{"id":215427,"date":"2024-10-25T05:24:34","date_gmt":"2024-10-25T05:24:34","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/how-does-an-insurance-company-value-a-totaled-car\/"},"modified":"2024-10-25T05:24:34","modified_gmt":"2024-10-25T05:24:34","slug":"how-does-an-insurance-company-value-a-totaled-car","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/how-does-an-insurance-company-value-a-totaled-car\/","title":{"rendered":"How does an insurance company value a totaled car?"},"content":{"rendered":"<p>When you find yourself in a car accident and your vehicle is deemed a total loss by your insurance company, you may wonder how they determine the value of your car. Insurance companies have a specific process to assess the worth of a totaled car and ensure you receive proper compensation for your loss. Let&#8217;s take a closer look at how an insurance company values a totaled car.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/how-does-an-insurance-company-value-a-totaled-car\/#How_does_an_insurance_company_value_a_totaled_car\" title=\"How does an insurance company value a totaled car?\">How does an insurance company value a totaled car?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/how-does-an-insurance-company-value-a-totaled-car\/#FAQs\" title=\"FAQs\">FAQs<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/how-does-an-insurance-company-value-a-totaled-car\/#1_Can_I_negotiate_the_value_of_my_totaled_car_with_my_insurance_company\" title=\"1. Can I negotiate the value of my totaled car with my insurance company?\">1. Can I negotiate the value of my totaled car with my insurance company?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/how-does-an-insurance-company-value-a-totaled-car\/#2_Can_I_keep_my_totaled_car_after_it_has_been_deemed_a_total_loss\" title=\"2. Can I keep my totaled car after it has been deemed a total loss?\">2. Can I keep my totaled car after it has been deemed a total loss?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/how-does-an-insurance-company-value-a-totaled-car\/#3_What_happens_if_my_car_has_custom_modifications\" title=\"3. What happens if my car has custom modifications?\">3. What happens if my car has custom modifications?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/how-does-an-insurance-company-value-a-totaled-car\/#4_Will_the_value_of_my_car_be_affected_if_it_has_prior_damage\" title=\"4. Will the value of my car be affected if it has prior damage?\">4. Will the value of my car be affected if it has prior damage?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/how-does-an-insurance-company-value-a-totaled-car\/#5_Will_the_insurance_company_pay_off_my_car_loan_if_its_determined_to_be_a_total_loss\" title=\"5. Will the insurance company pay off my car loan if it&#8217;s determined to be a total loss?\">5. Will the insurance company pay off my car loan if it&#8217;s determined to be a total loss?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/how-does-an-insurance-company-value-a-totaled-car\/#6_What_if_I_disagree_with_the_ACV_determined_by_my_insurance_company\" title=\"6. What if I disagree with the ACV determined by my insurance company?\">6. What if I disagree with the ACV determined by my insurance company?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/how-does-an-insurance-company-value-a-totaled-car\/#7_Can_I_use_the_ACV_payout_to_buy_a_new_car\" title=\"7. Can I use the ACV payout to buy a new car?\">7. Can I use the ACV payout to buy a new car?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/how-does-an-insurance-company-value-a-totaled-car\/#8_How_long_does_the_valuation_process_usually_take\" title=\"8. How long does the valuation process usually take?\">8. How long does the valuation process usually take?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/how-does-an-insurance-company-value-a-totaled-car\/#9_Are_there_any_requirements_for_filing_a_total_loss_claim\" title=\"9. Are there any requirements for filing a total loss claim?\">9. Are there any requirements for filing a total loss claim?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/how-does-an-insurance-company-value-a-totaled-car\/#10_Can_I_get_an_independent_appraisal_for_my_totaled_car\" title=\"10. Can I get an independent appraisal for my totaled car?\">10. Can I get an independent appraisal for my totaled car?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/namso-gen.co\/blog\/how-does-an-insurance-company-value-a-totaled-car\/#11_What_if_I_disagree_with_the_insurance_companys_valuation_even_after_negotiation\" title=\"11. What if I disagree with the insurance company&#8217;s valuation even after negotiation?\">11. What if I disagree with the insurance company&#8217;s valuation even after negotiation?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/namso-gen.co\/blog\/how-does-an-insurance-company-value-a-totaled-car\/#12_What_happens_to_my_totaled_car_after_I_accept_the_settlement\" title=\"12. What happens to my totaled car after I accept the settlement?\">12. What happens to my totaled car after I accept the settlement?<\/a><\/li><\/ul><\/nav><\/div>\n<h3><span class=\"ez-toc-section\" id=\"How_does_an_insurance_company_value_a_totaled_car\"><\/span>How does an insurance company value a totaled car?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The value of a totaled car is determined through a method called Actual Cash Value (ACV). ACV represents the fair market value of the vehicle just before the accident occurred. Insurance companies consider various factors when calculating ACV, including age, mileage, condition, and any pre-accident damage.<\/p>\n<p>To determine the ACV, insurance adjusters gather information from various sources, such as used car listings, dealer quotes, online databases, and market analysis tools. They take into account the make, model, year, trim level, options, and any recent repairs or upgrades. Adjusters then evaluate the comparable vehicles&#8217; prices and adjust for differences to determine an accurate ACV for your totaled car.