{"id":234679,"date":"2024-06-13T21:01:42","date_gmt":"2024-06-13T21:01:42","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/?p=234679"},"modified":"2024-06-13T21:01:42","modified_gmt":"2024-06-13T21:01:42","slug":"what-is-done-on-a-home-appraisal-2","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/what-is-done-on-a-home-appraisal-2\/","title":{"rendered":"What is done on a home appraisal?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-on-a-home-appraisal-2\/#What_is_done_on_a_home_appraisal\" title=\"What is done on a home appraisal?\">What is done on a home appraisal?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-on-a-home-appraisal-2\/#FAQs_about_home_appraisals\" title=\"FAQs about home appraisals:\">FAQs about home appraisals:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-on-a-home-appraisal-2\/#1_Why_do_I_need_a_home_appraisal\" title=\"1. Why do I need a home appraisal?\">1. Why do I need a home appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-on-a-home-appraisal-2\/#2_How_long_does_a_home_appraisal_take\" title=\"2. How long does a home appraisal take?\">2. How long does a home appraisal take?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-on-a-home-appraisal-2\/#3_How_much_does_a_home_appraisal_cost\" title=\"3. How much does a home appraisal cost?\">3. How much does a home appraisal cost?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-on-a-home-appraisal-2\/#4_Can_I_choose_my_own_appraiser\" title=\"4. Can I choose my own appraiser?\">4. Can I choose my own appraiser?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-on-a-home-appraisal-2\/#5_What_happens_if_the_appraisal_comes_in_lower_than_the_agreed-upon_price\" title=\"5. What happens if the appraisal comes in lower than the agreed-upon price?\">5. What happens if the appraisal comes in lower than the agreed-upon price?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-on-a-home-appraisal-2\/#6_Do_I_need_to_be_present_during_the_home_appraisal\" title=\"6. Do I need to be present during the home appraisal?\">6. Do I need to be present during the home appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-on-a-home-appraisal-2\/#7_Can_I_request_a_copy_of_the_home_appraisal_report\" title=\"7. Can I request a copy of the home appraisal report?\">7. Can I request a copy of the home appraisal report?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-on-a-home-appraisal-2\/#8_What_factors_can_affect_the_value_of_a_home_appraisal\" title=\"8. What factors can affect the value of a home appraisal?\">8. What factors can affect the value of a home appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-on-a-home-appraisal-2\/#9_How_often_should_I_get_a_home_appraisal\" title=\"9. How often should I get a home appraisal?\">9. How often should I get a home appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-on-a-home-appraisal-2\/#10_Can_I_dispute_the_results_of_a_home_appraisal\" title=\"10. Can I dispute the results of a home appraisal?\">10. Can I dispute the results of a home appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-on-a-home-appraisal-2\/#11_Will_a_home_appraisal_affect_my_property_taxes\" title=\"11. Will a home appraisal affect my property taxes?\">11. Will a home appraisal affect my property taxes?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-on-a-home-appraisal-2\/#12_How_long_is_a_home_appraisal_valid_for\" title=\"12. How long is a home appraisal valid for?\">12. How long is a home appraisal valid for?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"What_is_done_on_a_home_appraisal\"><\/span>What is done on a home appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>When it comes to buying or selling a home, a crucial step in the process is a home appraisal. A home appraisal is an unbiased professional assessment of a property&#8217;s value, typically conducted by a licensed appraiser. The appraiser&#8217;s job is to provide an accurate estimate of the fair market value of the property based on various factors such as location, condition, size, and comparable sales in the area.<\/p>\n<p><strong>During a home appraisal, the appraiser will:<\/strong><\/p>\n<p>1. Inspect the property: The appraiser will walk through the property to assess its condition and take note of any amenities or features that may impact its value.<\/p>\n<p>2. Measure the property: The appraiser will measure the size of the property to determine the total square footage and layout.<\/p>\n<p>3. Take photographs: The appraiser will take photographs of the interior and exterior of the property to include in the appraisal report.<\/p>\n<p>4. Research comparable properties: The appraiser will research recent sales of similar properties in the area to determine a fair market value for the property being appraised.<\/p>\n<p>5. Consider the property&#8217;s location: The appraiser will take into account the neighborhood, school district, proximity to amenities, and other factors that may affect the property&#8217;s value.<\/p>\n<p>6. Evaluate the property&#8217;s condition: The appraiser will assess the overall condition of the property, including any necessary repairs or updates that may be needed.<\/p>\n<p>7. Prepare an appraisal report: Once the appraisal is complete, the appraiser will compile all of the information gathered into a formal report detailing the property&#8217;s value and the reasoning behind the valuation.