{"id":208565,"date":"2024-02-14T10:50:43","date_gmt":"2024-02-14T10:50:43","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/do-i-have-to-do-an-appraisal-if-i-refinance\/"},"modified":"2024-02-14T10:50:43","modified_gmt":"2024-02-14T10:50:43","slug":"do-i-have-to-do-an-appraisal-if-i-refinance","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/do-i-have-to-do-an-appraisal-if-i-refinance\/","title":{"rendered":"Do I Have to Do an Appraisal If I Refinance?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/do-i-have-to-do-an-appraisal-if-i-refinance\/#Do_I_Have_to_Do_an_Appraisal_If_I_Refinance\" title=\"Do I Have to Do an Appraisal If I Refinance?\">Do I Have to Do an Appraisal If I Refinance?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/do-i-have-to-do-an-appraisal-if-i-refinance\/#1_What_is_an_appraisal\" title=\"1. What is an appraisal?\">1. What is an appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/do-i-have-to-do-an-appraisal-if-i-refinance\/#2_Why_is_an_appraisal_required\" title=\"2. Why is an appraisal required?\">2. Why is an appraisal required?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/do-i-have-to-do-an-appraisal-if-i-refinance\/#3_When_is_an_appraisal_typically_required_for_refinancing\" title=\"3. When is an appraisal typically required for refinancing?\">3. When is an appraisal typically required for refinancing?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/do-i-have-to-do-an-appraisal-if-i-refinance\/#4_Can_I_avoid_an_appraisal_when_refinancing\" title=\"4. Can I avoid an appraisal when refinancing?\">4. Can I avoid an appraisal when refinancing?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/do-i-have-to-do-an-appraisal-if-i-refinance\/#5_How_much_does_an_appraisal_cost\" title=\"5. How much does an appraisal cost?\">5. How much does an appraisal cost?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/do-i-have-to-do-an-appraisal-if-i-refinance\/#6_Who_pays_for_the_appraisal\" title=\"6. Who pays for the appraisal?\">6. Who pays for the appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/do-i-have-to-do-an-appraisal-if-i-refinance\/#7_How_long_does_an_appraisal_take\" title=\"7. How long does an appraisal take?\">7. How long does an appraisal take?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/do-i-have-to-do-an-appraisal-if-i-refinance\/#8_What_happens_if_the_appraisal_comes_in_low\" title=\"8. What happens if the appraisal comes in low?\">8. What happens if the appraisal comes in low?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/do-i-have-to-do-an-appraisal-if-i-refinance\/#9_Can_I_use_a_recent_appraisal_for_refinancing\" title=\"9. Can I use a recent appraisal for refinancing?\">9. Can I use a recent appraisal for refinancing?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/do-i-have-to-do-an-appraisal-if-i-refinance\/#10_Is_an_appraisal_required_for_a_cash-out_refinance\" title=\"10. Is an appraisal required for a cash-out refinance?\">10. Is an appraisal required for a cash-out refinance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/do-i-have-to-do-an-appraisal-if-i-refinance\/#11_Can_I_challenge_the_results_of_an_appraisal\" title=\"11. Can I challenge the results of an appraisal?\">11. Can I challenge the results of an appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/namso-gen.co\/blog\/do-i-have-to-do-an-appraisal-if-i-refinance\/#12_Are_there_any_alternatives_to_a_traditional_appraisal\" title=\"12. Are there any alternatives to a traditional appraisal?\">12. Are there any alternatives to a traditional appraisal?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Do_I_Have_to_Do_an_Appraisal_If_I_Refinance\"><\/span>Do I Have to Do an Appraisal If I Refinance?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>When it comes to refinancing a mortgage, one of the common concerns is whether or not an appraisal is required. The answer to this question is not as straightforward as a simple yes or no. In some cases, you may need to do an appraisal, while in others, you may be able to skip this step. <\/p>\n<p>The need for an appraisal when refinancing largely depends on the type of loan you are getting, the lender\u2019s requirements, and the current market conditions. Here are some factors to consider:<\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_What_is_an_appraisal\"><\/span>1. What is an appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nAn appraisal is an unbiased estimate of a property&#8217;s fair market value conducted by a certified appraiser.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Why_is_an_appraisal_required\"><\/span>2. Why is an appraisal required?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nLenders require appraisals to ensure that the property is worth enough to secure the loan in case of default.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_When_is_an_appraisal_typically_required_for_refinancing\"><\/span>3. When is an appraisal typically required for refinancing?