{"id":216555,"date":"2024-11-05T13:34:20","date_gmt":"2024-11-05T13:34:20","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/what-percentage-of-home-value-can-you-refinance\/"},"modified":"2024-11-05T13:34:20","modified_gmt":"2024-11-05T13:34:20","slug":"what-percentage-of-home-value-can-you-refinance","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/what-percentage-of-home-value-can-you-refinance\/","title":{"rendered":"What percentage of home value can you refinance?"},"content":{"rendered":"<p>Refinancing a mortgage can be a smart financial move for homeowners looking to reduce their interest rate, shorten their loan term, or access the equity in their home. However, one common question borrowers have is, &#8220;What percentage of home value can you refinance?&#8221; Here, we will explore the answer to this question and address various related FAQs.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/what-percentage-of-home-value-can-you-refinance\/#What_Percentage_of_Home_Value_Can_You_Refinance\" title=\"What Percentage of Home Value Can You Refinance?\">What Percentage of Home Value Can You Refinance?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/what-percentage-of-home-value-can-you-refinance\/#1_Can_I_refinance_if_I_owe_more_than_80_of_my_homes_value\" title=\"1. Can I refinance if I owe more than 80% of my home&#8217;s value?\">1. Can I refinance if I owe more than 80% of my home&#8217;s value?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/what-percentage-of-home-value-can-you-refinance\/#2_Can_I_refinance_if_I_owe_less_than_80_of_my_homes_value\" title=\"2. Can I refinance if I owe less than 80% of my home&#8217;s value?\">2. Can I refinance if I owe less than 80% of my home&#8217;s value?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/what-percentage-of-home-value-can-you-refinance\/#3_What_are_the_advantages_of_refinancing_up_to_80_of_my_homes_value\" title=\"3. What are the advantages of refinancing up to 80% of my home&#8217;s value?\">3. What are the advantages of refinancing up to 80% of my home&#8217;s value?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/what-percentage-of-home-value-can-you-refinance\/#4_Is_it_possible_to_refinance_more_than_80_of_my_homes_value\" title=\"4. Is it possible to refinance more than 80% of my home&#8217;s value?\">4. Is it possible to refinance more than 80% of my home&#8217;s value?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/what-percentage-of-home-value-can-you-refinance\/#5_What_is_private_mortgage_insurance_PMI\" title=\"5. What is private mortgage insurance (PMI)?\">5. What is private mortgage insurance (PMI)?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/what-percentage-of-home-value-can-you-refinance\/#6_How_can_I_avoid_private_mortgage_insurance_PMI\" title=\"6. How can I avoid private mortgage insurance (PMI)?\">6. How can I avoid private mortgage insurance (PMI)?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/what-percentage-of-home-value-can-you-refinance\/#7_Can_I_refinance_if_my_home_has_lost_value\" title=\"7. Can I refinance if my home has lost value?\">7. Can I refinance if my home has lost value?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/what-percentage-of-home-value-can-you-refinance\/#8_Can_I_refinance_with_a_low_credit_score\" title=\"8. Can I refinance with a low credit score?\">8. Can I refinance with a low credit score?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/what-percentage-of-home-value-can-you-refinance\/#9_How_does_my_income_affect_the_percentage_of_home_value_I_can_refinance\" title=\"9. How does my income affect the percentage of home value I can refinance?\">9. How does my income affect the percentage of home value I can refinance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/what-percentage-of-home-value-can-you-refinance\/#10_Is_refinancing_the_right_decision_for_me\" title=\"10. Is refinancing the right decision for me?\">10. Is refinancing the right decision for me?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/what-percentage-of-home-value-can-you-refinance\/#11_How_do_I_choose_the_right_lender_for_refinancing\" title=\"11. How do I choose the right lender for refinancing?\">11. How do I choose the right lender for refinancing?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/namso-gen.co\/blog\/what-percentage-of-home-value-can-you-refinance\/#12_Are_there_any_additional_costs_associated_with_refinancing\" title=\"12. Are there any additional costs associated with refinancing?\">12. Are there any additional costs associated with refinancing?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"What_Percentage_of_Home_Value_Can_You_Refinance\"><\/span><b>What Percentage of Home Value Can You Refinance?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The percentage of home value you can refinance varies depending on the lender, loan program, and your personal financial situation. However, a common guideline is that most lenders allow homeowners to refinance up to 80% of their home&#8217;s appraised value.<\/p>\n<p>Refinancing up to 80% of your home&#8217;s value is known as an 80% loan-to-value ratio (LTV). This means that if your home is appraised at $300,000, you can potentially refinance up to $240,000 (80% of $300,000). It&#8217;s important to note that this percentage may vary based on factors such as credit score, income, and property type.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_Can_I_refinance_if_I_owe_more_than_80_of_my_homes_value\"><\/span>1. Can I refinance if I owe more than 80% of my home&#8217;s value?