{"id":211908,"date":"2025-03-08T11:35:48","date_gmt":"2025-03-08T11:35:48","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/how-long-do-you-have-to-do-va-appraisal\/"},"modified":"2025-03-08T11:35:48","modified_gmt":"2025-03-08T11:35:48","slug":"how-long-do-you-have-to-do-va-appraisal","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/how-long-do-you-have-to-do-va-appraisal\/","title":{"rendered":"How long do you have to do VA appraisal?"},"content":{"rendered":"<p>When it comes to VA appraisals, there is a specific timeline that must be followed. The Veterans Affairs (VA) requires that a VA appraisal be completed within 10 business days from the assignment date. This timeframe is crucial for the loan process to move forward smoothly and efficiently.<\/p>\n<p>VA appraisals are an essential part of the home buying process for veterans and active duty service members who are utilizing their VA loan benefit. These appraisals help to ensure that the property being purchased meets the VA&#8217;s minimum property requirements and is worth the amount being financed.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/how-long-do-you-have-to-do-va-appraisal\/#1_What_is_a_VA_appraisal\" title=\"1. What is a VA appraisal?\">1. What is a VA appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/how-long-do-you-have-to-do-va-appraisal\/#2_Who_completes_the_VA_appraisal\" title=\"2. Who completes the VA appraisal?\">2. Who completes the VA appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/how-long-do-you-have-to-do-va-appraisal\/#3_What_happens_if_the_VA_appraisal_is_not_completed_within_10_business_days\" title=\"3. What happens if the VA appraisal is not completed within 10 business days?\">3. What happens if the VA appraisal is not completed within 10 business days?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/how-long-do-you-have-to-do-va-appraisal\/#4_Can_the_VA_appraisal_be_expedited\" title=\"4. Can the VA appraisal be expedited?\">4. Can the VA appraisal be expedited?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/how-long-do-you-have-to-do-va-appraisal\/#5_What_factors_can_affect_the_timelines_for_a_VA_appraisal\" title=\"5. What factors can affect the timelines for a VA appraisal?\">5. What factors can affect the timelines for a VA appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/how-long-do-you-have-to-do-va-appraisal\/#6_Is_the_VA_appraisal_different_from_a_traditional_home_appraisal\" title=\"6. Is the VA appraisal different from a traditional home appraisal?\">6. Is the VA appraisal different from a traditional home appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/how-long-do-you-have-to-do-va-appraisal\/#7_Can_the_buyer_or_seller_request_a_copy_of_the_VA_appraisal\" title=\"7. Can the buyer or seller request a copy of the VA appraisal?\">7. Can the buyer or seller request a copy of the VA appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/how-long-do-you-have-to-do-va-appraisal\/#8_What_happens_if_the_VA_appraisal_comes_in_lower_than_the_purchase_price\" title=\"8. What happens if the VA appraisal comes in lower than the purchase price?\">8. What happens if the VA appraisal comes in lower than the purchase price?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/how-long-do-you-have-to-do-va-appraisal\/#9_Can_the_VA_appraisal_be_appealed\" title=\"9. Can the VA appraisal be appealed?\">9. Can the VA appraisal be appealed?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/how-long-do-you-have-to-do-va-appraisal\/#10_Who_pays_for_the_VA_appraisal\" title=\"10. Who pays for the VA appraisal?\">10. Who pays for the VA appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/how-long-do-you-have-to-do-va-appraisal\/#11_What_happens_if_the_appraiser_finds_issues_with_the_property_during_the_appraisal\" title=\"11. What happens if the appraiser finds issues with the property during the appraisal?\">11. What happens if the appraiser finds issues with the property during the appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/how-long-do-you-have-to-do-va-appraisal\/#12_Is_the_VA_appraisal_transferable_to_a_different_buyer\" title=\"12. Is the VA appraisal transferable to a different buyer?\">12. Is the VA appraisal transferable to a different buyer?<\/a><\/li><\/ul><\/nav><\/div>\n<h3><span class=\"ez-toc-section\" id=\"1_What_is_a_VA_appraisal\"><\/span>1. What is a VA appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nA VA appraisal is an assessment of the property being purchased to determine its value and ensure it meets the VA&#8217;s minimum property requirements.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Who_completes_the_VA_appraisal\"><\/span>2. Who completes the VA appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nA VA appraisal is typically completed by a VA-approved appraiser who is knowledgeable about VA appraisal guidelines and requirements.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_What_happens_if_the_VA_appraisal_is_not_completed_within_10_business_days\"><\/span>3. What happens if the VA appraisal is not completed within 10 business days?