{"id":210797,"date":"2024-10-09T01:52:56","date_gmt":"2024-10-09T01:52:56","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/how-do-you-initiate-tidewater-va-appraisal\/"},"modified":"2024-10-09T01:52:56","modified_gmt":"2024-10-09T01:52:56","slug":"how-do-you-initiate-tidewater-va-appraisal","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/how-do-you-initiate-tidewater-va-appraisal\/","title":{"rendered":"How do you initiate Tidewater VA appraisal?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/how-do-you-initiate-tidewater-va-appraisal\/#How_do_you_initiate_Tidewater_VA_appraisal\" title=\"How do you initiate Tidewater VA appraisal?\">How do you initiate Tidewater VA appraisal?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/how-do-you-initiate-tidewater-va-appraisal\/#1_What_is_a_Tidewater_VA_appraisal\" title=\"1. What is a Tidewater VA appraisal?\">1. What is a Tidewater VA appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/how-do-you-initiate-tidewater-va-appraisal\/#2_Who_pays_for_the_Tidewater_VA_appraisal\" title=\"2. Who pays for the Tidewater VA appraisal?\">2. Who pays for the Tidewater VA appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/how-do-you-initiate-tidewater-va-appraisal\/#3_How_long_does_a_Tidewater_VA_appraisal_take\" title=\"3. How long does a Tidewater VA appraisal take?\">3. How long does a Tidewater VA appraisal take?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/how-do-you-initiate-tidewater-va-appraisal\/#4_What_should_I_do_to_prepare_for_a_Tidewater_VA_appraisal\" title=\"4. What should I do to prepare for a Tidewater VA appraisal?\">4. What should I do to prepare for a Tidewater VA appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/how-do-you-initiate-tidewater-va-appraisal\/#5_What_happens_if_the_Tidewater_VA_appraisal_comes_in_lower_than_expected\" title=\"5. What happens if the Tidewater VA appraisal comes in lower than expected?\">5. What happens if the Tidewater VA appraisal comes in lower than expected?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/how-do-you-initiate-tidewater-va-appraisal\/#6_Can_I_choose_the_appraiser_for_a_Tidewater_VA_appraisal\" title=\"6. Can I choose the appraiser for a Tidewater VA appraisal?\">6. Can I choose the appraiser for a Tidewater VA appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/how-do-you-initiate-tidewater-va-appraisal\/#7_What_factors_does_a_Tidewater_VA_appraiser_consider_when_valuing_a_property\" title=\"7. What factors does a Tidewater VA appraiser consider when valuing a property?\">7. What factors does a Tidewater VA appraiser consider when valuing a property?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/how-do-you-initiate-tidewater-va-appraisal\/#8_Are_there_any_restrictions_on_the_types_of_properties_that_can_undergo_a_Tidewater_VA_appraisal\" title=\"8. Are there any restrictions on the types of properties that can undergo a Tidewater VA appraisal?\">8. Are there any restrictions on the types of properties that can undergo a Tidewater VA appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/how-do-you-initiate-tidewater-va-appraisal\/#9_Can_I_appeal_the_results_of_a_Tidewater_VA_appraisal\" title=\"9. Can I appeal the results of a Tidewater VA appraisal?\">9. Can I appeal the results of a Tidewater VA appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/how-do-you-initiate-tidewater-va-appraisal\/#10_What_happens_if_the_Tidewater_VA_appraisal_is_higher_than_expected\" title=\"10. What happens if the Tidewater VA appraisal is higher than expected?\">10. What happens if the Tidewater VA appraisal is higher than expected?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/how-do-you-initiate-tidewater-va-appraisal\/#11_Can_I_use_a_recent_appraisal_from_a_different_lender_for_a_Tidewater_VA_appraisal\" title=\"11. Can I use a recent appraisal from a different lender for a Tidewater VA appraisal?\">11. Can I use a recent appraisal from a different lender for a Tidewater VA appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/namso-gen.co\/blog\/how-do-you-initiate-tidewater-va-appraisal\/#12_What_happens_if_the_Tidewater_VA_appraisal_is_significantly_lower_than_the_purchase_price\" title=\"12. What happens if the Tidewater VA appraisal is significantly lower than the purchase price?\">12. What happens if the Tidewater VA appraisal is significantly lower than the purchase price?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"How_do_you_initiate_Tidewater_VA_appraisal\"><\/span>How do you initiate Tidewater VA appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>When initiating a Tidewater VA appraisal, the first step is usually taken by the lender. They will request an appraisal from an approved VA appraiser, who will then contact the homeowner to schedule a convenient time for the appraisal to take place. <\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_What_is_a_Tidewater_VA_appraisal\"><\/span>1. What is a Tidewater VA appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>A Tidewater VA appraisal is a specific type of appraisal required by the Department of Veterans Affairs for VA-guaranteed loans. It is used to ensure that the property being financed meets the VA&#8217;s minimum property requirements.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Who_pays_for_the_Tidewater_VA_appraisal\"><\/span>2. Who pays for the Tidewater VA appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The borrower is typically responsible for paying for the Tidewater VA appraisal. However, in some cases, the lender may cover the cost as part of their services to the borrower.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_How_long_does_a_Tidewater_VA_appraisal_take\"><\/span>3. How long does a Tidewater VA appraisal take?