{"id":209597,"date":"2025-03-19T07:20:37","date_gmt":"2025-03-19T07:20:37","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/what-is-done-in-an-appraisal\/"},"modified":"2025-03-19T07:20:37","modified_gmt":"2025-03-19T07:20:37","slug":"what-is-done-in-an-appraisal","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/what-is-done-in-an-appraisal\/","title":{"rendered":"What is done in an appraisal?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-in-an-appraisal\/#What_is_done_in_an_appraisal\" title=\"What is done in an appraisal?\">What is done in an appraisal?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-in-an-appraisal\/#What_are_some_common_reasons_for_getting_an_appraisal\" title=\"What are some common reasons for getting an appraisal?\">What are some common reasons for getting an appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-in-an-appraisal\/#How_long_does_an_appraisal_typically_take\" title=\"How long does an appraisal typically take?\">How long does an appraisal typically take?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-in-an-appraisal\/#How_much_does_an_appraisal_cost\" title=\"How much does an appraisal cost?\">How much does an appraisal cost?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-in-an-appraisal\/#What_qualifications_do_appraisers_need\" title=\"What qualifications do appraisers need?\">What qualifications do appraisers need?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-in-an-appraisal\/#Can_I_request_a_specific_appraiser\" title=\"Can I request a specific appraiser?\">Can I request a specific appraiser?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-in-an-appraisal\/#What_happens_if_the_appraised_value_is_lower_than_the_purchase_price\" title=\"What happens if the appraised value is lower than the purchase price?\">What happens if the appraised value is lower than the purchase price?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-in-an-appraisal\/#Can_I_use_a_recent_tax_assessment_as_the_value_of_my_property\" title=\"Can I use a recent tax assessment as the value of my property?\">Can I use a recent tax assessment as the value of my property?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-in-an-appraisal\/#What_if_I_disagree_with_the_appraisers_valuation_of_my_property\" title=\"What if I disagree with the appraiser&#8217;s valuation of my property?\">What if I disagree with the appraiser&#8217;s valuation of my property?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-in-an-appraisal\/#Do_appraisers_take_into_account_recent_renovations_or_upgrades\" title=\"Do appraisers take into account recent renovations or upgrades?\">Do appraisers take into account recent renovations or upgrades?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-in-an-appraisal\/#Are_there_different_types_of_appraisals\" title=\"Are there different types of appraisals?\">Are there different types of appraisals?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-in-an-appraisal\/#Do_appraisals_expire\" title=\"Do appraisals expire?\">Do appraisals expire?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-in-an-appraisal\/#Can_I_get_a_copy_of_the_appraisal_report\" title=\"Can I get a copy of the appraisal report?\">Can I get a copy of the appraisal report?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"What_is_done_in_an_appraisal\"><\/span>What is done in an appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>An appraisal is a process through which a qualified appraiser evaluates a property to determine its value. This can be for various reasons such as for tax assessments, insurance purposes, financing, or estate planning. **In an appraisal, the appraiser assesses the property&#8217;s value based on factors like its location, condition, size, and comparable sales in the area.** The appraiser will then provide a detailed report outlining their findings and conclusions.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_are_some_common_reasons_for_getting_an_appraisal\"><\/span>What are some common reasons for getting an appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nSome common reasons for getting an appraisal include refinancing a mortgage, buying or selling a property, settling an estate, or determining the value of a property for tax assessment purposes.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_long_does_an_appraisal_typically_take\"><\/span>How long does an appraisal typically take?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe length of time it takes to complete an appraisal can vary depending on the size and complexity of the property. However, most residential appraisals can be completed within a few days to a week.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_much_does_an_appraisal_cost\"><\/span>How much does an appraisal cost?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe cost of an appraisal can also vary depending on factors such as the type of property being appraised, its location, and the appraiser&#8217;s experience. On average, a residential property appraisal can cost between $300 to $500.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_qualifications_do_appraisers_need\"><\/span>What qualifications do appraisers need?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nAppraisers are typically required to have a state license or certification, which usually involves completing coursework, passing an exam, and acquiring a certain amount of work experience under a licensed appraiser.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Can_I_request_a_specific_appraiser\"><\/span>Can I request a specific appraiser?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIn some cases, you may be able to request a specific appraiser, especially if you have a preferred appraiser that you have worked with in the past. However, it&#8217;s ultimately up to the lender or appraisal management company to assign an appraiser.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_happens_if_the_appraised_value_is_lower_than_the_purchase_price\"><\/span>What happens if the appraised value is lower than the purchase price?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf the appraised value is lower than the purchase price, it can have implications for the buyer, seller, and lender. The parties involved may need to renegotiate the price, come up with additional funds, or the deal may fall through.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Can_I_use_a_recent_tax_assessment_as_the_value_of_my_property\"><\/span>Can I use a recent tax assessment as the value of my property?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nA recent tax assessment is not the same as an appraisal. Tax assessments are typically done by local government authorities for the purpose of determining property taxes and may not always reflect the current market value of the property.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_if_I_disagree_with_the_appraisers_valuation_of_my_property\"><\/span>What if I disagree with the appraiser&#8217;s valuation of my property?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf you disagree with the appraiser&#8217;s valuation of your property, you can provide additional information or documentation to support your claim. In some cases, you may also be able to challenge the appraisal through the lender or request a second opinion.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Do_appraisers_take_into_account_recent_renovations_or_upgrades\"><\/span>Do appraisers take into account recent renovations or upgrades?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, appraisers typically take into account recent renovations or upgrades when determining the value of a property. This can have a positive impact on the property&#8217;s appraisal value.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Are_there_different_types_of_appraisals\"><\/span>Are there different types of appraisals?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, there are different types of appraisals depending on the purpose of the evaluation. Some common types include market value appraisals, insurance appraisals, and tax assessment appraisals.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Do_appraisals_expire\"><\/span>Do appraisals expire?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, appraisals typically have an expiration date, usually around 90 days. After this period, the appraisal may need to be updated to ensure that the property&#8217;s value is still accurate and valid.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Can_I_get_a_copy_of_the_appraisal_report\"><\/span>Can I get a copy of the appraisal report?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, you are entitled to receive a copy of the appraisal report. The lender is required to provide you with a copy of the report upon request.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>What is done in an appraisal? An appraisal is a process through which a qualified appraiser evaluates a property to determine its value. This can be for various reasons such as for tax assessments, insurance purposes, financing, or estate planning. **In an appraisal, the appraiser assesses the property&#8217;s value based on factors like its location, &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"What is done in an appraisal?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/what-is-done-in-an-appraisal\/#more-209597\">Read more<span class=\"screen-reader-text\">What is done in an appraisal?<\/span><\/a><\/p>\n","protected":false},"author":53,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-209597","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What is done in an appraisal?<\/title>\n<meta name=\"description\" content=\"What is done in an appraisal? 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