{"id":211913,"date":"2024-02-22T10:42:46","date_gmt":"2024-02-22T10:42:46","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/how-long-do-you-have-to-get-an-appraisal\/"},"modified":"2024-02-22T10:42:46","modified_gmt":"2024-02-22T10:42:46","slug":"how-long-do-you-have-to-get-an-appraisal","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/how-long-do-you-have-to-get-an-appraisal\/","title":{"rendered":"How long do you have to get an appraisal?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/how-long-do-you-have-to-get-an-appraisal\/#How_long_do_you_have_to_get_an_appraisal\" title=\"How long do you have to get an appraisal?\">How long do you have to get an appraisal?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/how-long-do-you-have-to-get-an-appraisal\/#1_Can_I_get_an_appraisal_before_making_an_offer_on_a_property\" title=\"1. Can I get an appraisal before making an offer on a property?\">1. Can I get an appraisal before making an offer on a property?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/how-long-do-you-have-to-get-an-appraisal\/#2_How_long_does_it_take_to_get_an_appraisal_done\" title=\"2. How long does it take to get an appraisal done?\">2. How long does it take to get an appraisal done?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/how-long-do-you-have-to-get-an-appraisal\/#3_What_happens_if_the_appraisal_comes_in_lower_than_the_purchase_price\" title=\"3. What happens if the appraisal comes in lower than the purchase price?\">3. What happens if the appraisal comes in lower than the purchase price?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/how-long-do-you-have-to-get-an-appraisal\/#4_Who_pays_for_the_appraisal\" title=\"4. Who pays for the appraisal?\">4. Who pays for the appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/how-long-do-you-have-to-get-an-appraisal\/#5_Can_I_choose_my_own_appraiser\" title=\"5. Can I choose my own appraiser?\">5. Can I choose my own appraiser?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/how-long-do-you-have-to-get-an-appraisal\/#6_What_factors_can_influence_the_timeline_of_getting_an_appraisal\" title=\"6. What factors can influence the timeline of getting an appraisal?\">6. What factors can influence the timeline of getting an appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/how-long-do-you-have-to-get-an-appraisal\/#7_Is_an_appraisal_the_same_as_a_home_inspection\" title=\"7. Is an appraisal the same as a home inspection?\">7. Is an appraisal the same as a home inspection?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/how-long-do-you-have-to-get-an-appraisal\/#8_Can_I_use_an_old_appraisal_for_a_new_mortgage\" title=\"8. Can I use an old appraisal for a new mortgage?\">8. Can I use an old appraisal for a new mortgage?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/how-long-do-you-have-to-get-an-appraisal\/#9_Do_I_need_an_appraisal_for_a_refinance\" title=\"9. Do I need an appraisal for a refinance?\">9. Do I need an appraisal for a refinance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/how-long-do-you-have-to-get-an-appraisal\/#10_Can_I_challenge_the_results_of_an_appraisal\" title=\"10. Can I challenge the results of an appraisal?\">10. Can I challenge the results of an appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/how-long-do-you-have-to-get-an-appraisal\/#11_How_important_is_an_appraisal_in_the_home_buying_process\" title=\"11. How important is an appraisal in the home buying process?\">11. How important is an appraisal in the home buying process?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/namso-gen.co\/blog\/how-long-do-you-have-to-get-an-appraisal\/#12_Can_an_appraisal_affect_the_amount_of_my_mortgage_loan\" title=\"12. Can an appraisal affect the amount of my mortgage loan?\">12. Can an appraisal affect the amount of my mortgage loan?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"How_long_do_you_have_to_get_an_appraisal\"><\/span>How long do you have to get an appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>When it comes to getting an appraisal for your property, the timeline can vary depending on several factors. However, in most cases, you typically have 14 days to get an appraisal after signing a purchase agreement.<\/p>\n<p>Getting an appraisal for a property is a crucial step in the home buying process. It helps determine the fair market value of the property and ensures that you are not overpaying for it. But how long do you have to get an appraisal? Let&#8217;s explore this question further along with some related FAQs.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_Can_I_get_an_appraisal_before_making_an_offer_on_a_property\"><\/span>1. Can I get an appraisal before making an offer on a property?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, you can get an appraisal before making an offer on a property. Some buyers choose to have an appraisal done before submitting an offer to ensure that they are offering a fair price.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_How_long_does_it_take_to_get_an_appraisal_done\"><\/span>2. How long does it take to get an appraisal done?