{"id":232874,"date":"2024-07-17T15:55:48","date_gmt":"2024-07-17T15:55:48","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/?p=232874"},"modified":"2024-07-17T15:55:48","modified_gmt":"2024-07-17T15:55:48","slug":"how-soon-do-you-close-after-an-appraisal","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/how-soon-do-you-close-after-an-appraisal\/","title":{"rendered":"How soon do you close after an appraisal?"},"content":{"rendered":"<p>When buying a house, one of the most important steps in the process is getting an appraisal. This is when a professional evaluates the home&#8217;s market value to ensure the lender is making a sound investment. Once the appraisal is complete, many buyers wonder, <strong>how soon do you close after an appraisal?<\/strong><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/how-soon-do-you-close-after-an-appraisal\/#FAQs_about_closing_after_an_appraisal\" title=\"FAQs about closing after an appraisal:\">FAQs about closing after an appraisal:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/how-soon-do-you-close-after-an-appraisal\/#1_What_is_an_appraisal\" title=\"1. What is an appraisal?\">1. What is an appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/how-soon-do-you-close-after-an-appraisal\/#2_How_long_does_an_appraisal_take\" title=\"2. How long does an appraisal take?\">2. How long does an appraisal take?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/how-soon-do-you-close-after-an-appraisal\/#3_When_does_the_appraisal_happen_in_the_home_buying_process\" title=\"3. When does the appraisal happen in the home buying process?\">3. When does the appraisal happen in the home buying process?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/how-soon-do-you-close-after-an-appraisal\/#4_Who_pays_for_the_appraisal\" title=\"4. Who pays for the appraisal?\">4. Who pays for the appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/how-soon-do-you-close-after-an-appraisal\/#5_What_happens_if_the_appraisal_comes_in_lower_than_the_purchase_price\" title=\"5. What happens if the appraisal comes in lower than the purchase price?\">5. What happens if the appraisal comes in lower than the purchase price?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/how-soon-do-you-close-after-an-appraisal\/#6_How_long_does_it_take_to_review_an_appraisal_report\" title=\"6. How long does it take to review an appraisal report?\">6. How long does it take to review an appraisal report?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/how-soon-do-you-close-after-an-appraisal\/#7_Can_the_closing_date_change_based_on_the_appraisal\" title=\"7. Can the closing date change based on the appraisal?\">7. Can the closing date change based on the appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/how-soon-do-you-close-after-an-appraisal\/#8_What_is_the_closing_process_like_after_an_appraisal\" title=\"8. What is the closing process like after an appraisal?\">8. What is the closing process like after an appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/how-soon-do-you-close-after-an-appraisal\/#9_Can_the_appraisal_be_waived\" title=\"9. Can the appraisal be waived?\">9. Can the appraisal be waived?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/how-soon-do-you-close-after-an-appraisal\/#10_How_does_the_appraisal_affect_the_loan_approval\" title=\"10. How does the appraisal affect the loan approval?\">10. How does the appraisal affect the loan approval?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/how-soon-do-you-close-after-an-appraisal\/#11_Can_the_appraisal_delay_the_closing\" title=\"11. Can the appraisal delay the closing?\">11. Can the appraisal delay the closing?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/namso-gen.co\/blog\/how-soon-do-you-close-after-an-appraisal\/#12_What_happens_if_the_appraisal_comes_in_higher_than_the_purchase_price\" title=\"12. What happens if the appraisal comes in higher than the purchase price?\">12. What happens if the appraisal comes in higher than the purchase price?<\/a><\/li><\/ul><\/nav><\/div>\n<h3><span class=\"ez-toc-section\" id=\"FAQs_about_closing_after_an_appraisal\"><\/span>FAQs about closing after an appraisal:<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<h3><span class=\"ez-toc-section\" id=\"1_What_is_an_appraisal\"><\/span>1. What is an appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nAn appraisal is a professional opinion of a property&#8217;s value based on factors such as location, size, condition, and recent sales of similar properties.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_How_long_does_an_appraisal_take\"><\/span>2. How long does an appraisal take?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nTypically, an appraisal can take anywhere from a few days to a week to schedule and complete.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_When_does_the_appraisal_happen_in_the_home_buying_process\"><\/span>3. When does the appraisal happen in the home buying process?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe appraisal usually takes place after the buyer and seller have agreed on a purchase price and signed a purchase agreement.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_Who_pays_for_the_appraisal\"><\/span>4. Who pays for the appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIn most cases, the buyer is responsible for paying for the home appraisal.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_What_happens_if_the_appraisal_comes_in_lower_than_the_purchase_price\"><\/span>5. What happens if the appraisal comes in lower than the purchase price?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf the appraisal comes in lower than the purchase price, the buyer can try to negotiate with the seller, pay the difference out of pocket, or walk away from the deal.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_How_long_does_it_take_to_review_an_appraisal_report\"><\/span>6. How long does it take to review an appraisal report?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nOnce the appraisal is complete, it can take a few days for the lender to review the report and make a decision.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_Can_the_closing_date_change_based_on_the_appraisal\"><\/span>7. Can the closing date change based on the appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, depending on the appraisal results, the closing date may need to be adjusted to allow time for any necessary negotiations or adjustments.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_What_is_the_closing_process_like_after_an_appraisal\"><\/span>8. What is the closing process like after an appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nAfter the appraisal, the lender will review the report and make a final decision on the loan. If everything is in order, the closing process can begin.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_Can_the_appraisal_be_waived\"><\/span>9. Can the appraisal be waived?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIn some cases, such as in a competitive market or with certain loan types, the appraisal may be waived. However, this is not common.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_How_does_the_appraisal_affect_the_loan_approval\"><\/span>10. How does the appraisal affect the loan approval?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe appraisal is a key factor in the loan approval process as it helps the lender determine the property&#8217;s value and the amount they are willing to lend.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_Can_the_appraisal_delay_the_closing\"><\/span>11. Can the appraisal delay the closing?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, if there are issues with the appraisal or discrepancies in the property value, it could potentially delay the closing process.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_What_happens_if_the_appraisal_comes_in_higher_than_the_purchase_price\"><\/span>12. What happens if the appraisal comes in higher than the purchase price?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf the appraisal comes in higher than the purchase price, it can benefit the buyer by giving them additional equity in the home.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>When buying a house, one of the most important steps in the process is getting an appraisal. This is when a professional evaluates the home&#8217;s market value to ensure the lender is making a sound investment. Once the appraisal is complete, many buyers wonder, how soon do you close after an appraisal? FAQs about closing &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"How soon do you close after an appraisal?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/how-soon-do-you-close-after-an-appraisal\/#more-232874\">Read more<span class=\"screen-reader-text\">How soon do you close after an appraisal?<\/span><\/a><\/p>\n","protected":false},"author":58,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-232874","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How soon do you close after an appraisal?<\/title>\n<meta name=\"description\" content=\"When buying a house, one of the most important steps in the process is getting an appraisal. 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