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nAn appraisal is usually required if you are taking out a conventional loan or if your loan-to-value ratio exceeds a certain threshold.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_Can_I_avoid_an_appraisal_when_refinancing\"><\/span>4. Can I avoid an appraisal when refinancing?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf you are getting an FHA streamline refinance or a VA Interest Rate Reduction Refinance Loan (IRRRL), you may be able to skip the appraisal process.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_How_much_does_an_appraisal_cost\"><\/span>5. How much does an appraisal cost?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nAn appraisal typically costs between $300 and $500, but the actual cost may vary depending on the property\u2019s location and size.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_Who_pays_for_the_appraisal\"><\/span>6. Who pays for the appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe borrower is typically responsible for paying for the appraisal, unless the lender offers to cover the cost as part of a promotion.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_How_long_does_an_appraisal_take\"><\/span>7. How long does an appraisal take?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nAn appraisal usually takes a few days to complete, but the timeline may vary depending on the appraiser&#8217;s schedule and the property\u2019s condition.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_What_happens_if_the_appraisal_comes_in_low\"><\/span>8. What happens if the appraisal comes in low?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf the appraisal comes in lower than expected, you may have to either pay the difference in cash or reconsider the terms of the loan.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_Can_I_use_a_recent_appraisal_for_refinancing\"><\/span>9. Can I use a recent appraisal for refinancing?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIn some cases, if you recently had an appraisal done for another purpose (e.g., for a purchase), you may be able to use that appraisal for refinancing.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_Is_an_appraisal_required_for_a_cash-out_refinance\"><\/span>10. Is an appraisal required for a cash-out refinance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nFor a cash-out refinance, where you borrow more than your current loan balance, an appraisal is usually required to determine the property\u2019s new value.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_Can_I_challenge_the_results_of_an_appraisal\"><\/span>11. Can I challenge the results of an appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf you believe the appraisal is inaccurate, you can request a reconsideration of value and provide additional evidence to support your claim.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_Are_there_any_alternatives_to_a_traditional_appraisal\"><\/span>12. Are there any alternatives to a traditional appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nSome lenders offer appraisal waivers or automated valuation models (AVMs) as alternatives to traditional appraisals for certain refinancing scenarios.<\/p>\n<p>In conclusion, while an appraisal is not always required when refinancing, it is important to be prepared for the possibility that you may need one. Working with a knowledgeable lender can help you navigate the appraisal process and ensure a smooth refinancing experience.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Do I Have to Do an Appraisal If I Refinance? When it comes to refinancing a mortgage, one of the common concerns is whether or not an appraisal is required. The answer to this question is not as straightforward as a simple yes or no. In some cases, you may need to do an appraisal, &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"Do I Have to Do an Appraisal If I Refinance?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/do-i-have-to-do-an-appraisal-if-i-refinance\/#more-208565\">Read more<span class=\"screen-reader-text\">Do I Have to Do an Appraisal If I Refinance?<\/span><\/a><\/p>\n","protected":false},"author":53,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-208565","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Do I Have to Do an Appraisal If I Refinance?<\/title>\n<meta name=\"description\" content=\"Do I Have to Do an Appraisal If I Refinance? When it comes to refinancing a mortgage, one of the common concerns is whether or not an appraisal is\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/namso-gen.co\/blog\/do-i-have-to-do-an-appraisal-if-i-refinance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Do I Have to Do an Appraisal If I Refinance?