to the home that may increase its value.<\/b><\/p>\n<h3><span class=\"ez-toc-section\" id=\"FAQs\"><\/span>FAQs:<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<h3><span class=\"ez-toc-section\" id=\"1_Why_do_I_need_an_appraisal_of_my_home\"><\/span>1. Why do I need an appraisal of my home?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nAn appraisal of your home is essential for determining its fair market value, which is crucial for pricing the property for sale, securing a mortgage, or refinancing.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_How_long_does_a_home_appraisal_take\"><\/span>2. How long does a home appraisal take?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe length of a home appraisal can vary depending on the size and complexity of the property, but typically it takes around 30 minutes to a few hours.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_How_can_I_prepare_for_a_home_appraisal\"><\/span>3. How can I prepare for a home appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nTo prepare for a home appraisal, make sure your property is clean and well-maintained, provide the appraiser with any relevant documents or information about recent upgrades, and point out any unique or valuable features of the home.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_Who_pays_for_a_home_appraisal\"><\/span>4. Who pays for a home appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nTypically, the buyer pays for the home appraisal as part of the closing costs, although in some cases the seller or lender may cover the cost.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_Can_I_be_present_during_the_home_appraisal\"><\/span>5. Can I be present during the home appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nWhile it is not necessary to be present during a home appraisal, you can request to be there to answer any questions the appraiser may have about the property.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_What_happens_if_the_home_appraisal_comes_in_lower_than_the_agreed-upon_price\"><\/span>6. What happens if the home appraisal comes in lower than the agreed-upon price?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf the home appraisal comes in lower than the agreed-upon price, the buyer may have trouble securing financing for the full amount, which could potentially lead to renegotiating the price or walking away from the deal.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_What_if_I_disagree_with_the_appraisal_value_of_my_home\"><\/span>7. What if I disagree with the appraisal value of my home?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf you disagree with the appraisal value of your home, you can request a copy of the appraisal report to review the appraiser&#8217;s findings. If you believe there are errors or inaccuracies, you can provide additional information or evidence to support your case.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_Can_I_use_a_previous_home_appraisal_for_a_new_mortgage\"><\/span>8. Can I use a previous home appraisal for a new mortgage?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nWhile you can provide a previous home appraisal as a reference, most lenders will require a new appraisal to ensure the property&#8217;s current market value.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_How_often_should_I_get_a_home_appraisal\"><\/span>9. How often should I get a home appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIt is recommended to get a home appraisal every 2-3 years to stay informed of your property&#8217;s value and make informed decisions about refinancing, selling, or making improvements.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_What_is_the_difference_between_a_home_appraisal_and_a_home_inspection\"><\/span>10. What is the difference between a home appraisal and a home inspection?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nA home appraisal focuses on determining the value of the property, while a home inspection assesses the condition of the home&#8217;s structure, systems, and components.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_What_if_the_appraised_value_of_my_home_is_higher_than_expected\"><\/span>11. What if the appraised value of my home is higher than expected?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf the appraised value of your home is higher than expected, it could work in your favor by increasing your equity or allowing you to secure a higher loan amount.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_Is_a_home_appraisal_necessary_for_refinancing\"><\/span>12. Is a home appraisal necessary for refinancing?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, a home appraisal is typically required for refinancing to determine the current market value of the property and assess the lender&#8217;s risk.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>What is done on an appraisal of a home? When it comes to buying or selling a property, one of the most critical steps in the process is the appraisal of the home. An appraisal is an unbiased estimate of the value of a property conducted by a licensed or certified professional. But what exactly &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"What is done on an appraisal of a home?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-on-an-appraisal-of-a-home-2\/#more-234684\">Read more<span class=\"screen-reader-text\">What is done on an appraisal of a home?<\/span><\/a><\/p>\n","protected":false},"author":58,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-234684","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What is done on an appraisal of a home?<\/title>\n<meta name=\"description\" content=\"What is done on an appraisal of a home? 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