{"id":208592,"date":"2025-05-27T07:56:31","date_gmt":"2025-05-27T07:56:31","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/what-is-a-drive-by-appraisal-for-a-home\/"},"modified":"2025-05-27T07:56:31","modified_gmt":"2025-05-27T07:56:31","slug":"what-is-a-drive-by-appraisal-for-a-home","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/what-is-a-drive-by-appraisal-for-a-home\/","title":{"rendered":"What is a drive-by appraisal for a home?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/what-is-a-drive-by-appraisal-for-a-home\/#What_is_a_drive-by_appraisal_for_a_home\" title=\"What is a drive-by appraisal for a home?\">What is a drive-by appraisal for a home?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/what-is-a-drive-by-appraisal-for-a-home\/#FAQs_about_drive-by_appraisals\" title=\"FAQs about drive-by appraisals:\">FAQs about drive-by appraisals:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/what-is-a-drive-by-appraisal-for-a-home\/#1_How_accurate_are_drive-by_appraisals\" title=\"1. How accurate are drive-by appraisals?\">1. How accurate are drive-by appraisals?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/what-is-a-drive-by-appraisal-for-a-home\/#2_Are_drive-by_appraisals_accepted_by_all_lenders\" title=\"2. Are drive-by appraisals accepted by all lenders?\">2. Are drive-by appraisals accepted by all lenders?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/what-is-a-drive-by-appraisal-for-a-home\/#3_How_long_does_a_drive-by_appraisal_take\" title=\"3. How long does a drive-by appraisal take?\">3. How long does a drive-by appraisal take?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/what-is-a-drive-by-appraisal-for-a-home\/#4_Can_homeowners_request_a_drive-by_appraisal\" title=\"4. Can homeowners request a drive-by appraisal?\">4. Can homeowners request a drive-by appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/what-is-a-drive-by-appraisal-for-a-home\/#5_What_factors_do_drive-by_appraisers_look_at\" title=\"5. What factors do drive-by appraisers look at?\">5. What factors do drive-by appraisers look at?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/what-is-a-drive-by-appraisal-for-a-home\/#6_Can_drive-by_appraisers_enter_the_home\" title=\"6. Can drive-by appraisers enter the home?\">6. Can drive-by appraisers enter the home?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/what-is-a-drive-by-appraisal-for-a-home\/#7_Are_drive-by_appraisals_cheaper_than_traditional_appraisals\" title=\"7. Are drive-by appraisals cheaper than traditional appraisals?\">7. Are drive-by appraisals cheaper than traditional appraisals?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/what-is-a-drive-by-appraisal-for-a-home\/#8_Can_drive-by_appraisals_be_used_for_legal_purposes\" title=\"8. Can drive-by appraisals be used for legal purposes?\">8. Can drive-by appraisals be used for legal purposes?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/what-is-a-drive-by-appraisal-for-a-home\/#9_Do_drive-by_appraisals_affect_property_taxes\" title=\"9. Do drive-by appraisals affect property taxes?\">9. Do drive-by appraisals affect property taxes?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/what-is-a-drive-by-appraisal-for-a-home\/#10_How_do_drive-by_appraisals_compare_to_desktop_appraisals\" title=\"10. How do drive-by appraisals compare to desktop appraisals?\">10. How do drive-by appraisals compare to desktop appraisals?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/namso-gen.co\/blog\/what-is-a-drive-by-appraisal-for-a-home\/#11_Are_drive-by_appraisals_common_in_the_real_estate_industry\" title=\"11. Are drive-by appraisals common in the real estate industry?\">11. Are drive-by appraisals common in the real estate industry?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/namso-gen.co\/blog\/what-is-a-drive-by-appraisal-for-a-home\/#12_Can_drive-by_appraisals_be_disputed\" title=\"12. Can drive-by appraisals be disputed?\">12. Can drive-by appraisals be disputed?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"What_is_a_drive-by_appraisal_for_a_home\"><\/span>What is a drive-by appraisal for a home?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>When a homeowner applies for a loan or refinancing, a drive-by appraisal is a quick and less detailed assessment of the property&#8217;s value. Instead of going inside the home, the appraiser simply drives by the property to make a cursory inspection.<\/p>\n<p>Drive-by appraisals are typically used when the lender needs a rough estimate of the property&#8217;s value but doesn&#8217;t require a full inspection. These appraisals are quicker and cheaper than traditional appraisals, making them a popular choice for some lenders.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"FAQs_about_drive-by_appraisals\"><\/span>FAQs about drive-by appraisals:<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<h3><span class=\"ez-toc-section\" id=\"1_How_accurate_are_drive-by_appraisals\"><\/span>1. How accurate are drive-by appraisals?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nDrive-by appraisals are less accurate than traditional in-person appraisals because the appraiser does not have a thorough understanding of the property. They are more of an estimate based on the exterior of the home and other factors.