{"id":217198,"date":"2024-01-11T09:42:12","date_gmt":"2024-01-11T09:42:12","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/how-to-find-surrender-value-of-lic-policy-online\/"},"modified":"2024-01-11T09:42:12","modified_gmt":"2024-01-11T09:42:12","slug":"how-to-find-surrender-value-of-lic-policy-online","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/how-to-find-surrender-value-of-lic-policy-online\/","title":{"rendered":"How to find surrender value of LIC policy online?"},"content":{"rendered":"<p>Life Insurance Corporation (LIC) policyholders often find it necessary to check the surrender value of their policy online. Surrender value refers to the amount a policyholder receives when they terminate their policy before maturity. While it is ideal to continue the policy until maturity, there may be situations where surrendering the policy becomes necessary. To find the surrender value of your LIC policy online, follow the steps outlined below.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/how-to-find-surrender-value-of-lic-policy-online\/#1_Visit_the_LIC_official_website\" title=\"1. Visit the LIC official website\">1. Visit the LIC official website<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/how-to-find-surrender-value-of-lic-policy-online\/#2_Click_on_the_%E2%80%98Policyholder_tab\" title=\"2. Click on the &#8216;Policyholder&#8217; tab\">2. Click on the &#8216;Policyholder&#8217; tab<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/how-to-find-surrender-value-of-lic-policy-online\/#3_Select_%E2%80%98Online_Services\" title=\"3. Select &#8216;Online Services&#8217;\">3. Select &#8216;Online Services&#8217;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/how-to-find-surrender-value-of-lic-policy-online\/#4_Choose_the_%E2%80%98New_User_option\" title=\"4. Choose the &#8216;New User&#8217; option\">4. Choose the &#8216;New User&#8217; option<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/how-to-find-surrender-value-of-lic-policy-online\/#5_Fill_in_the_required_details\" title=\"5. Fill in the required details\">5. Fill in the required details<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/how-to-find-surrender-value-of-lic-policy-online\/#6_Create_your_login_credentials\" title=\"6. Create your login credentials\">6. Create your login credentials<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/how-to-find-surrender-value-of-lic-policy-online\/#7_Login_to_the_LIC_website\" title=\"7. Login to the LIC website\">7. Login to the LIC website<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/how-to-find-surrender-value-of-lic-policy-online\/#8_Navigate_to_%E2%80%98Policy_Status\" title=\"8. Navigate to &#8216;Policy Status&#8217;\">8. Navigate to &#8216;Policy Status&#8217;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/how-to-find-surrender-value-of-lic-policy-online\/#9_Locate_your_policy\" title=\"9. Locate your policy\">9. Locate your policy<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/how-to-find-surrender-value-of-lic-policy-online\/#10_View_the_policy_details\" title=\"10. View the policy details\">10. View the policy details<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/how-to-find-surrender-value-of-lic-policy-online\/#11_View_the_surrender_value\" title=\"11. View the surrender value\">11. View the surrender value<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/how-to-find-surrender-value-of-lic-policy-online\/#12_Print_or_save_the_details\" title=\"12. Print or save the details\">12. Print or save the details<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/namso-gen.co\/blog\/how-to-find-surrender-value-of-lic-policy-online\/#Frequently_Asked_Questions_FAQs\" title=\"Frequently Asked Questions (FAQs)\">Frequently Asked Questions (FAQs)<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/namso-gen.co\/blog\/how-to-find-surrender-value-of-lic-policy-online\/#1_Can_I_find_the_surrender_value_of_my_LIC_policy_without_registering_on_the_website\" title=\"1. Can I find the surrender value of my LIC policy without registering on the website?\">1. Can I find the surrender value of my LIC policy without registering on the website?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/namso-gen.co\/blog\/how-to-find-surrender-value-of-lic-policy-online\/#2_Are_there_any_charges_for_checking_the_surrender_value_online\" title=\"2. Are there any charges for checking the surrender value online?\">2. Are there any charges for checking the surrender value online?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/namso-gen.co\/blog\/how-to-find-surrender-value-of-lic-policy-online\/#3_Can_I_surrender_my_LIC_policy_online\" title=\"3. Can I surrender my LIC policy online?\">3. Can I surrender my LIC policy online?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/namso-gen.co\/blog\/how-to-find-surrender-value-of-lic-policy-online\/#4_How_often_is_the_surrender_value_updated_online\" title=\"4. How often is the surrender value updated online?\">4. How often is the surrender value updated online?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/namso-gen.co\/blog\/how-to-find-surrender-value-of-lic-policy-online\/#5_What_other_services_can_I_access_on_the_LIC_website\" title=\"5. What other services can I access on the LIC website?\">5. What other services can I access on the LIC website?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/namso-gen.co\/blog\/how-to-find-surrender-value-of-lic-policy-online\/#6_Can_I_surrender_a_policy_anytime\" title=\"6. Can I surrender a policy anytime?\">6. Can I surrender a policy anytime?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/namso-gen.co\/blog\/how-to-find-surrender-value-of-lic-policy-online\/#7_Is_the_surrender_value_the_same_as_the_policys_maturity_value\" title=\"7. Is the surrender value the same as the policy&#8217;s maturity value?\">7. Is the surrender value the same as the policy&#8217;s maturity value?