{"id":209337,"date":"2023-10-05T12:53:04","date_gmt":"2023-10-05T12:53:04","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/what-is-appraisal-smoothing\/"},"modified":"2023-10-05T12:53:04","modified_gmt":"2023-10-05T12:53:04","slug":"what-is-appraisal-smoothing","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/what-is-appraisal-smoothing\/","title":{"rendered":"What is appraisal smoothing?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/what-is-appraisal-smoothing\/#What_is_appraisal_smoothing\" title=\"What is appraisal smoothing?\">What is appraisal smoothing?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/what-is-appraisal-smoothing\/#What_are_some_common_techniques_used_in_appraisal_smoothing\" title=\"What are some common techniques used in appraisal smoothing?\">What are some common techniques used in appraisal smoothing?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/what-is-appraisal-smoothing\/#How_does_appraisal_smoothing_impact_financial_statements\" title=\"How does appraisal smoothing impact financial statements?\">How does appraisal smoothing impact financial statements?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/what-is-appraisal-smoothing\/#What_are_the_consequences_of_engaging_in_appraisal_smoothing\" title=\"What are the consequences of engaging in appraisal smoothing?\">What are the consequences of engaging in appraisal smoothing?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/what-is-appraisal-smoothing\/#How_can_investors_detect_appraisal_smoothing\" title=\"How can investors detect appraisal smoothing?\">How can investors detect appraisal smoothing?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/what-is-appraisal-smoothing\/#Is_appraisal_smoothing_illegal\" title=\"Is appraisal smoothing illegal?\">Is appraisal smoothing illegal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/what-is-appraisal-smoothing\/#How_can_companies_prevent_appraisal_smoothing\" title=\"How can companies prevent appraisal smoothing?\">How can companies prevent appraisal smoothing?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/what-is-appraisal-smoothing\/#What_are_the_warning_signs_of_potential_appraisal_smoothing\" title=\"What are the warning signs of potential appraisal smoothing?\">What are the warning signs of potential appraisal smoothing?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/what-is-appraisal-smoothing\/#How_does_appraisal_smoothing_impact_shareholders\" title=\"How does appraisal smoothing impact shareholders?\">How does appraisal smoothing impact shareholders?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/what-is-appraisal-smoothing\/#Can_appraisal_smoothing_benefit_a_company_in_the_short_term\" title=\"Can appraisal smoothing benefit a company in the short term?\">Can appraisal smoothing benefit a company in the short term?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/what-is-appraisal-smoothing\/#How_does_appraisal_smoothing_affect_financial_ratios\" title=\"How does appraisal smoothing affect financial ratios?\">How does appraisal smoothing affect financial ratios?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/what-is-appraisal-smoothing\/#What_role_do_auditors_play_in_detecting_appraisal_smoothing\" title=\"What role do auditors play in detecting appraisal smoothing?\">What role do auditors play in detecting appraisal smoothing?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"What_is_appraisal_smoothing\"><\/span>What is appraisal smoothing?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Appraisal smoothing refers to the practice of deliberately undervaluing or overvaluing assets in order to manipulate financial statements and mislead stakeholders. This tactic can be used to create a more favorable image of a company&#8217;s financial health, but it can also lead to serious repercussions if discovered.<\/p>\n<p>Appraisal smoothing is a form of financial fraud that distorts the true value of assets or liabilities on a company&#8217;s balance sheet. By artificially inflating or deflating the value of assets, a company can present a more favorable financial picture to investors, lenders, or regulators. This may involve purposely undervaluing assets to reduce tax liability or overvaluing assets to meet performance targets.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_are_some_common_techniques_used_in_appraisal_smoothing\"><\/span>What are some common techniques used in appraisal smoothing?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>1. Changing depreciation methods: Companies may alter their depreciation methods to manipulate the value of assets on their balance sheet.<br \/>\n2. Delaying asset write-downs: Delaying write-downs of impaired assets can artificially inflate a company&#8217;s reported earnings.<br \/>\n3. Using unrealistic assumptions: Companies may use unrealistic assumptions in their valuation models to overstate the value of assets.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_does_appraisal_smoothing_impact_financial_statements\"><\/span>How does appraisal smoothing impact financial statements?