{"id":211863,"date":"2025-02-01T01:20:14","date_gmt":"2025-02-01T01:20:14","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/how-long-do-fha-housing-appraisals-stay-on-file\/"},"modified":"2025-02-01T01:20:14","modified_gmt":"2025-02-01T01:20:14","slug":"how-long-do-fha-housing-appraisals-stay-on-file","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/how-long-do-fha-housing-appraisals-stay-on-file\/","title":{"rendered":"How long do FHA housing appraisals stay on file?"},"content":{"rendered":"<p>FHA housing appraisals are typically retained for a certain period of time to ensure that the information remains accessible for future reference. However, the exact duration for which these appraisals stay on file can vary depending on the policies of the specific agency or lender. <\/p>\n<p><b>On average, FHA housing appraisals stay on file for five years.<\/b> This means that the appraisal report will be available for review for five years from the date it was completed. During this time, the appraisal can be used for various purposes, such as refinancing or selling the property.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/how-long-do-fha-housing-appraisals-stay-on-file\/#FAQs\" title=\"FAQs\">FAQs<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/how-long-do-fha-housing-appraisals-stay-on-file\/#1_Can_I_request_a_copy_of_my_FHA_housing_appraisal\" title=\"1. Can I request a copy of my FHA housing appraisal?\">1. Can I request a copy of my FHA housing appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/how-long-do-fha-housing-appraisals-stay-on-file\/#2_Are_there_any_fees_associated_with_obtaining_a_copy_of_my_FHA_housing_appraisal\" title=\"2. Are there any fees associated with obtaining a copy of my FHA housing appraisal?\">2. Are there any fees associated with obtaining a copy of my FHA housing appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/how-long-do-fha-housing-appraisals-stay-on-file\/#3_Can_I_use_my_FHA_housing_appraisal_for_multiple_purposes\" title=\"3. Can I use my FHA housing appraisal for multiple purposes?\">3. Can I use my FHA housing appraisal for multiple purposes?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/how-long-do-fha-housing-appraisals-stay-on-file\/#4_Can_I_dispute_the_findings_of_my_FHA_housing_appraisal\" title=\"4. Can I dispute the findings of my FHA housing appraisal?\">4. Can I dispute the findings of my FHA housing appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/how-long-do-fha-housing-appraisals-stay-on-file\/#5_How_long_does_it_take_to_complete_an_FHA_housing_appraisal\" title=\"5. How long does it take to complete an FHA housing appraisal?\">5. How long does it take to complete an FHA housing appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/how-long-do-fha-housing-appraisals-stay-on-file\/#6_Can_I_request_a_new_appraisal_if_my_FHA_housing_appraisal_has_expired\" title=\"6. Can I request a new appraisal if my FHA housing appraisal has expired?\">6. Can I request a new appraisal if my FHA housing appraisal has expired?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/how-long-do-fha-housing-appraisals-stay-on-file\/#7_Can_I_use_an_old_FHA_housing_appraisal_for_a_new_loan_application\" title=\"7. Can I use an old FHA housing appraisal for a new loan application?\">7. Can I use an old FHA housing appraisal for a new loan application?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/how-long-do-fha-housing-appraisals-stay-on-file\/#8_Will_my_FHA_housing_appraisal_affect_my_property_taxes\" title=\"8. Will my FHA housing appraisal affect my property taxes?\">8. Will my FHA housing appraisal affect my property taxes?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/how-long-do-fha-housing-appraisals-stay-on-file\/#9_Can_I_transfer_my_FHA_housing_appraisal_to_another_lender\" title=\"9. Can I transfer my FHA housing appraisal to another lender?\">9. Can I transfer my FHA housing appraisal to another lender?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/how-long-do-fha-housing-appraisals-stay-on-file\/#10_Can_I_challenge_the_valuation_in_my_FHA_housing_appraisal\" title=\"10. Can I challenge the valuation in my FHA housing appraisal?\">10. Can I challenge the valuation in my FHA housing appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/how-long-do-fha-housing-appraisals-stay-on-file\/#11_What_happens_if_my_FHA_housing_appraisal_expires_before_I_can_use_it\" title=\"11. What happens if my FHA housing appraisal expires before I can use it?\">11. What happens if my FHA housing appraisal expires before I can use it?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/namso-gen.co\/blog\/how-long-do-fha-housing-appraisals-stay-on-file\/#12_Can_my_FHA_housing_appraisal_be_used_as_a_home_inspection\" title=\"12. Can my FHA housing appraisal be used as a home inspection?\">12. Can my FHA housing appraisal be used as a home inspection?<\/a><\/li><\/ul><\/nav><\/div>\n<h3><span class=\"ez-toc-section\" id=\"FAQs\"><\/span>FAQs<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<h3><span class=\"ez-toc-section\" id=\"1_Can_I_request_a_copy_of_my_FHA_housing_appraisal\"><\/span>1. Can I request a copy of my FHA housing appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, as the property owner, you have the right to request a copy of your FHA housing appraisal from the lender or agency that conducted the appraisal.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Are_there_any_fees_associated_with_obtaining_a_copy_of_my_FHA_housing_appraisal\"><\/span>2. Are there any fees associated with obtaining a copy of my FHA housing appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThere may be a fee involved in obtaining a copy of your FHA housing appraisal, so it&#8217;s essential to inquire about this cost before requesting the document.