{"id":208750,"date":"2025-04-10T02:36:15","date_gmt":"2025-04-10T02:36:15","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/do-you-usually-get-an-appraisal-when-purchasing-new-construction\/"},"modified":"2025-04-10T02:36:15","modified_gmt":"2025-04-10T02:36:15","slug":"do-you-usually-get-an-appraisal-when-purchasing-new-construction","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/do-you-usually-get-an-appraisal-when-purchasing-new-construction\/","title":{"rendered":"Do you usually get an appraisal when purchasing new construction?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/do-you-usually-get-an-appraisal-when-purchasing-new-construction\/#Do_you_usually_get_an_appraisal_when_purchasing_new_construction\" title=\"Do you usually get an appraisal when purchasing new construction?\">Do you usually get an appraisal when purchasing new construction?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/do-you-usually-get-an-appraisal-when-purchasing-new-construction\/#FAQs_about_appraisals_when_purchasing_new_construction\" title=\"FAQs about appraisals when purchasing new construction:\">FAQs about appraisals when purchasing new construction:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/do-you-usually-get-an-appraisal-when-purchasing-new-construction\/#1_Do_lenders_require_an_appraisal_for_new_construction_homes\" title=\"1. Do lenders require an appraisal for new construction homes?\">1. Do lenders require an appraisal for new construction homes?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/do-you-usually-get-an-appraisal-when-purchasing-new-construction\/#2_Who_pays_for_the_appraisal_on_new_construction_homes\" title=\"2. Who pays for the appraisal on new construction homes?\">2. Who pays for the appraisal on new construction homes?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/do-you-usually-get-an-appraisal-when-purchasing-new-construction\/#3_When_does_the_appraisal_take_place_in_the_homebuying_process\" title=\"3. When does the appraisal take place in the homebuying process?\">3. When does the appraisal take place in the homebuying process?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/do-you-usually-get-an-appraisal-when-purchasing-new-construction\/#4_How_is_the_value_of_a_new_construction_home_determined_during_the_appraisal\" title=\"4. How is the value of a new construction home determined during the appraisal?\">4. How is the value of a new construction home determined during the appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/do-you-usually-get-an-appraisal-when-purchasing-new-construction\/#5_Can_the_appraisal_value_affect_the_mortgage_amount_for_a_new_construction_home\" title=\"5. Can the appraisal value affect the mortgage amount for a new construction home?\">5. Can the appraisal value affect the mortgage amount for a new construction home?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/do-you-usually-get-an-appraisal-when-purchasing-new-construction\/#6_What_happens_if_the_appraisal_comes_in_lower_than_the_agreed-upon_price_for_a_new_construction_home\" title=\"6. What happens if the appraisal comes in lower than the agreed-upon price for a new construction home?\">6. What happens if the appraisal comes in lower than the agreed-upon price for a new construction home?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/do-you-usually-get-an-appraisal-when-purchasing-new-construction\/#7_Can_you_appeal_the_results_of_an_appraisal_on_a_new_construction_home\" title=\"7. Can you appeal the results of an appraisal on a new construction home?\">7. Can you appeal the results of an appraisal on a new construction home?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/do-you-usually-get-an-appraisal-when-purchasing-new-construction\/#8_Is_an_appraisal_for_a_new_construction_home_different_from_an_appraisal_for_an_existing_home\" title=\"8. Is an appraisal for a new construction home different from an appraisal for an existing home?\">8. Is an appraisal for a new construction home different from an appraisal for an existing home?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/do-you-usually-get-an-appraisal-when-purchasing-new-construction\/#9_Do_new_construction_homes_always_appraise_for_the_sale_price\" title=\"9. Do new construction homes always appraise for the sale price?\">9. Do new construction homes always appraise for the sale price?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/do-you-usually-get-an-appraisal-when-purchasing-new-construction\/#10_Can_a_buyer_choose_their_own_appraiser_for_a_new_construction_home\" title=\"10. Can a buyer choose their own appraiser for a new construction home?\">10. Can a buyer choose their own appraiser for a new construction home?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/namso-gen.co\/blog\/do-you-usually-get-an-appraisal-when-purchasing-new-construction\/#11_How_long_does_an_appraisal_for_a_new_construction_home_typically_take\" title=\"11. How long does an appraisal for a new construction home typically take?\">11. How long does an appraisal for a new construction home typically take?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/namso-gen.co\/blog\/do-you-usually-get-an-appraisal-when-purchasing-new-construction\/#12_Are_there_any_exceptions_to_getting_an_appraisal_for_new_construction_homes\" title=\"12. Are there any exceptions to getting an appraisal for new construction homes?\">12. Are there any exceptions to getting an appraisal for new construction homes?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Do_you_usually_get_an_appraisal_when_purchasing_new_construction\"><\/span>Do you usually get an appraisal when purchasing new construction?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>When purchasing new construction, many homebuyers wonder if they will need to get an appraisal. The answer to this question is: **Yes, you usually get an appraisal when purchasing new construction**. An appraisal is a crucial step in the homebuying process, and it helps ensure that the home is worth the agreed-upon price.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"FAQs_about_appraisals_when_purchasing_new_construction\"><\/span>FAQs about appraisals when purchasing new construction:<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<h3><span class=\"ez-toc-section\" id=\"1_Do_lenders_require_an_appraisal_for_new_construction_homes\"><\/span>1. Do lenders require an appraisal for new construction homes?