{"id":234669,"date":"2024-07-10T02:21:01","date_gmt":"2024-07-10T02:21:01","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/?p=234669"},"modified":"2024-07-10T02:21:01","modified_gmt":"2024-07-10T02:21:01","slug":"what-is-done-in-a-house-appraisal-2","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/what-is-done-in-a-house-appraisal-2\/","title":{"rendered":"What is done in a house appraisal?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-in-a-house-appraisal-2\/#What_is_done_in_a_house_appraisal\" title=\"What is done in a house appraisal?\">What is done in a house appraisal?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-in-a-house-appraisal-2\/#What_factors_are_considered_in_a_house_appraisal\" title=\"What factors are considered in a house appraisal?\">What factors are considered in a house appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-in-a-house-appraisal-2\/#How_long_does_a_house_appraisal_take\" title=\"How long does a house appraisal take?\">How long does a house appraisal take?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-in-a-house-appraisal-2\/#How_much_does_a_house_appraisal_cost\" title=\"How much does a house appraisal cost?\">How much does a house appraisal cost?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-in-a-house-appraisal-2\/#Who_pays_for_a_house_appraisal\" title=\"Who pays for a house appraisal?\">Who pays for a house appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-in-a-house-appraisal-2\/#Can_a_house_appraisal_be_contested\" title=\"Can a house appraisal be contested?\">Can a house appraisal be contested?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-in-a-house-appraisal-2\/#What_happens_if_the_house_appraisal_comes_in_lower_than_the_sales_price\" title=\"What happens if the house appraisal comes in lower than the sales price?\">What happens if the house appraisal comes in lower than the sales price?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-in-a-house-appraisal-2\/#Do_I_need_to_be_present_for_a_house_appraisal\" title=\"Do I need to be present for a house appraisal?\">Do I need to be present for a house appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-in-a-house-appraisal-2\/#Is_a_house_appraisal_the_same_as_a_home_inspection\" title=\"Is a house appraisal the same as a home inspection?\">Is a house appraisal the same as a home inspection?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-in-a-house-appraisal-2\/#How_often_should_a_house_be_appraised\" title=\"How often should a house be appraised?\">How often should a house be appraised?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-in-a-house-appraisal-2\/#Can_I_choose_my_own_appraiser_for_a_house_appraisal\" title=\"Can I choose my own appraiser for a house appraisal?\">Can I choose my own appraiser for a house appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-in-a-house-appraisal-2\/#What_happens_if_the_appraised_value_is_higher_than_the_sales_price\" title=\"What happens if the appraised value is higher than the sales price?\">What happens if the appraised value is higher than the sales price?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"What_is_done_in_a_house_appraisal\"><\/span>What is done in a house appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>A house appraisal is an evaluation of a property&#8217;s value conducted by a certified appraiser. The appraiser considers various factors such as the condition of the property, comparable home sales in the area, and any improvements made to the home.<\/p>\n<p>**The primary purpose of a house appraisal is to determine the fair market value of the property.**<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_factors_are_considered_in_a_house_appraisal\"><\/span>What factors are considered in a house appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The appraiser looks at factors such as the size and layout of the home, the condition of the property, any improvements or upgrades made, and comparable sales in the area.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_long_does_a_house_appraisal_take\"><\/span>How long does a house appraisal take?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The length of a house appraisal can vary depending on the size and complexity of the property. On average, a residential appraisal can take anywhere from 30 minutes to a few hours.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_much_does_a_house_appraisal_cost\"><\/span>How much does a house appraisal cost?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The cost of a house appraisal can vary depending on the location, size, and complexity of the property. On average, a house appraisal can cost between $300 to $500.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Who_pays_for_a_house_appraisal\"><\/span>Who pays for a house appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Typically, the buyer is responsible for paying for the house appraisal as part of the closing costs. However, some sellers may choose to pay for the appraisal in certain situations.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Can_a_house_appraisal_be_contested\"><\/span>Can a house appraisal be contested?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>If you believe that the appraisal value is incorrect, you have the option to contest it. You can provide additional information or evidence to the lender to support your claim.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_happens_if_the_house_appraisal_comes_in_lower_than_the_sales_price\"><\/span>What happens if the house appraisal comes in lower than the sales price?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>If the house appraisal comes in lower than the sales price, the buyer may have to come up with the additional funds to cover the difference. The seller may also choose to lower the sales price if they are unable to negotiate with the buyer.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Do_I_need_to_be_present_for_a_house_appraisal\"><\/span>Do I need to be present for a house appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>While it is not necessary for the homeowner to be present during the house appraisal, it can be helpful to provide the appraiser with any relevant information about the property.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_a_house_appraisal_the_same_as_a_home_inspection\"><\/span>Is a house appraisal the same as a home inspection?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>No, a house appraisal is different from a home inspection. An appraisal is conducted to determine the value of the property, while a home inspection is done to assess the condition of the property.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_often_should_a_house_be_appraised\"><\/span>How often should a house be appraised?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>A house typically needs to be appraised when it is being sold, refinanced, or when a homeowner is applying for a home equity loan. Otherwise, there is no set schedule for how often a house should be appraised.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Can_I_choose_my_own_appraiser_for_a_house_appraisal\"><\/span>Can I choose my own appraiser for a house appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>In most cases, the lender is responsible for choosing the appraiser for a house appraisal to ensure impartiality. However, in certain situations, you may be able to request a second appraisal from a different appraiser.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_happens_if_the_appraised_value_is_higher_than_the_sales_price\"><\/span>What happens if the appraised value is higher than the sales price?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>If the appraised value is higher than the sales price, it can benefit the buyer by confirming that they are paying a fair price for the property. The seller may also be pleased with a higher appraised value as it reflects positively on their property.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>What is done in a house appraisal? A house appraisal is an evaluation of a property&#8217;s value conducted by a certified appraiser. The appraiser considers various factors such as the condition of the property, comparable home sales in the area, and any improvements made to the home. **The primary purpose of a house appraisal is &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"What is done in a house appraisal?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-in-a-house-appraisal-2\/#more-234669\">Read more<span class=\"screen-reader-text\">What is done in a house appraisal?<\/span><\/a><\/p>\n","protected":false},"author":58,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-234669","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What is done in a house appraisal?<\/title>\n<meta name=\"description\" content=\"What is done in a house appraisal? 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A house appraisal is an evaluation of a property's value conducted by a certified appraiser. 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