<\/p>\n<p>The final valuation also considers any applicable local or state sales tax, title fees, and registration costs as these factors may affect the overall worth of your vehicle.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"FAQs\"><\/span>FAQs<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<h3><span class=\"ez-toc-section\" id=\"1_Can_I_negotiate_the_value_of_my_totaled_car_with_my_insurance_company\"><\/span>1. Can I negotiate the value of my totaled car with my insurance company?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, you can negotiate the value if you believe the initial offer is too low. Present evidence supporting your claim, such as recent maintenance records, similar vehicle listings, or documentation of recent upgrades.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Can_I_keep_my_totaled_car_after_it_has_been_deemed_a_total_loss\"><\/span>2. Can I keep my totaled car after it has been deemed a total loss?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nGenerally, insurance companies allow you to keep your totaled car if you wish. However, they will reduce your settlement amount by the salvage value of the vehicle.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_What_happens_if_my_car_has_custom_modifications\"><\/span>3. What happens if my car has custom modifications?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nInsurance companies typically consider custom modifications when valuing your car as long as those modifications were declared and documented in your policy. You may be compensated for the modifications if you have added specialized parts or enhanced the vehicle&#8217;s performance.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_Will_the_value_of_my_car_be_affected_if_it_has_prior_damage\"><\/span>4. Will the value of my car be affected if it has prior damage?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, prior damage can affect the value of your car. Insurance adjusters will usually calculate the actual cash value by assessing the condition of your vehicle before the accident, incorporating the pre-existing damages that had not been repaired.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_Will_the_insurance_company_pay_off_my_car_loan_if_its_determined_to_be_a_total_loss\"><\/span>5. Will the insurance company pay off my car loan if it&#8217;s determined to be a total loss?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf you have comprehensive or collision coverage, your insurance company will pay off your car loan first with the settlement amount. If there is any remaining balance after the loan is paid off, it will be given to you. If the settlement amount does not cover the loan, you may still be responsible for the remaining balance.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_What_if_I_disagree_with_the_ACV_determined_by_my_insurance_company\"><\/span>6. What if I disagree with the ACV determined by my insurance company?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYou have the right to dispute the ACV determined by your insurance company if you believe it does not accurately reflect the value of your car. Gather evidence, such as comparable vehicle listings or appraisals, and present it to your insurance adjuster to support your claim.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_Can_I_use_the_ACV_payout_to_buy_a_new_car\"><\/span>7. Can I use the ACV payout to buy a new car?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, you can use the ACV payout to purchase a new vehicle. You are not obligated to use it solely to buy a used car or another car of equal value.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_How_long_does_the_valuation_process_usually_take\"><\/span>8. How long does the valuation process usually take?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe valuation process can vary depending on the complexity of the case, but it typically takes a few days to a week for the insurance company to determine the ACV and provide you with a settlement offer.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_Are_there_any_requirements_for_filing_a_total_loss_claim\"><\/span>9. Are there any requirements for filing a total loss claim?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nTo file a total loss claim, you typically need to report the accident to your insurance company, cooperate with their investigation, provide necessary documents, and await their assessment.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_Can_I_get_an_independent_appraisal_for_my_totaled_car\"><\/span>10. Can I get an independent appraisal for my totaled car?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, you can seek an independent appraisal for your totaled car. However, insurance companies may not always consider the appraiser&#8217;s valuation as the sole factor in determining the ACV.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_What_if_I_disagree_with_the_insurance_companys_valuation_even_after_negotiation\"><\/span>11. What if I disagree with the insurance company&#8217;s valuation even after negotiation?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf you cannot reach a satisfactory agreement with your insurance company regarding the valuation, you may consider hiring an attorney who specializes in insurance claims to help you resolve the dispute.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_What_happens_to_my_totaled_car_after_I_accept_the_settlement\"><\/span>12. What happens to my totaled car after I accept the settlement?