{"id":210565,"date":"2025-06-10T03:23:05","date_gmt":"2025-06-10T03:23:05","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/does-my-opers-have-an-account-value\/"},"modified":"2025-06-10T03:23:05","modified_gmt":"2025-06-10T03:23:05","slug":"does-my-opers-have-an-account-value","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/does-my-opers-have-an-account-value\/","title":{"rendered":"Does my OPERS have an account value?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/does-my-opers-have-an-account-value\/#Is_OPERS_a_retirement_plan\" title=\"Is OPERS a retirement plan?\">Is OPERS a retirement plan?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/does-my-opers-have-an-account-value\/#What_is_the_purpose_of_OPERS\" title=\"What is the purpose of OPERS?\">What is the purpose of OPERS?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/does-my-opers-have-an-account-value\/#How_is_OPERS_funded\" title=\"How is OPERS funded?\">How is OPERS funded?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/does-my-opers-have-an-account-value\/#Does_OPERS_have_an_account_value\" title=\"Does OPERS have an account value?\">Does OPERS have an account value?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/does-my-opers-have-an-account-value\/#How_is_the_account_value_calculated\" title=\"How is the account value calculated?\">How is the account value calculated?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/does-my-opers-have-an-account-value\/#Can_I_access_my_account_value_before_retirement\" title=\"Can I access my account value before retirement?\">Can I access my account value before retirement?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/does-my-opers-have-an-account-value\/#What_happens_to_my_account_value_if_I_leave_my_public_employment\" title=\"What happens to my account value if I leave my public employment?\">What happens to my account value if I leave my public employment?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/does-my-opers-have-an-account-value\/#Can_I_choose_how_my_account_value_is_invested\" title=\"Can I choose how my account value is invested?\">Can I choose how my account value is invested?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/does-my-opers-have-an-account-value\/#Will_my_account_value_continue_to_grow_after_retirement\" title=\"Will my account value continue to grow after retirement?\">Will my account value continue to grow after retirement?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/does-my-opers-have-an-account-value\/#What_happens_to_my_account_value_when_I_pass_away\" title=\"What happens to my account value when I pass away?\">What happens to my account value when I pass away?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/does-my-opers-have-an-account-value\/#Can_I_borrow_against_my_account_value\" title=\"Can I borrow against my account value?\">Can I borrow against my account value?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/does-my-opers-have-an-account-value\/#Is_my_account_value_guaranteed_by_OPERS\" title=\"Is my account value guaranteed by OPERS?\">Is my account value guaranteed by OPERS?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/namso-gen.co\/blog\/does-my-opers-have-an-account-value\/#Can_I_transfer_my_account_value_to_another_retirement_plan\" title=\"Can I transfer my account value to another retirement plan?\">Can I transfer my account value to another retirement plan?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/namso-gen.co\/blog\/does-my-opers-have-an-account-value\/#Are_there_any_taxes_or_penalties_associated_with_accessing_my_account_value\" title=\"Are there any taxes or penalties associated with accessing my account value?\">Are there any taxes or penalties associated with accessing my account value?<\/a><\/li><\/ul><\/nav><\/div>\n<h3><span class=\"ez-toc-section\" id=\"Is_OPERS_a_retirement_plan\"><\/span>Is OPERS a retirement plan?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, OPERS stands for Ohio Public Employees Retirement System, which is a retirement plan for public employees in the state of Ohio.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_purpose_of_OPERS\"><\/span>What is the purpose of OPERS?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe purpose of OPERS is to provide retirement, disability, and survivor benefits to eligible public employees and their beneficiaries.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_is_OPERS_funded\"><\/span>How is OPERS funded?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nOPERS is funded through contributions from employees, employers, and investment earnings.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Does_OPERS_have_an_account_value\"><\/span>Does OPERS have an account value?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\n<span style=\"font-weight:bold;\">Yes, OPERS does have an account value.<\/span> The account value represents the total amount of contributions made by the employee and employer, as well as any investment earnings.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_is_the_account_value_calculated\"><\/span>How is the account value calculated?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe account value is calculated based on the contributions made by the employee and employer, as well as the investment performance of the OPERS fund.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Can_I_access_my_account_value_before_retirement\"><\/span>Can I access my account value before retirement?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIn most cases, you cannot access your account value before retirement unless you meet certain criteria for early withdrawal.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_happens_to_my_account_value_if_I_leave_my_public_employment\"><\/span>What happens to my account value if I leave my public employment?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf you leave your public employment, you may be eligible to receive a refund of your contributions, which would include your account value.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Can_I_choose_how_my_account_value_is_invested\"><\/span>Can I choose how my account value is invested?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nOPERS offers different investment options for members to choose from, allowing them to customize how their account value is invested.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Will_my_account_value_continue_to_grow_after_retirement\"><\/span>Will my account value continue to grow after retirement?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nAfter retirement, your account value may continue to grow through investment earnings, depending on how you choose to invest your funds.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_happens_to_my_account_value_when_I_pass_away\"><\/span>What happens to my account value when I pass away?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf you pass away, your account value may be paid out to your designated beneficiaries as survivor benefits.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Can_I_borrow_against_my_account_value\"><\/span>Can I borrow against my account value?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nOPERS does not allow members to borrow against their account value, as it is intended for retirement benefits.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_my_account_value_guaranteed_by_OPERS\"><\/span>Is my account value guaranteed by OPERS?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nWhile OPERS strives to provide stable and secure retirement benefits, the account value is subject to market fluctuations and is not guaranteed.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Can_I_transfer_my_account_value_to_another_retirement_plan\"><\/span>Can I transfer my account value to another retirement plan?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIn some cases, you may be able to transfer your account value to another retirement plan if you meet certain requirements and the new plan allows for transfers.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Are_there_any_taxes_or_penalties_associated_with_accessing_my_account_value\"><\/span>Are there any taxes or penalties associated with accessing my account value?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThere may be taxes and penalties associated with accessing your account value before retirement, so it&#8217;s important to consult with a financial advisor or tax professional before making any decisions.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Is OPERS a retirement plan? Yes, OPERS stands for Ohio Public Employees Retirement System, which is a retirement plan for public employees in the state of Ohio. What is the purpose of OPERS? The purpose of OPERS is to provide retirement, disability, and survivor benefits to eligible public employees and their beneficiaries. How is OPERS &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"Does my OPERS have an account value?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/does-my-opers-have-an-account-value\/#more-210565\">Read more<span class=\"screen-reader-text\">Does my OPERS have an account value?<\/span><\/a><\/p>\n","protected":false},"author":53,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-210565","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Does my OPERS have an account value?<\/title>\n<meta name=\"description\" content=\"Is OPERS a retirement plan? 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