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, it is possible to refinance if you owe more than 80% of your home&#8217;s value, but it may be more challenging. Some lenders offer programs specifically designed for borrowers with high LTV ratios, such as government-backed loans like the FHA or VA loans.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Can_I_refinance_if_I_owe_less_than_80_of_my_homes_value\"><\/span>2. Can I refinance if I owe less than 80% of my home&#8217;s value?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nCertainly! If you owe less than 80% of your home&#8217;s value, you may have more refinancing options available to you. Lenders often provide better terms and rates for borrowers with lower LTV ratios.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_What_are_the_advantages_of_refinancing_up_to_80_of_my_homes_value\"><\/span>3. What are the advantages of refinancing up to 80% of my home&#8217;s value?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nBy refinancing up to 80% of your home&#8217;s value, you can potentially secure a lower interest rate, reduce your monthly mortgage payments, or access funds for other purposes such as home improvements or consolidating debt.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_Is_it_possible_to_refinance_more_than_80_of_my_homes_value\"><\/span>4. Is it possible to refinance more than 80% of my home&#8217;s value?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nWhile it may be more challenging, it is possible to refinance more than 80% of your home&#8217;s value. However, you may need to consider private mortgage insurance (PMI) or other financing options.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_What_is_private_mortgage_insurance_PMI\"><\/span>5. What is private mortgage insurance (PMI)?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nPMI is an insurance policy that lenders require when borrowers have a loan-to-value ratio of more than 80%. It protects the lender in case the borrower defaults on the loan.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_How_can_I_avoid_private_mortgage_insurance_PMI\"><\/span>6. How can I avoid private mortgage insurance (PMI)?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nTo avoid PMI, you can make a down payment of at least 20% when purchasing a home or reach an 80% LTV ratio through principal payments or home value appreciation before refinancing.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_Can_I_refinance_if_my_home_has_lost_value\"><\/span>7. Can I refinance if my home has lost value?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf your home has lost value and you now owe more than its current appraised value, refinancing may be difficult. Lenders typically require a certain equity position in the home for refinancing.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_Can_I_refinance_with_a_low_credit_score\"><\/span>8. Can I refinance with a low credit score?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nHaving a low credit score can make it more challenging to refinance, but it is not impossible. Some lenders offer programs specifically designed for borrowers with less-than-perfect credit.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_How_does_my_income_affect_the_percentage_of_home_value_I_can_refinance\"><\/span>9. How does my income affect the percentage of home value I can refinance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYour income plays a crucial role in determining the percentage of home value you can refinance. Lenders assess your debt-to-income ratio and financial stability before approving a refinance.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_Is_refinancing_the_right_decision_for_me\"><\/span>10. Is refinancing the right decision for me?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nWhether refinancing is the right decision for you depends on your individual circumstances and financial goals. It&#8217;s important to consider factors such as current interest rates, loan terms, closing costs, and your long-term plans.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_How_do_I_choose_the_right_lender_for_refinancing\"><\/span>11. How do I choose the right lender for refinancing?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nTo choose the right lender for refinancing, consider factors such as interest rates, fees, customer service, reputation, and loan programs offered. Comparing offers from multiple lenders can help you make an informed decision.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_Are_there_any_additional_costs_associated_with_refinancing\"><\/span>12. Are there any additional costs associated with refinancing?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, refinancing typically involves closing costs, which may include application fees, appraisal fees, title search fees, and other charges. It&#8217;s essential to factor in these costs when evaluating the potential benefits of refinancing.<\/p>\n<p>In conclusion, the percentage of home value you can refinance is typically up to 80%, but this can vary depending on factors such as the lender, loan program, and personal financial situation. If you&#8217;re considering a refinance, it&#8217;s advisable to consult with multiple lenders to find the best terms and options available to you.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Refinancing a mortgage can be a smart financial move for homeowners looking to reduce their interest rate, shorten their loan term, or access the equity in their home. However, one common question borrowers have is, &#8220;What percentage of home value can you refinance?