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nOnce you accept the settlement, your insurance company usually takes possession of the salvaged vehicle. They might sell it to a salvage yard or a company that specializes in repairing and reselling totaled cars.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>When you find yourself in a car accident and your vehicle is deemed a total loss by your insurance company, you may wonder how they determine the value of your car. Insurance companies have a specific process to assess the worth of a totaled car and ensure you receive proper compensation for your loss. Let&#8217;s &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"How does an insurance company value a totaled car?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/how-does-an-insurance-company-value-a-totaled-car\/#more-215427\">Read more<span class=\"screen-reader-text\">How does an insurance company value a totaled car?<\/span><\/a><\/p>\n","protected":false},"author":54,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-215427","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How does an insurance company value a totaled car?<\/title>\n<meta name=\"description\" content=\"When you find yourself in a car accident and your vehicle is deemed a total loss by your insurance company, you may wonder how they determine the value of\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/namso-gen.co\/blog\/how-does-an-insurance-company-value-a-totaled-car\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How does an insurance company value a totaled car?\" \/>\n<meta property=\"og:description\" content=\"When you find yourself in a car accident and your vehicle is deemed a total loss by your insurance company, you may wonder how they determine the value of\" \/>\n<meta property=\"og:url\" content=\"https:\/\/namso-gen.co\/blog\/how-does-an-insurance-company-value-a-totaled-car\/\" \/>\n<meta property=\"og:site_name\" content=\"Namso Gen Blog - Free Credit Card Generator [100% Valid]\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/synchronyfinancial\" \/>\n<meta property=\"article:published_time\" content=\"2024-10-25T05:24:34+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2024\/03\/faq.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"630\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Ronda Lacy\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@synchrony\" \/>\n<meta name=\"twitter:site\" content=\"@synchrony\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Ronda Lacy\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/namso-gen.co\/blog\/how-does-an-insurance-company-value-a-totaled-car\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/how-does-an-insurance-company-value-a-totaled-car\/\"},\"author\":{\"name\":\"Ronda Lacy\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/d3f102ae4bbac770c6dd8a38251cb20c\"},\"headline\":\"How does an insurance company value a totaled car?\",\"datePublished\":\"2024-10-25T05:24:34+00:00\",\"dateModified\":\"2024-10-25T05:24:34+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/how-does-an-insurance-company-value-a-totaled-car\/\"},\"wordCount\":792,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/#organization\"},\"articleSection\":[\"Learn\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/namso-gen.co\/blog\/how-does-an-insurance-company-value-a-totaled-car\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/namso-gen.co\/blog\/how-does-an-insurance-company-value-a-totaled-car\/\",\"url\":\"https:\/\/namso-gen.co\/blog\/how-does-an-insurance-company-value-a-totaled-car\/\",\"name\":\"How does an insurance company value a totaled car?\",\"isPartOf\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/#website\"},\"datePublished\":\"2024-10-25T05:24:34+00:00\",\"dateModified\":\"2024-10-25T05:24:34+00:00\",\"description\":\"When you find yourself in a car accident and your vehicle is deemed a total loss by your insurance company, you may wonder how they determine the value of\",\"breadcrumb\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/how-does-an-insurance-company-value-a-totaled-car\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/namso-gen.co\/blog\/how-does-an-insurance-company-value-a-totaled-car\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/namso-gen.co\/blog\/how-does-an-insurance-company-value-a-totaled-car\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/namso-gen.co\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"How does an insurance company value a totaled car?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#website\",\"url\":\"https:\/\/namso-gen.co\/blog\/\",\"name\":\"Namso Gen Blog - Free Credit Card Generator [100% Valid]\",\"description\":\"In Namso gen blog you can get many tips regarding to Credit cards, VCC, Credit card security etc. You can generate credit cards by using Namso-gen.co\",\"publisher\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/namso-gen.co\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#organization\",\"name\":\"Namso Gen Blog - Free Credit Card Generator [100% Valid]\",\"url\":\"https:\/\/namso-gen.co\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png\",\"contentUrl\":\"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png\",\"width\":500,\"height\":164,\"caption\":\"Namso Gen Blog - Free Credit Card Generator [100% Valid]\"},\"image\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/synchronyfinancial\",\"https:\/\/twitter.com\/synchrony\",\"https:\/\/www.youtube.com\/synchronyfinancial\",\"https:\/\/www.instagram.com\/synchrony\",\"https:\/\/www.linkedin.com\/company\/synchrony-financial\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/d3f102ae4bbac770c6dd8a38251cb20c\",\"name\":\"Ronda Lacy\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g\",\"caption\":\"Ronda Lacy\"},\"description\":\"Guest author Ronda Lacy has meticulously crafted and revised this article to the best of their knowledge and understanding. Readers are strongly advised to exercise caution, verify information independently, and rely on their own judgment when considering the information provided. Read more articles on Namso Gen here.