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Are_drive-by_appraisals_accepted_by_all_lenders\"><\/span>2. Are drive-by appraisals accepted by all lenders?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nNot all lenders accept drive-by appraisals, especially for certain types of loans or refinancing. It&#8217;s best to check with your lender to see if they require a full appraisal.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_How_long_does_a_drive-by_appraisal_take\"><\/span>3. How long does a drive-by appraisal take?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nA drive-by appraisal can typically be completed in a much shorter time frame than a traditional appraisal. It usually only takes a couple of days to receive the appraisal report.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_Can_homeowners_request_a_drive-by_appraisal\"><\/span>4. Can homeowners request a drive-by appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nHomeowners typically cannot request a drive-by appraisal themselves. The lender or financial institution requesting the appraisal will decide whether a full or drive-by appraisal is necessary.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_What_factors_do_drive-by_appraisers_look_at\"><\/span>5. What factors do drive-by appraisers look at?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nDuring a drive-by appraisal, the appraiser will look at the exterior of the home, neighborhood condition, surrounding properties, and any visible improvements or deterioration.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_Can_drive-by_appraisers_enter_the_home\"><\/span>6. Can drive-by appraisers enter the home?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nNo, drive-by appraisers do not enter the home during the appraisal process. They only assess the property from the exterior.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_Are_drive-by_appraisals_cheaper_than_traditional_appraisals\"><\/span>7. Are drive-by appraisals cheaper than traditional appraisals?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, drive-by appraisals are often cheaper than traditional in-person appraisals because they require less time and effort from the appraiser.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_Can_drive-by_appraisals_be_used_for_legal_purposes\"><\/span>8. Can drive-by appraisals be used for legal purposes?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nDrive-by appraisals are generally not sufficient for legal purposes or dispute resolutions. They are more commonly used for loan applications and refinancing.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_Do_drive-by_appraisals_affect_property_taxes\"><\/span>9. Do drive-by appraisals affect property taxes?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nDrive-by appraisals may affect property taxes if the assessed value of the property changes as a result of the appraisal. However, this varies by location and jurisdiction.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_How_do_drive-by_appraisals_compare_to_desktop_appraisals\"><\/span>10. How do drive-by appraisals compare to desktop appraisals?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nDesktop appraisals are similar to drive-by appraisals in that they are done remotely without entering the property. However, desktop appraisals rely more on data and less on visual inspection.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_Are_drive-by_appraisals_common_in_the_real_estate_industry\"><\/span>11. Are drive-by appraisals common in the real estate industry?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nDrive-by appraisals are relatively common in the real estate industry, especially for certain types of loan applications or refinancing where a quick estimate is needed.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_Can_drive-by_appraisals_be_disputed\"><\/span>12. Can drive-by appraisals be disputed?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf a homeowner believes that a drive-by appraisal is inaccurate, they may be able to dispute it with the lender or request a full appraisal for a more thorough assessment of the property&#8217;s value.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>What is a drive-by appraisal for a home? When a homeowner applies for a loan or refinancing, a drive-by appraisal is a quick and less detailed assessment of the property&#8217;s value. Instead of going inside the home, the appraiser simply drives by the property to make a cursory inspection. Drive-by appraisals are typically used when &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"What is a drive-by appraisal for a home?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/what-is-a-drive-by-appraisal-for-a-home\/#more-208592\">Read more<span class=\"screen-reader-text\">What is a drive-by appraisal for a home?<\/span><\/a><\/p>\n","protected":false},"author":53,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-208592","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What is a drive-by appraisal for a home?<\/title>\n<meta name=\"description\" content=\"What is a drive-by appraisal for a home? 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