&#8221; Here, we will explore the answer to this question and address various &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"What percentage of home value can you refinance?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/what-percentage-of-home-value-can-you-refinance\/#more-216555\">Read more<span class=\"screen-reader-text\">What percentage of home value can you refinance?<\/span><\/a><\/p>\n","protected":false},"author":54,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-216555","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What percentage of home value can you refinance?<\/title>\n<meta name=\"description\" content=\"Refinancing a mortgage can be a smart financial move for homeowners looking to reduce their interest rate, shorten their loan term, or access the equity\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/namso-gen.co\/blog\/what-percentage-of-home-value-can-you-refinance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What percentage of home value can you refinance?\" \/>\n<meta property=\"og:description\" content=\"Refinancing a mortgage can be a smart financial move for homeowners looking to reduce their interest rate, shorten their loan term, or access the equity\" \/>\n<meta property=\"og:url\" content=\"https:\/\/namso-gen.co\/blog\/what-percentage-of-home-value-can-you-refinance\/\" \/>\n<meta property=\"og:site_name\" content=\"Namso Gen Blog - Free Credit Card Generator [100% Valid]\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/synchronyfinancial\" \/>\n<meta property=\"article:published_time\" content=\"2024-11-05T13:34:20+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2024\/03\/faq.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"630\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Ronda Lacy\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@synchrony\" \/>\n<meta name=\"twitter:site\" content=\"@synchrony\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Ronda Lacy\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/namso-gen.co\/blog\/what-percentage-of-home-value-can-you-refinance\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/what-percentage-of-home-value-can-you-refinance\/\"},\"author\":{\"name\":\"Ronda Lacy\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/d3f102ae4bbac770c6dd8a38251cb20c\"},\"headline\":\"What percentage of home value can you refinance?\",\"datePublished\":\"2024-11-05T13:34:20+00:00\",\"dateModified\":\"2024-11-05T13:34:20+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/what-percentage-of-home-value-can-you-refinance\/\"},\"wordCount\":717,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/#organization\"},\"articleSection\":[\"Learn\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/namso-gen.co\/blog\/what-percentage-of-home-value-can-you-refinance\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/namso-gen.co\/blog\/what-percentage-of-home-value-can-you-refinance\/\",\"url\":\"https:\/\/namso-gen.co\/blog\/what-percentage-of-home-value-can-you-refinance\/\",\"name\":\"What percentage of home value can you refinance?\",\"isPartOf\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/#website\"},\"datePublished\":\"2024-11-05T13:34:20+00:00\",\"dateModified\":\"2024-11-05T13:34:20+00:00\",\"description\":\"Refinancing a mortgage can be a smart financial move for homeowners looking to reduce their interest rate, shorten their loan term, or access the equity\",\"breadcrumb\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/what-percentage-of-home-value-can-you-refinance\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/namso-gen.co\/blog\/what-percentage-of-home-value-can-you-refinance\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/namso-gen.co\/blog\/what-percentage-of-home-value-can-you-refinance\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/namso-gen.co\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"What percentage of home value can you refinance?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#website\",\"url\":\"https:\/\/namso-gen.co\/blog\/\",\"name\":\"Namso Gen Blog - Free Credit Card Generator [100% Valid]\",\"description\":\"In Namso gen blog you can get many tips regarding to Credit cards, VCC, Credit card security etc. You can generate credit cards by using Namso-gen.co\",\"publisher\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/namso-gen.co\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#organization\",\"name\":\"Namso Gen Blog - Free Credit Card Generator [100% Valid]\",\"url\":\"https:\/\/namso-gen.co\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png\",\"contentUrl\":\"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png\",\"width\":500,\"height\":164,\"caption\":\"Namso Gen Blog - Free Credit Card Generator [100% Valid]\"},\"image\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/synchronyfinancial\",\"https:\/\/twitter.com\/synchrony\",\"https:\/\/www.youtube.com\/synchronyfinancial\",\"https:\/\/www.instagram.com\/synchrony\",\"https:\/\/www.linkedin.com\/company\/synchrony-financial\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/d3f102ae4bbac770c6dd8a38251cb20c\",\"name\":\"Ronda Lacy\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g\",\"caption\":\"Ronda Lacy\"},\"description\":\"Guest author Ronda Lacy has meticulously crafted and revised this article to the best of their knowledge and understanding. Readers are strongly advised to exercise caution, verify information independently, and rely on their own judgment when considering the information provided. Read more articles on Namso Gen here.