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"FAQs_about_home_appraisals\"><\/span>FAQs about home appraisals:<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<h3><span class=\"ez-toc-section\" id=\"1_Why_do_I_need_a_home_appraisal\"><\/span>1. Why do I need a home appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nA home appraisal is necessary for a variety of reasons, including obtaining a mortgage, selling a property, refinancing, or for estate planning purposes.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_How_long_does_a_home_appraisal_take\"><\/span>2. How long does a home appraisal take?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe duration of a home appraisal can vary depending on the size and complexity of the property, but typically it takes around 30 minutes to a few hours to complete.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_How_much_does_a_home_appraisal_cost\"><\/span>3. How much does a home appraisal cost?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe cost of a home appraisal can vary depending on factors such as the location of the property, its size, and the appraiser&#8217;s experience, but it usually falls within the range of $300 to $500.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_Can_I_choose_my_own_appraiser\"><\/span>4. Can I choose my own appraiser?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIn most cases, lenders require an independent appraisal, so you may not be able to choose the appraiser. However, you can request a second appraisal if you are not satisfied with the first one.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_What_happens_if_the_appraisal_comes_in_lower_than_the_agreed-upon_price\"><\/span>5. What happens if the appraisal comes in lower than the agreed-upon price?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf the appraisal comes in lower than the agreed-upon price, the buyer and seller will need to renegotiate the terms of the sale, which may involve the buyer putting more money down or the seller lowering the price.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_Do_I_need_to_be_present_during_the_home_appraisal\"><\/span>6. Do I need to be present during the home appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nWhile it is not required for you to be present during the home appraisal, it can be helpful to provide the appraiser with any information or documentation that may affect the property&#8217;s value.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_Can_I_request_a_copy_of_the_home_appraisal_report\"><\/span>7. Can I request a copy of the home appraisal report?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nAs the homeowner, you have the right to request a copy of the home appraisal report from the lender to review the details of the valuation.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_What_factors_can_affect_the_value_of_a_home_appraisal\"><\/span>8. What factors can affect the value of a home appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nSeveral factors can influence the value of a home appraisal, including market conditions, recent sales of similar properties, the property&#8217;s condition, upgrades or renovations, and location.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_How_often_should_I_get_a_home_appraisal\"><\/span>9. How often should I get a home appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIt is recommended to get a home appraisal every 2-3 years to stay informed about the value of your property, especially if you are planning to sell, refinance, or make significant upgrades.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_Can_I_dispute_the_results_of_a_home_appraisal\"><\/span>10. Can I dispute the results of a home appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf you believe there are errors or inaccuracies in the home appraisal report, you have the right to dispute the results by providing additional information or evidence to support your claim.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_Will_a_home_appraisal_affect_my_property_taxes\"><\/span>11. Will a home appraisal affect my property taxes?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nWhile a home appraisal does not directly impact your property taxes, an increase in your property&#8217;s value as determined by the appraisal may lead to a higher property tax assessment.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_How_long_is_a_home_appraisal_valid_for\"><\/span>12. How long is a home appraisal valid for?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nA home appraisal is typically valid for up to six months, after which a new appraisal may be required if the property has not been sold or refinanced.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>What is done on a home appraisal? When it comes to buying or selling a home, a crucial step in the process is a home appraisal. A home appraisal is an unbiased professional assessment of a property&#8217;s value, typically conducted by a licensed appraiser. The appraiser&#8217;s job is to provide an accurate estimate of the &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"What is done on a home appraisal?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-on-a-home-appraisal-2\/#more-234679\">Read more<span class=\"screen-reader-text\">What is done on a home appraisal?<\/span><\/a><\/p>\n","protected":false},"author":58,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-234679","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What is done on a home appraisal?<\/title>\n<meta name=\"description\" content=\"What is done on a home appraisal? 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