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Appraisal smoothing can distort a company&#8217;s financial statements, making it appear more profitable or financially stable than it actually is. This can lead to inflated stock prices, misleading investors, and eventual financial collapse if the true value of assets is revealed.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_are_the_consequences_of_engaging_in_appraisal_smoothing\"><\/span>What are the consequences of engaging in appraisal smoothing?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Engaging in appraisal smoothing can have serious consequences for a company and its executives. Inflating asset values can lead to regulatory scrutiny, fines, legal action, and damage to the company&#8217;s reputation. Investors may lose confidence in the company, leading to a decline in stock prices and overall financial instability.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_can_investors_detect_appraisal_smoothing\"><\/span>How can investors detect appraisal smoothing?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Investors can detect potential appraisal smoothing by carefully analyzing a company&#8217;s financial statements, looking for inconsistencies or unusual fluctuations in asset values. They can also compare a company&#8217;s reported financial results with its industry peers to identify any discrepancies.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_appraisal_smoothing_illegal\"><\/span>Is appraisal smoothing illegal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Appraisal smoothing is not always illegal, but it can be considered unethical and deceptive. Companies that engage in appraisal smoothing may violate accounting standards and regulations, leading to legal consequences and financial penalties.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_can_companies_prevent_appraisal_smoothing\"><\/span>How can companies prevent appraisal smoothing?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Companies can prevent appraisal smoothing by implementing robust internal controls, conducting regular audits, and maintaining transparency in their financial reporting. They should also adhere to accounting standards and regulations to ensure accurate and reliable financial information.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_are_the_warning_signs_of_potential_appraisal_smoothing\"><\/span>What are the warning signs of potential appraisal smoothing?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Warning signs of potential appraisal smoothing include sudden changes in asset values, inconsistencies in financial reporting, and a lack of transparency in accounting practices. Companies that refuse to disclose their valuation methods or provide adequate explanations for fluctuations in asset values may be engaging in appraisal smoothing.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_does_appraisal_smoothing_impact_shareholders\"><\/span>How does appraisal smoothing impact shareholders?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Appraisal smoothing can impact shareholders by distorting the true financial health of a company, leading to misinformed investment decisions and potential losses. Shareholders may suffer losses if a company&#8217;s stock price declines due to the revelation of inflated asset values.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Can_appraisal_smoothing_benefit_a_company_in_the_short_term\"><\/span>Can appraisal smoothing benefit a company in the short term?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Appraisal smoothing can benefit a company in the short term by creating a more favorable financial image, attracting investors, and maintaining stock prices. However, the long-term consequences of appraisal smoothing, such as regulatory scrutiny and loss of investor trust, can far outweigh any short-term gains.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_does_appraisal_smoothing_affect_financial_ratios\"><\/span>How does appraisal smoothing affect financial ratios?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Appraisal smoothing can distort financial ratios, such as return on assets and debt-to-equity ratio, by artificially manipulating the values of assets and liabilities. This can mislead investors and creditors about a company&#8217;s true financial performance and leverage.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_role_do_auditors_play_in_detecting_appraisal_smoothing\"><\/span>What role do auditors play in detecting appraisal smoothing?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Auditors play a crucial role in detecting and preventing appraisal smoothing by conducting thorough audits, verifying the accuracy of financial statements, and assessing the reasonableness of asset valuations. They are responsible for ensuring that a company&#8217;s financial information is presented fairly and accurately to stakeholders.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>What is appraisal smoothing? Appraisal smoothing refers to the practice of deliberately undervaluing or overvaluing assets in order to manipulate financial statements and mislead stakeholders. This tactic can be used to create a more favorable image of a company&#8217;s financial health, but it can also lead to serious repercussions if discovered. Appraisal smoothing is a &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"What is appraisal smoothing?