{"id":234659,"date":"2024-07-02T09:30:52","date_gmt":"2024-07-02T09:30:52","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/?p=234659"},"modified":"2024-07-02T09:30:52","modified_gmt":"2024-07-02T09:30:52","slug":"what-is-done-first-the-appraisal-or-inspection-2","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/what-is-done-first-the-appraisal-or-inspection-2\/","title":{"rendered":"What is done first; the appraisal or inspection?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-first-the-appraisal-or-inspection-2\/#What_is_done_first_the_appraisal_or_inspection\" title=\"What is done first; the appraisal or inspection?\">What is done first; the appraisal or inspection?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-first-the-appraisal-or-inspection-2\/#FAQs\" title=\"FAQs\">FAQs<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-first-the-appraisal-or-inspection-2\/#1_What_is_the_purpose_of_a_home_appraisal\" title=\"1. What is the purpose of a home appraisal?\">1. What is the purpose of a home appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-first-the-appraisal-or-inspection-2\/#2_Why_is_the_appraisal_done_before_the_inspection\" title=\"2. Why is the appraisal done before the inspection?\">2. Why is the appraisal done before the inspection?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-first-the-appraisal-or-inspection-2\/#3_Who_hires_the_appraiser\" title=\"3. Who hires the appraiser?\">3. Who hires the appraiser?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-first-the-appraisal-or-inspection-2\/#4_How_long_does_an_appraisal_take\" title=\"4. How long does an appraisal take?\">4. How long does an appraisal take?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-first-the-appraisal-or-inspection-2\/#5_What_does_an_inspector_look_for_during_a_home_inspection\" title=\"5. What does an inspector look for during a home inspection?\">5. What does an inspector look for during a home inspection?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-first-the-appraisal-or-inspection-2\/#6_Who_pays_for_the_home_appraisal\" title=\"6. Who pays for the home appraisal?\">6. Who pays for the home appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-first-the-appraisal-or-inspection-2\/#7_Can_buyers_attend_the_home_appraisal\" title=\"7. Can buyers attend the home appraisal?\">7. Can buyers attend the home appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-first-the-appraisal-or-inspection-2\/#8_Are_home_appraisals_always_accurate\" title=\"8. Are home appraisals always accurate?\">8. Are home appraisals always accurate?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-first-the-appraisal-or-inspection-2\/#9_How_long_is_a_home_inspection_report_valid\" title=\"9. How long is a home inspection report valid?\">9. How long is a home inspection report valid?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-first-the-appraisal-or-inspection-2\/#10_Can_a_low_appraisal_kill_a_home_sale\" title=\"10. Can a low appraisal kill a home sale?\">10. Can a low appraisal kill a home sale?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-first-the-appraisal-or-inspection-2\/#11_Can_an_inspection_impact_the_appraisal\" title=\"11. Can an inspection impact the appraisal?\">11. Can an inspection impact the appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-first-the-appraisal-or-inspection-2\/#12_Do_appraisers_consider_the_condition_of_the_property\" title=\"12. Do appraisers consider the condition of the property?\">12. Do appraisers consider the condition of the property?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"What_is_done_first_the_appraisal_or_inspection\"><\/span>What is done first; the appraisal or inspection?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>When it comes to the question of whether the appraisal or inspection is done first in the home buying process, the answer is typically the appraisal. In most cases, the appraisal is conducted before the inspection.<\/p>\n<p>An appraisal is an evaluation of a property\u2019s value by a professional appraiser, while an inspection is a detailed examination of the property&#8217;s condition. In the home buying process, the appraisal is usually done first to determine the fair market value of the property.<\/p>\n<p>Appraisals are often required by lenders to ensure the property is worth the amount of the loan being requested. The lender wants to make sure they are not lending more money than the property is worth.<\/p>\n<p>Once the appraisal is complete and the lender is satisfied with the value of the property, then the inspection is typically conducted. Inspections are important for buyers to identify any potential issues or defects with the property before finalizing the purchase.<\/p>\n<p>Inspectors will check for things like structural integrity, safety hazards, and any necessary repairs or maintenance. This information can help buyers make an informed decision about whether to proceed with the purchase.<\/p>\n<p>It&#8217;s important for buyers to understand the difference between an appraisal and an inspection and why each is necessary in the home buying process. Both serve different purposes and provide important information for buyers and lenders.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"FAQs\"><\/span>FAQs<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<h3><span class=\"ez-toc-section\" id=\"1_What_is_the_purpose_of_a_home_appraisal\"><\/span>1. What is the purpose of a home appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nA home appraisal determines the fair market value of a property, which is important for lenders to assess the risk of the loan.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Why_is_the_appraisal_done_before_the_inspection\"><\/span>2. Why is the appraisal done before the inspection?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nAppraisals are typically done first because lenders need to know the value of the property before approving a loan. Inspections come later to assess the condition of the property.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Who_hires_the_appraiser\"><\/span>3. Who hires the appraiser?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nLenders often hire the appraiser to ensure an unbiased evaluation of the property&#8217;s value.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_How_long_does_an_appraisal_take\"><\/span>4. How long does an appraisal take?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nAn appraisal can take anywhere from a few days to a few weeks to complete, depending on the complexity of the property.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_What_does_an_inspector_look_for_during_a_home_inspection\"><\/span>5. What does an inspector look for during a home inspection?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nInspectors look for issues with the property such as structural problems, safety hazards, and needed repairs.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_Who_pays_for_the_home_appraisal\"><\/span>6. Who pays for the home appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe buyer typically pays for the home appraisal as part of the closing costs.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_Can_buyers_attend_the_home_appraisal\"><\/span>7. Can buyers attend the home appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nBuyers may be allowed to attend the home appraisal, but it is not required.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_Are_home_appraisals_always_accurate\"><\/span>8. Are home appraisals always accurate?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nWhile appraisals are generally reliable, they are not always 100% accurate due to factors such as market fluctuations and human error.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_How_long_is_a_home_inspection_report_valid\"><\/span>9. How long is a home inspection report valid?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nA home inspection report is typically valid for a set period, such as 90 days, but it can vary depending on the inspector or contract terms.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_Can_a_low_appraisal_kill_a_home_sale\"><\/span>10. Can a low appraisal kill a home sale?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nA low appraisal can complicate a home sale by affecting the financing for the buyer. It may require renegotiation between the buyer and seller.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_Can_an_inspection_impact_the_appraisal\"><\/span>11. Can an inspection impact the appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nWhile inspections and appraisals are separate processes, issues found during an inspection could potentially impact the appraisal if they affect the property value.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_Do_appraisers_consider_the_condition_of_the_property\"><\/span>12. Do appraisers consider the condition of the property?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nAppraisers consider the condition of the property but focus more on the overall value based on factors like location, size, and comparable sales in the area.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>What is done first; the appraisal or inspection? When it comes to the question of whether the appraisal or inspection is done first in the home buying process, the answer is typically the appraisal. In most cases, the appraisal is conducted before the inspection. An appraisal is an evaluation of a property\u2019s value by a &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"What is done first; the appraisal or inspection?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-first-the-appraisal-or-inspection-2\/#more-234659\">Read more<span class=\"screen-reader-text\">What is done first; the appraisal or inspection?<\/span><\/a><\/p>\n","protected":false},"author":58,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-234659","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What is done first; the appraisal or inspection?<\/title>\n<meta name=\"description\" content=\"What is done first; the appraisal or inspection? 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