{"id":208945,"date":"2025-01-08T00:39:28","date_gmt":"2025-01-08T00:39:28","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/does-appraisal-come-after-the-contract\/"},"modified":"2025-01-08T00:39:28","modified_gmt":"2025-01-08T00:39:28","slug":"does-appraisal-come-after-the-contract","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/does-appraisal-come-after-the-contract\/","title":{"rendered":"Does appraisal come after the contract?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/does-appraisal-come-after-the-contract\/#Does_appraisal_come_after_the_contract\" title=\"Does appraisal come after the contract?\">Does appraisal come after the contract?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/does-appraisal-come-after-the-contract\/#FAQs\" title=\"FAQs:\">FAQs:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/does-appraisal-come-after-the-contract\/#1_What_is_an_appraisal\" title=\"1. What is an appraisal?\">1. What is an appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/does-appraisal-come-after-the-contract\/#2_Why_is_an_appraisal_necessary\" title=\"2. Why is an appraisal necessary?\">2. Why is an appraisal necessary?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/does-appraisal-come-after-the-contract\/#3_Who_typically_pays_for_the_appraisal\" title=\"3. Who typically pays for the appraisal?\">3. Who typically pays for the appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/does-appraisal-come-after-the-contract\/#4_How_long_does_an_appraisal_take\" title=\"4. How long does an appraisal take?\">4. How long does an appraisal take?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/does-appraisal-come-after-the-contract\/#5_What_happens_if_the_appraisal_comes_in_lower_than_the_contract_price\" title=\"5. What happens if the appraisal comes in lower than the contract price?\">5. What happens if the appraisal comes in lower than the contract price?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/does-appraisal-come-after-the-contract\/#6_Can_the_appraisal_be_waived\" title=\"6. Can the appraisal be waived?\">6. Can the appraisal be waived?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/does-appraisal-come-after-the-contract\/#7_What_factors_can_impact_the_outcome_of_an_appraisal\" title=\"7. What factors can impact the outcome of an appraisal?\">7. What factors can impact the outcome of an appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/does-appraisal-come-after-the-contract\/#8_Who_chooses_the_appraiser\" title=\"8. Who chooses the appraiser?\">8. Who chooses the appraiser?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/does-appraisal-come-after-the-contract\/#9_Can_the_seller_request_a_copy_of_the_appraisal\" title=\"9. Can the seller request a copy of the appraisal?\">9. Can the seller request a copy of the appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/does-appraisal-come-after-the-contract\/#10_What_if_the_appraisal_value_is_higher_than_the_contract_price\" title=\"10. What if the appraisal value is higher than the contract price?\">10. What if the appraisal value is higher than the contract price?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/namso-gen.co\/blog\/does-appraisal-come-after-the-contract\/#11_Can_buyers_appeal_an_appraisal\" title=\"11. Can buyers appeal an appraisal?\">11. Can buyers appeal an appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/namso-gen.co\/blog\/does-appraisal-come-after-the-contract\/#12_How_does_an_appraisal_differ_from_a_home_inspection\" title=\"12. How does an appraisal differ from a home inspection?\">12. How does an appraisal differ from a home inspection?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Does_appraisal_come_after_the_contract\"><\/span>Does appraisal come after the contract?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>When it comes to the home buying process, appraisals are typically ordered after the contract has been signed. This step is crucial for both buyers and sellers as it helps determine the fair market value of the property in question. An appraisal is conducted by a licensed professional who assesses various factors, such as the property&#8217;s location, condition, and comparable sales in the area, to determine its value. <\/p>\n<h3><span class=\"ez-toc-section\" id=\"FAQs\"><\/span>FAQs:<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<h3><span class=\"ez-toc-section\" id=\"1_What_is_an_appraisal\"><\/span>1. What is an appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nAn appraisal is an unbiased estimate of a property&#8217;s fair market value conducted by a licensed appraiser.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Why_is_an_appraisal_necessary\"><\/span>2. Why is an appraisal necessary?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nAn appraisal is necessary to ensure that the property&#8217;s selling price is fair and accurately reflects its market value.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Who_typically_pays_for_the_appraisal\"><\/span>3. Who typically pays for the appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIn most cases, the buyer is responsible for paying for the appraisal as part of their closing costs.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_How_long_does_an_appraisal_take\"><\/span>4. How long does an appraisal take?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe appraisal process typically takes a few days to a few weeks, depending on the complexity of the property and the availability of the appraiser.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_What_happens_if_the_appraisal_comes_in_lower_than_the_contract_price\"><\/span>5. What happens if the appraisal comes in lower than the contract price?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf the appraisal comes in lower than the contract price, the buyer may have to come up with the additional funds to cover the difference or renegotiate with the seller.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_Can_the_appraisal_be_waived\"><\/span>6. Can the appraisal be waived?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIn some cases, such as in a cash transaction or a refinance, the appraisal may be waived. However, it is generally recommended to have an appraisal done to ensure that the property&#8217;s value is accurately reflected.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_What_factors_can_impact_the_outcome_of_an_appraisal\"><\/span>7. What factors can impact the outcome of an appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nFactors that can impact the outcome of an appraisal include the property&#8217;s condition, location, size, and comparable sales in the area.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_Who_chooses_the_appraiser\"><\/span>8. Who chooses the appraiser?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe lender typically chooses the appraiser to ensure that the appraisal is conducted by a neutral and unbiased third party.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_Can_the_seller_request_a_copy_of_the_appraisal\"><\/span>9. Can the seller request a copy of the appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nWhile sellers do not typically receive a copy of the buyer&#8217;s appraisal, they are entitled to request a copy if they disagree with the appraisal amount.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_What_if_the_appraisal_value_is_higher_than_the_contract_price\"><\/span>10. What if the appraisal value is higher than the contract price?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf the appraisal value is higher than the contract price, it can benefit the buyer as it supports the purchase price and can potentially help with financing.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_Can_buyers_appeal_an_appraisal\"><\/span>11. Can buyers appeal an appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nBuyers can appeal an appraisal if they believe there were errors in the appraisal process or if they have evidence to support a higher value for the property.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_How_does_an_appraisal_differ_from_a_home_inspection\"><\/span>12. How does an appraisal differ from a home inspection?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nWhile an appraisal determines a property&#8217;s value, a home inspection assesses the condition of the property and identifies any potential issues that may need to be addressed before closing.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Does appraisal come after the contract? When it comes to the home buying process, appraisals are typically ordered after the contract has been signed. This step is crucial for both buyers and sellers as it helps determine the fair market value of the property in question. An appraisal is conducted by a licensed professional who &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"Does appraisal come after the contract?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/does-appraisal-come-after-the-contract\/#more-208945\">Read more<span class=\"screen-reader-text\">Does appraisal come after the contract?<\/span><\/a><\/p>\n","protected":false},"author":53,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-208945","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Does appraisal come after the contract?<\/title>\n<meta name=\"description\" content=\"Does appraisal come after the contract? 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