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/what-is-appraisal-smoothing\/#more-209337\">Read more<span class=\"screen-reader-text\">What is appraisal smoothing?<\/span><\/a><\/p>\n","protected":false},"author":53,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-209337","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What is appraisal smoothing?<\/title>\n<meta name=\"description\" content=\"What is appraisal smoothing? Appraisal smoothing refers to the practice of deliberately undervaluing or overvaluing assets in order to manipulate\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/namso-gen.co\/blog\/what-is-appraisal-smoothing\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What is appraisal smoothing?\" \/>\n<meta property=\"og:description\" content=\"What is appraisal smoothing? Appraisal smoothing refers to the practice of deliberately undervaluing or overvaluing assets in order to manipulate\" \/>\n<meta property=\"og:url\" content=\"https:\/\/namso-gen.co\/blog\/what-is-appraisal-smoothing\/\" \/>\n<meta property=\"og:site_name\" content=\"Namso Gen Blog - Free Credit Card Generator [100% Valid]\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/synchronyfinancial\" \/>\n<meta property=\"article:published_time\" content=\"2023-10-05T12:53:04+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png\" \/>\n\t<meta property=\"og:image:width\" content=\"500\" \/>\n\t<meta property=\"og:image:height\" content=\"164\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Chelsea Hooper\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@synchrony\" \/>\n<meta name=\"twitter:site\" content=\"@synchrony\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Chelsea Hooper\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/namso-gen.co\/blog\/what-is-appraisal-smoothing\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/what-is-appraisal-smoothing\/\"},\"author\":{\"name\":\"Chelsea Hooper\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/cd57c4de58d2ceab0d743893b3d1cd1b\"},\"headline\":\"What is appraisal smoothing?\",\"datePublished\":\"2023-10-05T12:53:04+00:00\",\"dateModified\":\"2023-10-05T12:53:04+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/what-is-appraisal-smoothing\/\"},\"wordCount\":663,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/#organization\"},\"articleSection\":[\"Learn\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/namso-gen.co\/blog\/what-is-appraisal-smoothing\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/namso-gen.co\/blog\/what-is-appraisal-smoothing\/\",\"url\":\"https:\/\/namso-gen.co\/blog\/what-is-appraisal-smoothing\/\",\"name\":\"What is appraisal smoothing?\",\"isPartOf\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/#website\"},\"datePublished\":\"2023-10-05T12:53:04+00:00\",\"dateModified\":\"2023-10-05T12:53:04+00:00\",\"description\":\"What is appraisal smoothing? Appraisal smoothing refers to the practice of deliberately undervaluing or overvaluing assets in order to manipulate\",\"breadcrumb\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/what-is-appraisal-smoothing\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/namso-gen.co\/blog\/what-is-appraisal-smoothing\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/namso-gen.co\/blog\/what-is-appraisal-smoothing\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/namso-gen.co\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"What is appraisal smoothing?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#website\",\"url\":\"https:\/\/namso-gen.co\/blog\/\",\"name\":\"Namso Gen Blog - Free Credit Card Generator [100% Valid]\",\"description\":\"In Namso gen blog you can get many tips regarding to Credit cards, VCC, Credit card security etc. You can generate credit cards by using Namso-gen.co\",\"publisher\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/namso-gen.co\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#organization\",\"name\":\"Namso Gen Blog - Free Credit Card Generator [100% Valid]\",\"url\":\"https:\/\/namso-gen.co\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png\",\"contentUrl\":\"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png\",\"width\":500,\"height\":164,\"caption\":\"Namso Gen Blog - Free Credit Card Generator [100% Valid]\"},\"image\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/synchronyfinancial\",\"https:\/\/twitter.com\/synchrony\",\"https:\/\/www.youtube.com\/synchronyfinancial\",\"https:\/\/www.instagram.com\/synchrony\",\"https:\/\/www.linkedin.com\/company\/synchrony-financial\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/cd57c4de58d2ceab0d743893b3d1cd1b\",\"name\":\"Chelsea Hooper\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g\",\"caption\":\"Chelsea Hooper\"},\"description\":\"Guest author Chelsea Hooper has meticulously crafted and revised this article to the best of their knowledge and understanding. Readers are strongly advised to exercise caution, verify information independently, and rely on their own judgment when considering the information provided. Read more articles on Namso Gen here.