\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"How does an insurance company value a totaled car?","description":"When you find yourself in a car accident and your vehicle is deemed a total loss by your insurance company, you may wonder how they determine the value of","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/namso-gen.co\/blog\/how-does-an-insurance-company-value-a-totaled-car\/","og_locale":"en_US","og_type":"article","og_title":"How does an insurance company value a totaled car?","og_description":"When you find yourself in a car accident and your vehicle is deemed a total loss by your insurance company, you may wonder how they determine the value of","og_url":"https:\/\/namso-gen.co\/blog\/how-does-an-insurance-company-value-a-totaled-car\/","og_site_name":"Namso Gen Blog - Free Credit Card Generator [100% Valid]","article_publisher":"https:\/\/www.facebook.com\/synchronyfinancial","article_published_time":"2024-10-25T05:24:34+00:00","og_image":[{"width":1200,"height":630,"url":"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2024\/03\/faq.png","type":"image\/png"}],"author":"Ronda Lacy","twitter_card":"summary_large_image","twitter_creator":"@synchrony","twitter_site":"@synchrony","twitter_misc":{"Written by":"Ronda Lacy","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/namso-gen.co\/blog\/how-does-an-insurance-company-value-a-totaled-car\/#article","isPartOf":{"@id":"https:\/\/namso-gen.co\/blog\/how-does-an-insurance-company-value-a-totaled-car\/"},"author":{"name":"Ronda Lacy","@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/d3f102ae4bbac770c6dd8a38251cb20c"},"headline":"How does an insurance company value a totaled car?","datePublished":"2024-10-25T05:24:34+00:00","dateModified":"2024-10-25T05:24:34+00:00","mainEntityOfPage":{"@id":"https:\/\/namso-gen.co\/blog\/how-does-an-insurance-company-value-a-totaled-car\/"},"wordCount":792,"commentCount":0,"publisher":{"@id":"https:\/\/namso-gen.co\/blog\/#organization"},"articleSection":["Learn"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/namso-gen.co\/blog\/how-does-an-insurance-company-value-a-totaled-car\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/namso-gen.co\/blog\/how-does-an-insurance-company-value-a-totaled-car\/","url":"https:\/\/namso-gen.co\/blog\/how-does-an-insurance-company-value-a-totaled-car\/","name":"How does an insurance company value a totaled car?","isPartOf":{"@id":"https:\/\/namso-gen.co\/blog\/#website"},"datePublished":"2024-10-25T05:24:34+00:00","dateModified":"2024-10-25T05:24:34+00:00","description":"When you find yourself in a car accident and your vehicle is deemed a total loss by your insurance company, you may wonder how they determine the value of","breadcrumb":{"@id":"https:\/\/namso-gen.co\/blog\/how-does-an-insurance-company-value-a-totaled-car\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/namso-gen.co\/blog\/how-does-an-insurance-company-value-a-totaled-car\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/namso-gen.co\/blog\/how-does-an-insurance-company-value-a-totaled-car\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/namso-gen.co\/blog\/"},{"@type":"ListItem","position":2,"name":"How does an insurance company value a totaled car?"}]},{"@type":"WebSite","@id":"https:\/\/namso-gen.co\/blog\/#website","url":"https:\/\/namso-gen.co\/blog\/","name":"Namso Gen Blog - Free Credit Card Generator [100% Valid]","description":"In Namso gen blog you can get many tips regarding to Credit cards, VCC, Credit card security etc. You can generate credit cards by using Namso-gen.co","publisher":{"@id":"https:\/\/namso-gen.co\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/namso-gen.co\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/namso-gen.co\/blog\/#organization","name":"Namso Gen Blog - Free Credit Card Generator [100% Valid]","url":"https:\/\/namso-gen.co\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png","contentUrl":"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png","width":500,"height":164,"caption":"Namso Gen Blog - Free Credit Card Generator [100% Valid]"},"image":{"@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/synchronyfinancial","https:\/\/twitter.com\/synchrony","https:\/\/www.youtube.com\/synchronyfinancial","https:\/\/www.instagram.com\/synchrony","https:\/\/www.linkedin.com\/company\/synchrony-financial"]},{"@type":"Person","@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/d3f102ae4bbac770c6dd8a38251cb20c","name":"Ronda Lacy","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g","caption":"Ronda Lacy"},"description":"Guest author Ronda Lacy has meticulously crafted and revised this article to the best of their knowledge and understanding. Readers are strongly advised to exercise caution, verify information independently, and rely on their own judgment when considering the information provided. Read more articles on Namso Gen here."}]}},"_links":{"self":[{"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/posts\/215427","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/users\/54"}],"replies":[{"embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/comments?post=215427"}],"version-history":[{"count":0,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/posts\/215427\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/media\/107420"}],"wp:attachment":[{"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/media?parent=215427"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/categories?post=215427"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/tags?post=215427"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}