\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"What percentage of home value can you refinance?","description":"Refinancing a mortgage can be a smart financial move for homeowners looking to reduce their interest rate, shorten their loan term, or access the equity","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/namso-gen.co\/blog\/what-percentage-of-home-value-can-you-refinance\/","og_locale":"en_US","og_type":"article","og_title":"What percentage of home value can you refinance?","og_description":"Refinancing a mortgage can be a smart financial move for homeowners looking to reduce their interest rate, shorten their loan term, or access the equity","og_url":"https:\/\/namso-gen.co\/blog\/what-percentage-of-home-value-can-you-refinance\/","og_site_name":"Namso Gen Blog - Free Credit Card Generator [100% Valid]","article_publisher":"https:\/\/www.facebook.com\/synchronyfinancial","article_published_time":"2024-11-05T13:34:20+00:00","og_image":[{"width":1200,"height":630,"url":"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2024\/03\/faq.png","type":"image\/png"}],"author":"Ronda Lacy","twitter_card":"summary_large_image","twitter_creator":"@synchrony","twitter_site":"@synchrony","twitter_misc":{"Written by":"Ronda Lacy","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/namso-gen.co\/blog\/what-percentage-of-home-value-can-you-refinance\/#article","isPartOf":{"@id":"https:\/\/namso-gen.co\/blog\/what-percentage-of-home-value-can-you-refinance\/"},"author":{"name":"Ronda Lacy","@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/d3f102ae4bbac770c6dd8a38251cb20c"},"headline":"What percentage of home value can you refinance?","datePublished":"2024-11-05T13:34:20+00:00","dateModified":"2024-11-05T13:34:20+00:00","mainEntityOfPage":{"@id":"https:\/\/namso-gen.co\/blog\/what-percentage-of-home-value-can-you-refinance\/"},"wordCount":717,"commentCount":0,"publisher":{"@id":"https:\/\/namso-gen.co\/blog\/#organization"},"articleSection":["Learn"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/namso-gen.co\/blog\/what-percentage-of-home-value-can-you-refinance\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/namso-gen.co\/blog\/what-percentage-of-home-value-can-you-refinance\/","url":"https:\/\/namso-gen.co\/blog\/what-percentage-of-home-value-can-you-refinance\/","name":"What percentage of home value can you refinance?","isPartOf":{"@id":"https:\/\/namso-gen.co\/blog\/#website"},"datePublished":"2024-11-05T13:34:20+00:00","dateModified":"2024-11-05T13:34:20+00:00","description":"Refinancing a mortgage can be a smart financial move for homeowners looking to reduce their interest rate, shorten their loan term, or access the equity","breadcrumb":{"@id":"https:\/\/namso-gen.co\/blog\/what-percentage-of-home-value-can-you-refinance\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/namso-gen.co\/blog\/what-percentage-of-home-value-can-you-refinance\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/namso-gen.co\/blog\/what-percentage-of-home-value-can-you-refinance\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/namso-gen.co\/blog\/"},{"@type":"ListItem","position":2,"name":"What percentage of home value can you refinance?"}]},{"@type":"WebSite","@id":"https:\/\/namso-gen.co\/blog\/#website","url":"https:\/\/namso-gen.co\/blog\/","name":"Namso Gen Blog - Free Credit Card Generator [100% Valid]","description":"In Namso gen blog you can get many tips regarding to Credit cards, VCC, Credit card security etc. You can generate credit cards by using Namso-gen.co","publisher":{"@id":"https:\/\/namso-gen.co\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/namso-gen.co\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/namso-gen.co\/blog\/#organization","name":"Namso Gen Blog - Free Credit Card Generator [100% Valid]","url":"https:\/\/namso-gen.co\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png","contentUrl":"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png","width":500,"height":164,"caption":"Namso Gen Blog - Free Credit Card Generator [100% Valid]"},"image":{"@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/synchronyfinancial","https:\/\/twitter.com\/synchrony","https:\/\/www.youtube.com\/synchronyfinancial","https:\/\/www.instagram.com\/synchrony","https:\/\/www.linkedin.com\/company\/synchrony-financial"]},{"@type":"Person","@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/d3f102ae4bbac770c6dd8a38251cb20c","name":"Ronda Lacy","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g","caption":"Ronda Lacy"},"description":"Guest author Ronda Lacy has meticulously crafted and revised this article to the best of their knowledge and understanding. Readers are strongly advised to exercise caution, verify information independently, and rely on their own judgment when considering the information provided. Read more articles on Namso Gen here."}]}},"_links":{"self":[{"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/posts\/216555","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/users\/54"}],"replies":[{"embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/comments?post=216555"}],"version-history":[{"count":0,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/posts\/216555\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/media\/107420"}],"wp:attachment":[{"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/media?parent=216555"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/categories?post=216555"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/tags?post=216555"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}