\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"What is appraisal smoothing?","description":"What is appraisal smoothing? Appraisal smoothing refers to the practice of deliberately undervaluing or overvaluing assets in order to manipulate","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/namso-gen.co\/blog\/what-is-appraisal-smoothing\/","og_locale":"en_US","og_type":"article","og_title":"What is appraisal smoothing?","og_description":"What is appraisal smoothing? Appraisal smoothing refers to the practice of deliberately undervaluing or overvaluing assets in order to manipulate","og_url":"https:\/\/namso-gen.co\/blog\/what-is-appraisal-smoothing\/","og_site_name":"Namso Gen Blog - Free Credit Card Generator [100% Valid]","article_publisher":"https:\/\/www.facebook.com\/synchronyfinancial","article_published_time":"2023-10-05T12:53:04+00:00","og_image":[{"width":500,"height":164,"url":"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png","type":"image\/png"}],"author":"Chelsea Hooper","twitter_card":"summary_large_image","twitter_creator":"@synchrony","twitter_site":"@synchrony","twitter_misc":{"Written by":"Chelsea Hooper","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/namso-gen.co\/blog\/what-is-appraisal-smoothing\/#article","isPartOf":{"@id":"https:\/\/namso-gen.co\/blog\/what-is-appraisal-smoothing\/"},"author":{"name":"Chelsea Hooper","@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/cd57c4de58d2ceab0d743893b3d1cd1b"},"headline":"What is appraisal smoothing?","datePublished":"2023-10-05T12:53:04+00:00","dateModified":"2023-10-05T12:53:04+00:00","mainEntityOfPage":{"@id":"https:\/\/namso-gen.co\/blog\/what-is-appraisal-smoothing\/"},"wordCount":663,"commentCount":0,"publisher":{"@id":"https:\/\/namso-gen.co\/blog\/#organization"},"articleSection":["Learn"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/namso-gen.co\/blog\/what-is-appraisal-smoothing\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/namso-gen.co\/blog\/what-is-appraisal-smoothing\/","url":"https:\/\/namso-gen.co\/blog\/what-is-appraisal-smoothing\/","name":"What is appraisal smoothing?","isPartOf":{"@id":"https:\/\/namso-gen.co\/blog\/#website"},"datePublished":"2023-10-05T12:53:04+00:00","dateModified":"2023-10-05T12:53:04+00:00","description":"What is appraisal smoothing? Appraisal smoothing refers to the practice of deliberately undervaluing or overvaluing assets in order to manipulate","breadcrumb":{"@id":"https:\/\/namso-gen.co\/blog\/what-is-appraisal-smoothing\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/namso-gen.co\/blog\/what-is-appraisal-smoothing\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/namso-gen.co\/blog\/what-is-appraisal-smoothing\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/namso-gen.co\/blog\/"},{"@type":"ListItem","position":2,"name":"What is appraisal smoothing?"}]},{"@type":"WebSite","@id":"https:\/\/namso-gen.co\/blog\/#website","url":"https:\/\/namso-gen.co\/blog\/","name":"Namso Gen Blog - Free Credit Card Generator [100% Valid]","description":"In Namso gen blog you can get many tips regarding to Credit cards, VCC, Credit card security etc. You can generate credit cards by using Namso-gen.co","publisher":{"@id":"https:\/\/namso-gen.co\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/namso-gen.co\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/namso-gen.co\/blog\/#organization","name":"Namso Gen Blog - Free Credit Card Generator [100% Valid]","url":"https:\/\/namso-gen.co\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png","contentUrl":"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png","width":500,"height":164,"caption":"Namso Gen Blog - Free Credit Card Generator [100% Valid]"},"image":{"@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/synchronyfinancial","https:\/\/twitter.com\/synchrony","https:\/\/www.youtube.com\/synchronyfinancial","https:\/\/www.instagram.com\/synchrony","https:\/\/www.linkedin.com\/company\/synchrony-financial"]},{"@type":"Person","@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/cd57c4de58d2ceab0d743893b3d1cd1b","name":"Chelsea Hooper","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g","caption":"Chelsea Hooper"},"description":"Guest author Chelsea Hooper has meticulously crafted and revised this article to the best of their knowledge and understanding. Readers are strongly advised to exercise caution, verify information independently, and rely on their own judgment when considering the information provided. Read more articles on Namso Gen here."}]}},"_links":{"self":[{"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/posts\/209337","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/users\/53"}],"replies":[{"embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/comments?post=209337"}],"version-history":[{"count":0,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/posts\/209337\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/media\/107420"}],"wp:attachment":[{"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/media?parent=209337"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/categories?post=209337"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/tags?post=209337"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}