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Can_I_use_my_FHA_housing_appraisal_for_multiple_purposes\"><\/span>3. Can I use my FHA housing appraisal for multiple purposes?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, you can use your FHA housing appraisal for various purposes, such as refinancing, selling the property, or obtaining a new mortgage.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_Can_I_dispute_the_findings_of_my_FHA_housing_appraisal\"><\/span>4. Can I dispute the findings of my FHA housing appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf you believe that the findings of your FHA housing appraisal are inaccurate, you have the right to dispute them by providing additional evidence or requesting a reevaluation of the property.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_How_long_does_it_take_to_complete_an_FHA_housing_appraisal\"><\/span>5. How long does it take to complete an FHA housing appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe timeframe for completing an FHA housing appraisal can vary depending on various factors, such as the complexity of the property and the workload of the appraiser.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_Can_I_request_a_new_appraisal_if_my_FHA_housing_appraisal_has_expired\"><\/span>6. Can I request a new appraisal if my FHA housing appraisal has expired?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, if your FHA housing appraisal has expired, you can request a new appraisal to obtain updated information on the property&#8217;s value.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_Can_I_use_an_old_FHA_housing_appraisal_for_a_new_loan_application\"><\/span>7. Can I use an old FHA housing appraisal for a new loan application?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIn some cases, lenders may accept an old FHA housing appraisal for a new loan application, especially if the property has not undergone significant changes since the original appraisal was completed.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_Will_my_FHA_housing_appraisal_affect_my_property_taxes\"><\/span>8. Will my FHA housing appraisal affect my property taxes?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYour FHA housing appraisal may impact your property taxes as it provides an estimate of the property&#8217;s value, which is used to calculate property taxes.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_Can_I_transfer_my_FHA_housing_appraisal_to_another_lender\"><\/span>9. Can I transfer my FHA housing appraisal to another lender?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIn most cases, FHA housing appraisals are specific to the lender who ordered them. If you switch lenders, you may need to obtain a new appraisal for the new lender.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_Can_I_challenge_the_valuation_in_my_FHA_housing_appraisal\"><\/span>10. Can I challenge the valuation in my FHA housing appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf you disagree with the valuation in your FHA housing appraisal, you have the right to challenge it by providing additional evidence or requesting a reevaluation of the property.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_What_happens_if_my_FHA_housing_appraisal_expires_before_I_can_use_it\"><\/span>11. What happens if my FHA housing appraisal expires before I can use it?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf your FHA housing appraisal expires before you can use it for its intended purpose, such as refinancing or selling the property, you may need to request a new appraisal to proceed.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_Can_my_FHA_housing_appraisal_be_used_as_a_home_inspection\"><\/span>12. Can my FHA housing appraisal be used as a home inspection?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nWhile an FHA housing appraisal provides some information about the property&#8217;s condition, it is not a substitute for a professional home inspection. It is recommended to obtain a separate home inspection to identify any potential issues with the property.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>FHA housing appraisals are typically retained for a certain period of time to ensure that the information remains accessible for future reference. However, the exact duration for which these appraisals stay on file can vary depending on the policies of the specific agency or lender. On average, FHA housing appraisals stay on file for five &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"How long do FHA housing appraisals stay on file?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/how-long-do-fha-housing-appraisals-stay-on-file\/#more-211863\">Read more<span class=\"screen-reader-text\">How long do FHA housing appraisals stay on file?<\/span><\/a><\/p>\n","protected":false},"author":53,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-211863","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How long do FHA housing appraisals stay on file?<\/title>\n<meta name=\"description\" content=\"FHA housing appraisals are typically retained for a certain period of time to ensure that the information remains accessible for future reference.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/namso-gen.co\/blog\/how-long-do-fha-housing-appraisals-stay-on-file\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How long do FHA housing appraisals stay on file?\" \/>\n<meta property=\"og:description\" content=\"FHA housing appraisals are typically retained for a certain period of time to ensure that the information remains accessible for future reference.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/namso-gen.co\/blog\/how-long-do-fha-housing-appraisals-stay-on-file\/\" \/>\n<meta property=\"og:site_name\" content=\"Namso Gen Blog - 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