{"id":208955,"date":"2024-09-28T10:33:08","date_gmt":"2024-09-28T10:33:08","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/does-appraisal-come-before-or-after-closing-prep\/"},"modified":"2024-09-28T10:33:08","modified_gmt":"2024-09-28T10:33:08","slug":"does-appraisal-come-before-or-after-closing-prep","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/does-appraisal-come-before-or-after-closing-prep\/","title":{"rendered":"Does appraisal come before or after closing prep?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/does-appraisal-come-before-or-after-closing-prep\/#Does_appraisal_come_before_or_after_closing_prep\" title=\"Does appraisal come before or after closing prep?\">Does appraisal come before or after closing prep?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/does-appraisal-come-before-or-after-closing-prep\/#FAQs\" title=\"FAQs:\">FAQs:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/does-appraisal-come-before-or-after-closing-prep\/#1_Can_I_schedule_an_appraisal_after_closing_prep\" title=\"1. Can I schedule an appraisal after closing prep?\">1. Can I schedule an appraisal after closing prep?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/does-appraisal-come-before-or-after-closing-prep\/#2_Who_orders_the_appraisal\" title=\"2. Who orders the appraisal?\">2. Who orders the appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/does-appraisal-come-before-or-after-closing-prep\/#3_How_long_does_an_appraisal_take\" title=\"3. How long does an appraisal take?\">3. How long does an appraisal take?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/does-appraisal-come-before-or-after-closing-prep\/#4_What_happens_if_the_appraisal_comes_in_lower_than_the_agreed-upon_price\" title=\"4. What happens if the appraisal comes in lower than the agreed-upon price?\">4. What happens if the appraisal comes in lower than the agreed-upon price?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/does-appraisal-come-before-or-after-closing-prep\/#5_Do_I_need_to_be_present_for_the_appraisal\" title=\"5. Do I need to be present for the appraisal?\">5. Do I need to be present for the appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/does-appraisal-come-before-or-after-closing-prep\/#6_How_much_does_an_appraisal_cost\" title=\"6. How much does an appraisal cost?\">6. How much does an appraisal cost?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/does-appraisal-come-before-or-after-closing-prep\/#7_Will_the_appraisal_affect_my_closing_costs\" title=\"7. Will the appraisal affect my closing costs?\">7. Will the appraisal affect my closing costs?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/does-appraisal-come-before-or-after-closing-prep\/#8_What_factors_does_the_appraiser_consider_when_determining_the_value_of_a_property\" title=\"8. What factors does the appraiser consider when determining the value of a property?\">8. What factors does the appraiser consider when determining the value of a property?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/does-appraisal-come-before-or-after-closing-prep\/#9_Can_I_choose_my_own_appraiser\" title=\"9. Can I choose my own appraiser?\">9. Can I choose my own appraiser?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/does-appraisal-come-before-or-after-closing-prep\/#10_Can_the_appraisal_be_waived\" title=\"10. Can the appraisal be waived?\">10. Can the appraisal be waived?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/namso-gen.co\/blog\/does-appraisal-come-before-or-after-closing-prep\/#11_What_happens_if_the_appraisal_comes_in_higher_than_the_agreed-upon_price\" title=\"11. What happens if the appraisal comes in higher than the agreed-upon price?\">11. What happens if the appraisal comes in higher than the agreed-upon price?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/namso-gen.co\/blog\/does-appraisal-come-before-or-after-closing-prep\/#12_Can_the_seller_see_the_appraisal\" title=\"12. Can the seller see the appraisal?\">12. Can the seller see the appraisal?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Does_appraisal_come_before_or_after_closing_prep\"><\/span>Does appraisal come before or after closing prep?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>When it comes to the home buying process, there can be confusion about the order of certain steps. In the case of the appraisal, it typically comes before closing prep. Here&#8217;s why:<\/p>\n<p>An appraisal is a crucial step in the home buying process as it determines the fair market value of the property. Lenders require an appraisal to ensure that the property is worth the amount they are lending to the buyer. <\/p>\n<p>Before the closing can take place, the lender needs to have an accurate appraisal of the property. This helps them determine the loan amount and ensures that they are not lending more money than the property is worth.<\/p>\n<p>Once the appraisal has been completed and the lender is satisfied with the value of the property, the closing preparation can begin. This includes finalizing the loan documents, coordinating with the title company, and scheduling the closing date.