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/namso-gen.co\/blog\/how-to-find-surrender-value-of-lic-policy-online\/#8_How_is_the_surrender_value_calculated\" title=\"8. How is the surrender value calculated?\">8. How is the surrender value calculated?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/namso-gen.co\/blog\/how-to-find-surrender-value-of-lic-policy-online\/#9_Can_I_view_the_surrender_value_of_multiple_policies_at_once\" title=\"9. Can I view the surrender value of multiple policies at once?\">9. Can I view the surrender value of multiple policies at once?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/namso-gen.co\/blog\/how-to-find-surrender-value-of-lic-policy-online\/#10_Can_I_surrender_a_policy_that_is_in_a_lapsed_status\" title=\"10. Can I surrender a policy that is in a lapsed status?\">10. Can I surrender a policy that is in a lapsed status?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-24\" href=\"https:\/\/namso-gen.co\/blog\/how-to-find-surrender-value-of-lic-policy-online\/#11_How_long_does_it_take_to_receive_the_surrender_value_amount\" title=\"11. How long does it take to receive the surrender value amount?\">11. How long does it take to receive the surrender value amount?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-25\" href=\"https:\/\/namso-gen.co\/blog\/how-to-find-surrender-value-of-lic-policy-online\/#12_What_should_I_do_if_I_am_unable_to_find_the_surrender_value_online\" title=\"12. What should I do if I am unable to find the surrender value online?\">12. What should I do if I am unable to find the surrender value online?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h3><span class=\"ez-toc-section\" id=\"1_Visit_the_LIC_official_website\"><\/span>1. Visit the LIC official website<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><\/p>\n<p>To begin your search for the surrender value of your LIC policy, go to the official website of Life Insurance Corporation: www.licindia.in<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Click_on_the_%E2%80%98Policyholder_tab\"><\/span>2. Click on the &#8216;Policyholder&#8217; tab<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><\/p>\n<p>On the LIC website&#8217;s homepage, locate the &#8216;Policyholder&#8217; tab and click on it to proceed.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Select_%E2%80%98Online_Services\"><\/span>3. Select &#8216;Online Services&#8217;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><\/p>\n<p>From the drop-down menu under the &#8216;Policyholder&#8217; tab, select &#8216;Online Services&#8217; to access the available online services related to LIC policies.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_Choose_the_%E2%80%98New_User_option\"><\/span>4. Choose the &#8216;New User&#8217; option<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><\/p>\n<p>Upon selecting &#8216;Online Services&#8217;, a new page will open, displaying various options. If you haven&#8217;t registered on the LIC website before, click on the &#8216;New User&#8217; option.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_Fill_in_the_required_details\"><\/span>5. Fill in the required details<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><\/p>\n<p>On the &#8216;New Registration&#8217; page, fill in the necessary information such as your policy number, premium amount, date of birth, and mobile number.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_Create_your_login_credentials\"><\/span>6. Create your login credentials<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><\/p>\n<p>After inputting the required details, create your login credentials, including a unique username and password. Ensure you follow the specified guidelines for formatting your password.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_Login_to_the_LIC_website\"><\/span>7. Login to the LIC website<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><\/p>\n<p>After successfully registering, return to the LIC website&#8217;s homepage and login using your newly created username and password.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_Navigate_to_%E2%80%98Policy_Status\"><\/span>8. Navigate to &#8216;Policy Status&#8217;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><\/p>\n<p>Once logged in, find and select the &#8216;Policy Status&#8217; option on the website. This will provide access to all relevant policy details, including the surrender value.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_Locate_your_policy\"><\/span>9. Locate your policy<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><\/p>\n<p>In the &#8216;Policy Status&#8217; section, locate the policy for which you wish to determine the surrender value. Select the policy and proceed to the next step.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_View_the_policy_details\"><\/span>10. View the policy details<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><\/p>\n<p>After selecting your policy, a detailed page will appear with all the relevant policy information. This includes the sum assured, premium amount, policy maturity date, and importantly, the surrender value.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_View_the_surrender_value\"><\/span>11. View the surrender value<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><\/p>\n<p>Scroll down the policy details page until you find the &#8216;Surrender Value&#8217; section. The surrender value of your LIC policy will be displayed here.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_Print_or_save_the_details\"><\/span>12. Print or save the details<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><\/p>\n<p>If required, you can print or save the policy details page, including the surrender value, for future reference.<\/p>\n<p>As you can see, finding the surrender value of your LIC policy online is a simple process that can be completed in just a few steps on the LIC website. Utilizing this online service saves time and provides a convenient way to access important policy information.