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf the VA appraisal is not completed within the required timeframe, it can delay the loan process and potentially impact the closing date of the transaction.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_Can_the_VA_appraisal_be_expedited\"><\/span>4. Can the VA appraisal be expedited?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIn some cases, a VA appraisal may be expedited if there is a legitimate reason for the request and the appraiser is able to accommodate the expedited timeline.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_What_factors_can_affect_the_timelines_for_a_VA_appraisal\"><\/span>5. What factors can affect the timelines for a VA appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nFactors such as the complexity of the property, the appraiser&#8217;s workload, and the availability of comparable properties in the area can all impact the timeline for a VA appraisal.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_Is_the_VA_appraisal_different_from_a_traditional_home_appraisal\"><\/span>6. Is the VA appraisal different from a traditional home appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nWhile there are some similarities between a VA appraisal and a traditional home appraisal, there are also specific requirements and guidelines that must be followed for a VA appraisal to be considered valid.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_Can_the_buyer_or_seller_request_a_copy_of_the_VA_appraisal\"><\/span>7. Can the buyer or seller request a copy of the VA appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nTypically, the lender is responsible for providing the buyer with a copy of the VA appraisal upon completion. The seller may also request a copy of the appraisal if they are interested in reviewing the property&#8217;s assessed value.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_What_happens_if_the_VA_appraisal_comes_in_lower_than_the_purchase_price\"><\/span>8. What happens if the VA appraisal comes in lower than the purchase price?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf the VA appraisal comes in lower than the purchase price, the buyer and seller may need to renegotiate the terms of the sale, such as lowering the purchase price or the buyer bringing additional funds to closing.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_Can_the_VA_appraisal_be_appealed\"><\/span>9. Can the VA appraisal be appealed?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf the buyer or seller disagrees with the results of the VA appraisal, they may have the option to appeal the appraisal and provide additional evidence to support their position.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_Who_pays_for_the_VA_appraisal\"><\/span>10. Who pays for the VA appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nTypically, the buyer is responsible for paying for the VA appraisal as part of the closing costs associated with the home purchase.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_What_happens_if_the_appraiser_finds_issues_with_the_property_during_the_appraisal\"><\/span>11. What happens if the appraiser finds issues with the property during the appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf the appraiser finds issues with the property during the appraisal, such as safety hazards or code violations, these issues may need to be addressed before the loan can be approved.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_Is_the_VA_appraisal_transferable_to_a_different_buyer\"><\/span>12. Is the VA appraisal transferable to a different buyer?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nNo, the VA appraisal is specific to the buyer and property for which it was ordered. If a different buyer is interested in purchasing the property, a new VA appraisal would need to be completed for that transaction.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>When it comes to VA appraisals, there is a specific timeline that must be followed. The Veterans Affairs (VA) requires that a VA appraisal be completed within 10 business days from the assignment date. This timeframe is crucial for the loan process to move forward smoothly and efficiently. VA appraisals are an essential part of &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"How long do you have to do VA appraisal?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/how-long-do-you-have-to-do-va-appraisal\/#more-211908\">Read more<span class=\"screen-reader-text\">How long do you have to do VA appraisal?<\/span><\/a><\/p>\n","protected":false},"author":53,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-211908","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How long do you have to do VA appraisal?<\/title>\n<meta name=\"description\" content=\"When it comes to VA appraisals, there is a specific timeline that must be followed. 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