{"id":231765,"date":"2024-04-17T15:35:11","date_gmt":"2024-04-17T15:35:11","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/?p=231765"},"modified":"2024-04-17T15:35:11","modified_gmt":"2024-04-17T15:35:11","slug":"how-long-to-close-after-va-appraisal","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/how-long-to-close-after-va-appraisal\/","title":{"rendered":"How long to close after VA appraisal?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/how-long-to-close-after-va-appraisal\/#How_long_to_close_after_VA_appraisal\" title=\"How long to close after VA appraisal?\">How long to close after VA appraisal?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/how-long-to-close-after-va-appraisal\/#1_What_factors_can_affect_the_time_it_takes_to_close_after_a_VA_appraisal\" title=\"1. What factors can affect the time it takes to close after a VA appraisal?\">1. What factors can affect the time it takes to close after a VA appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/how-long-to-close-after-va-appraisal\/#2_Can_the_time_to_close_after_a_VA_appraisal_be_expedited\" title=\"2. Can the time to close after a VA appraisal be expedited?\">2. Can the time to close after a VA appraisal be expedited?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/how-long-to-close-after-va-appraisal\/#3_What_if_the_VA_appraisal_comes_in_lower_than_the_agreed-upon_purchase_price\" title=\"3. What if the VA appraisal comes in lower than the agreed-upon purchase price?\">3. What if the VA appraisal comes in lower than the agreed-upon purchase price?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/how-long-to-close-after-va-appraisal\/#4_What_happens_if_there_are_repairs_required_after_the_VA_appraisal\" title=\"4. What happens if there are repairs required after the VA appraisal?\">4. What happens if there are repairs required after the VA appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/how-long-to-close-after-va-appraisal\/#5_Can_the_appraisal_report_be_contested_or_challenged\" title=\"5. Can the appraisal report be contested or challenged?\">5. Can the appraisal report be contested or challenged?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/how-long-to-close-after-va-appraisal\/#6_What_if_the_VA_appraisal_is_higher_than_the_purchase_price\" title=\"6. What if the VA appraisal is higher than the purchase price?\">6. What if the VA appraisal is higher than the purchase price?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/how-long-to-close-after-va-appraisal\/#7_How_does_the_VA_appraisal_impact_the_loan_approval_process\" title=\"7. How does the VA appraisal impact the loan approval process?\">7. How does the VA appraisal impact the loan approval process?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/how-long-to-close-after-va-appraisal\/#8_Who_is_responsible_for_scheduling_and_completing_the_VA_appraisal\" title=\"8. Who is responsible for scheduling and completing the VA appraisal?\">8. Who is responsible for scheduling and completing the VA appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/how-long-to-close-after-va-appraisal\/#9_What_is_the_purpose_of_the_VA_appraisal\" title=\"9. What is the purpose of the VA appraisal?\">9. What is the purpose of the VA appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/how-long-to-close-after-va-appraisal\/#10_Can_the_buyer_choose_their_own_appraiser_for_the_VA_appraisal\" title=\"10. Can the buyer choose their own appraiser for the VA appraisal?\">10. Can the buyer choose their own appraiser for the VA appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/how-long-to-close-after-va-appraisal\/#11_Can_the_VA_appraisal_be_used_for_other_types_of_loans\" title=\"11. Can the VA appraisal be used for other types of loans?\">11. Can the VA appraisal be used for other types of loans?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/namso-gen.co\/blog\/how-long-to-close-after-va-appraisal\/#12_What_should_buyers_be_aware_of_during_the_VA_appraisal_process\" title=\"12. What should buyers be aware of during the VA appraisal process?\">12. What should buyers be aware of during the VA appraisal process?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"How_long_to_close_after_VA_appraisal\"><\/span>How long to close after VA appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The time it takes to close after a VA appraisal can vary depending on various factors. However, on average, it takes about 30-45 days to close after a VA appraisal has been completed. This timeframe includes the time needed for the lender to review the appraisal report and finalize the loan.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_What_factors_can_affect_the_time_it_takes_to_close_after_a_VA_appraisal\"><\/span>1. What factors can affect the time it takes to close after a VA appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nSeveral factors can impact the timeline for closing after a VA appraisal. These factors include the lender&#8217;s processing speed, the seller&#8217;s cooperation, the buyer&#8217;s financial situation, and any potential issues that arise during the underwriting process.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Can_the_time_to_close_after_a_VA_appraisal_be_expedited\"><\/span>2. Can the time to close after a VA appraisal be expedited?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nWhile it is possible to expedite the closing process after a VA appraisal, it is important to remember that certain steps, such as underwriting and loan approval, cannot be rushed. However, staying proactive and organized can help speed up the overall timeline.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_What_if_the_VA_appraisal_comes_in_lower_than_the_agreed-upon_purchase_price\"><\/span>3. What if the VA appraisal comes in lower than the agreed-upon purchase price?