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions_FAQs\"><\/span>Frequently Asked Questions (FAQs)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"1_Can_I_find_the_surrender_value_of_my_LIC_policy_without_registering_on_the_website\"><\/span>1. Can I find the surrender value of my LIC policy without registering on the website?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><\/p>\n<p>No, you must register on the LIC website to access the surrender value and other policy details online.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Are_there_any_charges_for_checking_the_surrender_value_online\"><\/span>2. Are there any charges for checking the surrender value online?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><\/p>\n<p>No, there are no charges for using the online services on the LIC website.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Can_I_surrender_my_LIC_policy_online\"><\/span>3. Can I surrender my LIC policy online?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><\/p>\n<p>No, surrendering the policy requires filling out a surrender request form and submitting it to your nearest LIC branch.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_How_often_is_the_surrender_value_updated_online\"><\/span>4. How often is the surrender value updated online?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><\/p>\n<p>The surrender value displayed on the website is usually updated on a timely basis.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_What_other_services_can_I_access_on_the_LIC_website\"><\/span>5. What other services can I access on the LIC website?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><\/p>\n<p>Aside from checking policy status and surrender value, you can also pay premiums online, receive premium payment reminders, and update personal details.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_Can_I_surrender_a_policy_anytime\"><\/span>6. Can I surrender a policy anytime?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><\/p>\n<p>While surrender is an option, it is advisable to consult with an LIC representative before making a final decision, as the term, benefits, and premiums of each policy may vary.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_Is_the_surrender_value_the_same_as_the_policys_maturity_value\"><\/span>7. Is the surrender value the same as the policy&#8217;s maturity value?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><\/p>\n<p>The surrender value and maturity value are not the same. The maturity value or maturity benefit is the assured amount payable on policy maturity, while the surrender value is the amount received on early termination.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_How_is_the_surrender_value_calculated\"><\/span>8. How is the surrender value calculated?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><\/p>\n<p>The surrender value of an LIC policy is calculated based on factors such as premium paid, policy term, and the number of premiums paid.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_Can_I_view_the_surrender_value_of_multiple_policies_at_once\"><\/span>9. Can I view the surrender value of multiple policies at once?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><\/p>\n<p>Yes, you can view the surrender value of multiple policies by selecting each policy one by one in the &#8216;Policy Status&#8217; section of the website.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_Can_I_surrender_a_policy_that_is_in_a_lapsed_status\"><\/span>10. Can I surrender a policy that is in a lapsed status?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><\/p>\n<p>Yes, you can surrender a policy even if it is in a lapsed status, but the surrender value may be significantly reduced.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_How_long_does_it_take_to_receive_the_surrender_value_amount\"><\/span>11. How long does it take to receive the surrender value amount?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><\/p>\n<p>Once the policy surrender request is processed by LIC, policyholders typically receive the surrender value within a few weeks.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_What_should_I_do_if_I_am_unable_to_find_the_surrender_value_online\"><\/span>12. What should I do if I am unable to find the surrender value online?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><\/p>\n<p>If you are facing difficulties finding the surrender value online, you can contact the LIC customer care helpline or visit your nearest LIC branch for assistance.<\/p>\n<p>By following the steps outlined above, you can easily find the surrender value of your LIC policy online. Remember to carefully assess your financial situation and future requirements before making any decisions regarding the surrender of your policy.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Life Insurance Corporation (LIC) policyholders often find it necessary to check the surrender value of their policy online. Surrender value refers to the amount a policyholder receives when they terminate their policy before maturity. While it is ideal to continue the policy until maturity, there may be situations where surrendering the policy becomes necessary. To &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"How to find surrender value of LIC policy online?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/how-to-find-surrender-value-of-lic-policy-online\/#more-217198\">Read more<span class=\"screen-reader-text\">How to find surrender value of LIC policy online?<\/span><\/a><\/p>\n","protected":false},"author":55,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-217198","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How to find surrender value of LIC policy online?<\/title>\n<meta name=\"description\" content=\"Life Insurance Corporation (LIC) policyholders often find it necessary to check the surrender value of their policy online. 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