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe appraisal process typically takes 1 to 2 weeks from the time the appraiser visits the property to when you receive the final appraisal report.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_What_happens_if_the_appraisal_comes_in_lower_than_the_purchase_price\"><\/span>3. What happens if the appraisal comes in lower than the purchase price?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf the appraisal comes in lower than the purchase price, you have a few options. You can renegotiate with the seller, pay the difference out of pocket, or walk away from the deal.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_Who_pays_for_the_appraisal\"><\/span>4. Who pays for the appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIn most cases, the buyer pays for the appraisal as part of the closing costs. However, some sellers may choose to cover this cost to attract potential buyers.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_Can_I_choose_my_own_appraiser\"><\/span>5. Can I choose my own appraiser?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nWhile you cannot choose the specific appraiser, you can request an appraiser with experience in your area or type of property. The lender will ultimately assign an appraiser for the appraisal.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_What_factors_can_influence_the_timeline_of_getting_an_appraisal\"><\/span>6. What factors can influence the timeline of getting an appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nSeveral factors can influence the timeline of getting an appraisal, such as the appraiser&#8217;s availability, the complexity of the property, and the current market conditions.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_Is_an_appraisal_the_same_as_a_home_inspection\"><\/span>7. Is an appraisal the same as a home inspection?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nNo, an appraisal is not the same as a home inspection. An appraisal determines the value of the property, while a home inspection evaluates the condition of the property.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_Can_I_use_an_old_appraisal_for_a_new_mortgage\"><\/span>8. Can I use an old appraisal for a new mortgage?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIn most cases, you cannot use an old appraisal for a new mortgage. Lenders typically require a current appraisal to ensure the property&#8217;s value has not changed.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_Do_I_need_an_appraisal_for_a_refinance\"><\/span>9. Do I need an appraisal for a refinance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, you will need an appraisal for a refinance. Lenders require an appraisal to determine the property&#8217;s current value before approving a refinance loan.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_Can_I_challenge_the_results_of_an_appraisal\"><\/span>10. Can I challenge the results of an appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf you believe the results of an appraisal are inaccurate, you can challenge them by providing additional information or evidence to support your claim. However, the final decision will ultimately rest with the lender.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_How_important_is_an_appraisal_in_the_home_buying_process\"><\/span>11. How important is an appraisal in the home buying process?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nAn appraisal is a crucial part of the home buying process as it protects both the buyer and the lender by ensuring the property&#8217;s value aligns with the purchase price.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_Can_an_appraisal_affect_the_amount_of_my_mortgage_loan\"><\/span>12. Can an appraisal affect the amount of my mortgage loan?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, an appraisal can affect the amount of your mortgage loan. If the appraisal comes in lower than expected, the lender may only approve a loan up to the property&#8217;s appraised value, which could impact your financing options.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>How long do you have to get an appraisal? When it comes to getting an appraisal for your property, the timeline can vary depending on several factors. However, in most cases, you typically have 14 days to get an appraisal after signing a purchase agreement. Getting an appraisal for a property is a crucial step &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"How long do you have to get an appraisal?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/how-long-do-you-have-to-get-an-appraisal\/#more-211913\">Read more<span class=\"screen-reader-text\">How long do you have to get an appraisal?<\/span><\/a><\/p>\n","protected":false},"author":53,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-211913","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How long do you have to get an appraisal?<\/title>\n<meta name=\"description\" content=\"How long do you have to get an appraisal? 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