<\/p>\n<p>In summary, the appraisal comes before the closing prep because it is a critical step in the lender&#8217;s decision-making process and ultimately determines the loan amount and terms.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"FAQs\"><\/span>FAQs:<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<h3><span class=\"ez-toc-section\" id=\"1_Can_I_schedule_an_appraisal_after_closing_prep\"><\/span>1. Can I schedule an appraisal after closing prep?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nNo, an appraisal typically needs to be completed before the closing prep can begin.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Who_orders_the_appraisal\"><\/span>2. Who orders the appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe lender orders the appraisal to ensure that the property meets their lending criteria.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_How_long_does_an_appraisal_take\"><\/span>3. How long does an appraisal take?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nAn appraisal can take a few days to a few weeks, depending on the complexity of the property.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_What_happens_if_the_appraisal_comes_in_lower_than_the_agreed-upon_price\"><\/span>4. What happens if the appraisal comes in lower than the agreed-upon price?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf the appraisal comes in lower than the agreed-upon price, the buyer may need to renegotiate with the seller or come up with the difference in cash.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_Do_I_need_to_be_present_for_the_appraisal\"><\/span>5. Do I need to be present for the appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nTypically, the buyer does not need to be present for the appraisal. The appraiser will schedule a time to visit the property with the listing agent.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_How_much_does_an_appraisal_cost\"><\/span>6. How much does an appraisal cost?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe cost of an appraisal can vary but is usually a few hundred dollars, which is typically paid by the buyer.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_Will_the_appraisal_affect_my_closing_costs\"><\/span>7. Will the appraisal affect my closing costs?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe appraisal itself may not directly affect the closing costs, but it can impact the loan amount and terms offered by the lender.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_What_factors_does_the_appraiser_consider_when_determining_the_value_of_a_property\"><\/span>8. What factors does the appraiser consider when determining the value of a property?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe appraiser considers factors such as the size, condition, location, and comparable sales in the area when determining the value of a property.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_Can_I_choose_my_own_appraiser\"><\/span>9. Can I choose my own appraiser?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nWhile you cannot choose your own appraiser, you can request a second appraisal if you disagree with the initial valuation.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_Can_the_appraisal_be_waived\"><\/span>10. Can the appraisal be waived?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIn some cases, such as with certain loan programs or if the buyer is paying in cash, the appraisal may be waived.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_What_happens_if_the_appraisal_comes_in_higher_than_the_agreed-upon_price\"><\/span>11. What happens if the appraisal comes in higher than the agreed-upon price?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf the appraisal comes in higher than the agreed-upon price, it can benefit the buyer by providing them with instant equity in the property.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_Can_the_seller_see_the_appraisal\"><\/span>12. Can the seller see the appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe seller typically does not have access to the appraisal report as it is ordered by the lender for their internal use.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Does appraisal come before or after closing prep? When it comes to the home buying process, there can be confusion about the order of certain steps. In the case of the appraisal, it typically comes before closing prep. Here&#8217;s why: An appraisal is a crucial step in the home buying process as it determines the &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"Does appraisal come before or after closing prep?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/does-appraisal-come-before-or-after-closing-prep\/#more-208955\">Read more<span class=\"screen-reader-text\">Does appraisal come before or after closing prep?<\/span><\/a><\/p>\n","protected":false},"author":53,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-208955","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Does appraisal come before or after closing prep?<\/title>\n<meta name=\"description\" content=\"Does appraisal come before or after closing prep? 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