\" \/>\n<meta property=\"og:description\" content=\"Do I Have to Do an Appraisal If I Refinance? When it comes to refinancing a mortgage, one of the common concerns is whether or not an appraisal is\" \/>\n<meta property=\"og:url\" content=\"https:\/\/namso-gen.co\/blog\/do-i-have-to-do-an-appraisal-if-i-refinance\/\" \/>\n<meta property=\"og:site_name\" content=\"Namso Gen Blog - Free Credit Card Generator [100% Valid]\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/synchronyfinancial\" \/>\n<meta property=\"article:published_time\" content=\"2024-02-14T10:50:43+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png\" \/>\n\t<meta property=\"og:image:width\" content=\"500\" \/>\n\t<meta property=\"og:image:height\" content=\"164\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Chelsea Hooper\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@synchrony\" \/>\n<meta name=\"twitter:site\" content=\"@synchrony\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Chelsea Hooper\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/namso-gen.co\/blog\/do-i-have-to-do-an-appraisal-if-i-refinance\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/do-i-have-to-do-an-appraisal-if-i-refinance\/\"},\"author\":{\"name\":\"Chelsea Hooper\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/cd57c4de58d2ceab0d743893b3d1cd1b\"},\"headline\":\"Do I Have to Do an Appraisal If I Refinance?\",\"datePublished\":\"2024-02-14T10:50:43+00:00\",\"dateModified\":\"2024-02-14T10:50:43+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/do-i-have-to-do-an-appraisal-if-i-refinance\/\"},\"wordCount\":502,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/#organization\"},\"articleSection\":[\"Learn\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/namso-gen.co\/blog\/do-i-have-to-do-an-appraisal-if-i-refinance\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/namso-gen.co\/blog\/do-i-have-to-do-an-appraisal-if-i-refinance\/\",\"url\":\"https:\/\/namso-gen.co\/blog\/do-i-have-to-do-an-appraisal-if-i-refinance\/\",\"name\":\"Do I Have to Do an Appraisal If I Refinance?\",\"isPartOf\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/#website\"},\"datePublished\":\"2024-02-14T10:50:43+00:00\",\"dateModified\":\"2024-02-14T10:50:43+00:00\",\"description\":\"Do I Have to Do an Appraisal If I Refinance? When it comes to refinancing a mortgage, one of the common concerns is whether or not an appraisal is\",\"breadcrumb\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/do-i-have-to-do-an-appraisal-if-i-refinance\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/namso-gen.co\/blog\/do-i-have-to-do-an-appraisal-if-i-refinance\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/namso-gen.co\/blog\/do-i-have-to-do-an-appraisal-if-i-refinance\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/namso-gen.co\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Do I Have to Do an Appraisal If I Refinance?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#website\",\"url\":\"https:\/\/namso-gen.co\/blog\/\",\"name\":\"Namso Gen Blog - Free Credit Card Generator [100% Valid]\",\"description\":\"In Namso gen blog you can get many tips regarding to Credit cards, VCC, Credit card security etc. You can generate credit cards by using Namso-gen.co\",\"publisher\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/namso-gen.co\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#organization\",\"name\":\"Namso Gen Blog - Free Credit Card Generator [100% Valid]\",\"url\":\"https:\/\/namso-gen.co\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png\",\"contentUrl\":\"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png\",\"width\":500,\"height\":164,\"caption\":\"Namso Gen Blog - Free Credit Card Generator [100% Valid]\"},\"image\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/synchronyfinancial\",\"https:\/\/twitter.com\/synchrony\",\"https:\/\/www.youtube.com\/synchronyfinancial\",\"https:\/\/www.instagram.com\/synchrony\",\"https:\/\/www.linkedin.com\/company\/synchrony-financial\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/cd57c4de58d2ceab0d743893b3d1cd1b\",\"name\":\"Chelsea Hooper\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g\",\"caption\":\"Chelsea Hooper\"},\"description\":\"Guest author Chelsea Hooper has meticulously crafted and revised this article to the best of their knowledge and understanding. Readers are strongly advised to exercise caution, verify information independently, and rely on their own judgment when considering the information provided. Read more articles on Namso Gen here.