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The time it takes to complete a Tidewater VA appraisal can vary depending on factors such as the availability of the homeowner and the complexity of the property. On average, it can take anywhere from a few days to a few weeks.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_What_should_I_do_to_prepare_for_a_Tidewater_VA_appraisal\"><\/span>4. What should I do to prepare for a Tidewater VA appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>To prepare for a Tidewater VA appraisal, make sure the property is clean, clutter-free, and accessible to the appraiser. Provide any relevant documentation about recent renovations or upgrades to the property.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_What_happens_if_the_Tidewater_VA_appraisal_comes_in_lower_than_expected\"><\/span>5. What happens if the Tidewater VA appraisal comes in lower than expected?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>If the Tidewater VA appraisal comes in lower than expected, the lender may require the borrower to make up the difference in cash or negotiate with the seller to lower the purchase price.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_Can_I_choose_the_appraiser_for_a_Tidewater_VA_appraisal\"><\/span>6. Can I choose the appraiser for a Tidewater VA appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>No, borrowers are not allowed to choose the appraiser for a Tidewater VA appraisal. The appraiser must be selected by the lender from a list of approved VA appraisers.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_What_factors_does_a_Tidewater_VA_appraiser_consider_when_valuing_a_property\"><\/span>7. What factors does a Tidewater VA appraiser consider when valuing a property?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>A Tidewater VA appraiser considers factors such as the property&#8217;s location, size, condition, and recent sales of comparable properties in the area when valuing a property.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_Are_there_any_restrictions_on_the_types_of_properties_that_can_undergo_a_Tidewater_VA_appraisal\"><\/span>8. Are there any restrictions on the types of properties that can undergo a Tidewater VA appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Yes, Tidewater VA appraisals are typically only required for properties that will be financed with a VA-guaranteed loan. However, certain types of properties, such as fixer-uppers or properties with major structural issues, may not qualify for a Tidewater VA appraisal.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_Can_I_appeal_the_results_of_a_Tidewater_VA_appraisal\"><\/span>9. Can I appeal the results of a Tidewater VA appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Yes, borrowers have the right to appeal the results of a Tidewater VA appraisal if they believe there are errors or inaccuracies in the appraiser&#8217;s valuation of the property. This process typically involves submitting additional documentation or requesting a reevaluation of the property.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_What_happens_if_the_Tidewater_VA_appraisal_is_higher_than_expected\"><\/span>10. What happens if the Tidewater VA appraisal is higher than expected?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>If the Tidewater VA appraisal comes in higher than expected, it can have positive implications for the borrower. A higher appraisal value may allow the borrower to secure a lower interest rate on their VA-guaranteed loan or avoid having to pay for private mortgage insurance.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_Can_I_use_a_recent_appraisal_from_a_different_lender_for_a_Tidewater_VA_appraisal\"><\/span>11. Can I use a recent appraisal from a different lender for a Tidewater VA appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>No, a Tidewater VA appraisal must be conducted by an approved VA appraiser specifically for the VA-guaranteed loan being applied for. A recent appraisal from a different lender cannot be used in place of a Tidewater VA appraisal.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_What_happens_if_the_Tidewater_VA_appraisal_is_significantly_lower_than_the_purchase_price\"><\/span>12. What happens if the Tidewater VA appraisal is significantly lower than the purchase price?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>If the Tidewater VA appraisal comes in significantly lower than the purchase price, the lender may refuse to approve the loan at the agreed-upon amount. In this case, the borrower may need to renegotiate with the seller or come up with additional funds to cover the difference.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>How do you initiate Tidewater VA appraisal? When initiating a Tidewater VA appraisal, the first step is usually taken by the lender. They will request an appraisal from an approved VA appraiser, who will then contact the homeowner to schedule a convenient time for the appraisal to take place. 1. What is a Tidewater VA &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"How do you initiate Tidewater VA appraisal?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/how-do-you-initiate-tidewater-va-appraisal\/#more-210797\">Read more<span class=\"screen-reader-text\">How do you initiate Tidewater VA appraisal?<\/span><\/a><\/p>\n","protected":false},"author":53,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-210797","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How do you initiate Tidewater VA appraisal?<\/title>\n<meta name=\"description\" content=\"How do you initiate Tidewater VA appraisal? 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