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, lenders typically require an appraisal for new construction homes to determine the value of the property before providing a loan.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Who_pays_for_the_appraisal_on_new_construction_homes\"><\/span>2. Who pays for the appraisal on new construction homes?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe buyer is usually responsible for paying for the appraisal on new construction homes as part of the closing costs.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_When_does_the_appraisal_take_place_in_the_homebuying_process\"><\/span>3. When does the appraisal take place in the homebuying process?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe appraisal usually takes place after an offer has been accepted on a new construction home but before the finalization of the sale.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_How_is_the_value_of_a_new_construction_home_determined_during_the_appraisal\"><\/span>4. How is the value of a new construction home determined during the appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe value of a new construction home is determined during the appraisal by comparing it to similar properties in the area and considering factors such as location, size, and amenities.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_Can_the_appraisal_value_affect_the_mortgage_amount_for_a_new_construction_home\"><\/span>5. Can the appraisal value affect the mortgage amount for a new construction home?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, the appraisal value can affect the mortgage amount for a new construction home. If the appraised value is lower than the agreed-upon price, the buyer may need to cover the difference.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_What_happens_if_the_appraisal_comes_in_lower_than_the_agreed-upon_price_for_a_new_construction_home\"><\/span>6. What happens if the appraisal comes in lower than the agreed-upon price for a new construction home?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf the appraisal comes in lower than the agreed-upon price for a new construction home, the buyer can negotiate with the seller to lower the price, pay the difference out of pocket, or walk away from the deal.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_Can_you_appeal_the_results_of_an_appraisal_on_a_new_construction_home\"><\/span>7. Can you appeal the results of an appraisal on a new construction home?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIn some cases, buyers may be able to appeal the results of an appraisal on a new construction home if they believe there were errors or discrepancies in the valuation process.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_Is_an_appraisal_for_a_new_construction_home_different_from_an_appraisal_for_an_existing_home\"><\/span>8. Is an appraisal for a new construction home different from an appraisal for an existing home?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nWhile the basic principles of appraising a home remain the same, appraising a new construction home may involve evaluating factors such as construction quality, materials used, and the reputation of the builder.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_Do_new_construction_homes_always_appraise_for_the_sale_price\"><\/span>9. Do new construction homes always appraise for the sale price?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nNew construction homes do not always appraise for the sale price. Factors such as changes in the market, appraisal errors, or unique features of the home can impact the appraised value.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_Can_a_buyer_choose_their_own_appraiser_for_a_new_construction_home\"><\/span>10. Can a buyer choose their own appraiser for a new construction home?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIn most cases, buyers cannot choose their own appraiser for a new construction home. Lenders typically select an appraiser from their approved list to ensure an unbiased valuation.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_How_long_does_an_appraisal_for_a_new_construction_home_typically_take\"><\/span>11. How long does an appraisal for a new construction home typically take?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nAn appraisal for a new construction home typically takes 1-2 weeks to complete, depending on factors such as the availability of similar properties for comparison and the complexity of the home.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_Are_there_any_exceptions_to_getting_an_appraisal_for_new_construction_homes\"><\/span>12. Are there any exceptions to getting an appraisal for new construction homes?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nWhile appraisals are typically required for new construction homes, there may be exceptions in certain cases where the buyer is paying cash or the lender waives the appraisal requirement. However, it is still recommended to get an appraisal for peace of mind and to ensure a fair valuation.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Do you usually get an appraisal when purchasing new construction? When purchasing new construction, many homebuyers wonder if they will need to get an appraisal. The answer to this question is: **Yes, you usually get an appraisal when purchasing new construction**. An appraisal is a crucial step in the homebuying process, and it helps ensure &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"Do you usually get an appraisal when purchasing new construction?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/do-you-usually-get-an-appraisal-when-purchasing-new-construction\/#more-208750\">Read more<span class=\"screen-reader-text\">Do you usually get an appraisal when purchasing new construction?<\/span><\/a><\/p>\n","protected":false},"author":53,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-208750","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Do you usually get an appraisal when purchasing new construction?<\/title>\n<meta name=\"description\" content=\"Do you usually get an appraisal when purchasing new construction? 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