\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Do I Have to Do an Appraisal If I Refinance?","description":"Do I Have to Do an Appraisal If I Refinance? When it comes to refinancing a mortgage, one of the common concerns is whether or not an appraisal is","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/namso-gen.co\/blog\/do-i-have-to-do-an-appraisal-if-i-refinance\/","og_locale":"en_US","og_type":"article","og_title":"Do I Have to Do an Appraisal If I Refinance?","og_description":"Do I Have to Do an Appraisal If I Refinance? When it comes to refinancing a mortgage, one of the common concerns is whether or not an appraisal is","og_url":"https:\/\/namso-gen.co\/blog\/do-i-have-to-do-an-appraisal-if-i-refinance\/","og_site_name":"Namso Gen Blog - Free Credit Card Generator [100% Valid]","article_publisher":"https:\/\/www.facebook.com\/synchronyfinancial","article_published_time":"2024-02-14T10:50:43+00:00","og_image":[{"width":500,"height":164,"url":"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png","type":"image\/png"}],"author":"Chelsea Hooper","twitter_card":"summary_large_image","twitter_creator":"@synchrony","twitter_site":"@synchrony","twitter_misc":{"Written by":"Chelsea Hooper","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/namso-gen.co\/blog\/do-i-have-to-do-an-appraisal-if-i-refinance\/#article","isPartOf":{"@id":"https:\/\/namso-gen.co\/blog\/do-i-have-to-do-an-appraisal-if-i-refinance\/"},"author":{"name":"Chelsea Hooper","@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/cd57c4de58d2ceab0d743893b3d1cd1b"},"headline":"Do I Have to Do an Appraisal If I Refinance?","datePublished":"2024-02-14T10:50:43+00:00","dateModified":"2024-02-14T10:50:43+00:00","mainEntityOfPage":{"@id":"https:\/\/namso-gen.co\/blog\/do-i-have-to-do-an-appraisal-if-i-refinance\/"},"wordCount":502,"commentCount":0,"publisher":{"@id":"https:\/\/namso-gen.co\/blog\/#organization"},"articleSection":["Learn"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/namso-gen.co\/blog\/do-i-have-to-do-an-appraisal-if-i-refinance\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/namso-gen.co\/blog\/do-i-have-to-do-an-appraisal-if-i-refinance\/","url":"https:\/\/namso-gen.co\/blog\/do-i-have-to-do-an-appraisal-if-i-refinance\/","name":"Do I Have to Do an Appraisal If I Refinance?","isPartOf":{"@id":"https:\/\/namso-gen.co\/blog\/#website"},"datePublished":"2024-02-14T10:50:43+00:00","dateModified":"2024-02-14T10:50:43+00:00","description":"Do I Have to Do an Appraisal If I Refinance? When it comes to refinancing a mortgage, one of the common concerns is whether or not an appraisal is","breadcrumb":{"@id":"https:\/\/namso-gen.co\/blog\/do-i-have-to-do-an-appraisal-if-i-refinance\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/namso-gen.co\/blog\/do-i-have-to-do-an-appraisal-if-i-refinance\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/namso-gen.co\/blog\/do-i-have-to-do-an-appraisal-if-i-refinance\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/namso-gen.co\/blog\/"},{"@type":"ListItem","position":2,"name":"Do I Have to Do an Appraisal If I Refinance?"}]},{"@type":"WebSite","@id":"https:\/\/namso-gen.co\/blog\/#website","url":"https:\/\/namso-gen.co\/blog\/","name":"Namso Gen Blog - Free Credit Card Generator [100% Valid]","description":"In Namso gen blog you can get many tips regarding to Credit cards, VCC, Credit card security etc. You can generate credit cards by using Namso-gen.co","publisher":{"@id":"https:\/\/namso-gen.co\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/namso-gen.co\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/namso-gen.co\/blog\/#organization","name":"Namso Gen Blog - Free Credit Card Generator [100% Valid]","url":"https:\/\/namso-gen.co\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png","contentUrl":"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png","width":500,"height":164,"caption":"Namso Gen Blog - Free Credit Card Generator [100% Valid]"},"image":{"@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/synchronyfinancial","https:\/\/twitter.com\/synchrony","https:\/\/www.youtube.com\/synchronyfinancial","https:\/\/www.instagram.com\/synchrony","https:\/\/www.linkedin.com\/company\/synchrony-financial"]},{"@type":"Person","@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/cd57c4de58d2ceab0d743893b3d1cd1b","name":"Chelsea Hooper","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g","caption":"Chelsea Hooper"},"description":"Guest author Chelsea Hooper has meticulously crafted and revised this article to the best of their knowledge and understanding. Readers are strongly advised to exercise caution, verify information independently, and rely on their own judgment when considering the information provided. Read more articles on Namso Gen here."}]}},"_links":{"self":[{"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/posts\/208565","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/users\/53"}],"replies":[{"embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/comments?post=208565"}],"version-history":[{"count":0,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/posts\/208565\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/media\/107420"}],"wp:attachment":[{"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/media?parent=208565"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/categories?post=208565"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/tags?post=208565"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}