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf the VA appraisal comes in lower than the agreed-upon purchase price, it can potentially delay the closing process. The buyer and seller will need to negotiate a new purchase price, and the lender will need to review and approve the changes, which can add extra time to the closing process.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_What_happens_if_there_are_repairs_required_after_the_VA_appraisal\"><\/span>4. What happens if there are repairs required after the VA appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf repairs are required after the VA appraisal, the closing process may be delayed until the repairs are completed. The lender will need to verify that the necessary repairs have been made before finalizing the loan and closing the transaction.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_Can_the_appraisal_report_be_contested_or_challenged\"><\/span>5. Can the appraisal report be contested or challenged?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIn some cases, the appraisal report can be contested or challenged if there are errors or inaccuracies that may have affected the appraised value. However, challenging an appraisal report can prolong the closing process, so it is important to weigh the potential benefits against the added time and effort.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_What_if_the_VA_appraisal_is_higher_than_the_purchase_price\"><\/span>6. What if the VA appraisal is higher than the purchase price?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf the VA appraisal comes in higher than the purchase price, it can be a positive development for the buyer. However, the lender will still base the loan amount on the lower of the purchase price or appraised value, so the buyer may not necessarily benefit from the higher appraisal value in terms of financing.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_How_does_the_VA_appraisal_impact_the_loan_approval_process\"><\/span>7. How does the VA appraisal impact the loan approval process?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe VA appraisal is an important factor in the loan approval process, as it helps determine the property&#8217;s value and the amount of the loan the lender is willing to provide. If the VA appraisal comes in lower than expected, it can affect the loan approval and potentially delay the closing process.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_Who_is_responsible_for_scheduling_and_completing_the_VA_appraisal\"><\/span>8. Who is responsible for scheduling and completing the VA appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe lender is typically responsible for scheduling and completing the VA appraisal, as it is a required step in the loan approval process. The appraisal is conducted by a licensed appraiser who evaluates the property and determines its fair market value.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_What_is_the_purpose_of_the_VA_appraisal\"><\/span>9. What is the purpose of the VA appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe VA appraisal is conducted to ensure that the property meets the minimum property requirements set by the Department of Veterans Affairs, as well as to establish the fair market value of the property. The VA appraisal helps protect both the buyer and the lender by ensuring that the property is worth the purchase price.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_Can_the_buyer_choose_their_own_appraiser_for_the_VA_appraisal\"><\/span>10. Can the buyer choose their own appraiser for the VA appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nNo, the buyer cannot choose their own appraiser for the VA appraisal. The appraiser must be selected by the lender from a pre-approved list of VA appraisers to ensure impartiality and compliance with VA guidelines.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_Can_the_VA_appraisal_be_used_for_other_types_of_loans\"><\/span>11. Can the VA appraisal be used for other types of loans?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe VA appraisal is specifically tailored for VA loans and may not be transferable to other types of loans. Each type of loan may have its own appraisal requirements and guidelines that must be followed for loan approval.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_What_should_buyers_be_aware_of_during_the_VA_appraisal_process\"><\/span>12. What should buyers be aware of during the VA appraisal process?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nBuyers should be aware that the VA appraisal is not a home inspection, and it is meant to determine the property&#8217;s value and compliance with VA standards. Buyers should also be prepared for the possibility of delays or complications that may arise during the VA appraisal process and impact the closing timeline.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>How long to close after VA appraisal? The time it takes to close after a VA appraisal can vary depending on various factors. However, on average, it takes about 30-45 days to close after a VA appraisal has been completed. This timeframe includes the time needed for the lender to review the appraisal report and &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"How long to close after VA appraisal?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/how-long-to-close-after-va-appraisal\/#more-231765\">Read more<span class=\"screen-reader-text\">How long to close after VA appraisal?<\/span><\/a><\/p>\n","protected":false},"author":58,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-231765","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How long to close after VA appraisal?<\/title>\n<meta name=\"description\" content=\"How long to close after VA appraisal? 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The time it takes to close after a VA appraisal can vary depending on various factors. 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