{"id":208297,"date":"2023-12-19T10:55:51","date_gmt":"2023-12-19T10:55:51","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/what-happens-if-your-appraisal-comes-in-low-for-refinance\/"},"modified":"2023-12-19T10:55:51","modified_gmt":"2023-12-19T10:55:51","slug":"what-happens-if-your-appraisal-comes-in-low-for-refinance","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/what-happens-if-your-appraisal-comes-in-low-for-refinance\/","title":{"rendered":"What happens if your appraisal comes in low for refinance?"},"content":{"rendered":"<p>When you decide to refinance your home, one of the key steps in the process is getting an appraisal. The purpose of an appraisal is to determine the current market value of your home. If the appraisal comes in lower than expected, it can have a significant impact on your refinancing plans. <\/p>\n<p><b>What happens if your appraisal comes in low for refinance?<\/b><\/p>\n<p>If your home&#8217;s appraisal comes in lower than anticipated, it can be a major hurdle in your refinancing plans. A low appraisal means that the equity in your home is less than what you originally thought, which can affect your ability to qualify for a refinance loan or the terms of the loan. <\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/what-happens-if-your-appraisal-comes-in-low-for-refinance\/#What_factors_can_cause_a_low_appraisal\" title=\"What factors can cause a low appraisal?\">What factors can cause a low appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/what-happens-if-your-appraisal-comes-in-low-for-refinance\/#Can_you_challenge_a_low_appraisal\" title=\"Can you challenge a low appraisal?\">Can you challenge a low appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/what-happens-if-your-appraisal-comes-in-low-for-refinance\/#Can_you_request_a_second_appraisal\" title=\"Can you request a second appraisal?\">Can you request a second appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/what-happens-if-your-appraisal-comes-in-low-for-refinance\/#What_can_you_do_if_your_appraisal_comes_in_low\" title=\"What can you do if your appraisal comes in low?\">What can you do if your appraisal comes in low?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/what-happens-if-your-appraisal-comes-in-low-for-refinance\/#Can_you_still_refinance_with_a_low_appraisal\" title=\"Can you still refinance with a low appraisal?\">Can you still refinance with a low appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/what-happens-if-your-appraisal-comes-in-low-for-refinance\/#How_does_a_low_appraisal_affect_the_loan-to-value_ratio\" title=\"How does a low appraisal affect the loan-to-value ratio?\">How does a low appraisal affect the loan-to-value ratio?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/what-happens-if-your-appraisal-comes-in-low-for-refinance\/#How_does_a_low_appraisal_affect_closing_costs\" title=\"How does a low appraisal affect closing costs?\">How does a low appraisal affect closing costs?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/what-happens-if-your-appraisal-comes-in-low-for-refinance\/#How_does_a_low_appraisal_affect_your_interest_rate\" title=\"How does a low appraisal affect your interest rate?\">How does a low appraisal affect your interest rate?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/what-happens-if-your-appraisal-comes-in-low-for-refinance\/#Does_a_low_appraisal_affect_your_credit_score\" title=\"Does a low appraisal affect your credit score?\">Does a low appraisal affect your credit score?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/what-happens-if-your-appraisal-comes-in-low-for-refinance\/#Can_you_appeal_a_low_appraisal_with_the_appraiser\" title=\"Can you appeal a low appraisal with the appraiser?\">Can you appeal a low appraisal with the appraiser?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/what-happens-if-your-appraisal-comes-in-low-for-refinance\/#How_long_is_an_appraisal_valid_for_a_refinance\" title=\"How long is an appraisal valid for a refinance?\">How long is an appraisal valid for a refinance?<\/a><\/li><\/ul><\/nav><\/div>\n<h3><span class=\"ez-toc-section\" id=\"What_factors_can_cause_a_low_appraisal\"><\/span>What factors can cause a low appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThere are several factors that can cause a low appraisal, including a decline in the local housing market, outdated or poor condition of the property, incorrect data used in the appraisal, or the home being overpriced.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Can_you_challenge_a_low_appraisal\"><\/span>Can you challenge a low appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, you have the option to challenge a low appraisal. You can provide additional comparable sales data or evidence of recent improvements to the property to support your case.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Can_you_request_a_second_appraisal\"><\/span>Can you request a second appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIn some cases, lenders may allow you to request a second appraisal if you believe the first appraisal was inaccurate. However, there may be additional costs associated with getting a second appraisal.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_can_you_do_if_your_appraisal_comes_in_low\"><\/span>What can you do if your appraisal comes in low?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf your appraisal comes in low, you may have a few options. You can try to negotiate with the lender, provide additional information to support a higher value, or consider making a larger down payment to offset the lower appraisal value.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Can_you_still_refinance_with_a_low_appraisal\"><\/span>Can you still refinance with a low appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf your home&#8217;s appraisal comes in low, it may be more difficult to refinance or you may not be able to qualify for the loan amount you were hoping for. However, you can still explore alternative options or work with your lender to find a solution.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_does_a_low_appraisal_affect_the_loan-to-value_ratio\"><\/span>How does a low appraisal affect the loan-to-value ratio?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nA low appraisal can impact the loan-to-value ratio (LTV) of your refinance loan. If the appraisal value is lower than expected, the LTV ratio may be higher, which could lead to less favorable loan terms or require mortgage insurance.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_does_a_low_appraisal_affect_closing_costs\"><\/span>How does a low appraisal affect closing costs?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nA low appraisal can affect closing costs by potentially changing the loan amount, which in turn can impact the fees associated with the loan. It&#8217;s important to review the closing costs carefully and understand any changes due to a low appraisal.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_does_a_low_appraisal_affect_your_interest_rate\"><\/span>How does a low appraisal affect your interest rate?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nA low appraisal can impact your interest rate if it results in a higher loan-to-value ratio. Lenders may consider a higher LTV ratio riskier, which could lead to a higher interest rate or additional fees.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Does_a_low_appraisal_affect_your_credit_score\"><\/span>Does a low appraisal affect your credit score?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nA low appraisal itself does not directly affect your credit score. However, if you are unable to refinance or if the terms of your loan change due to a low appraisal, it could impact your overall financial situation, which could indirectly affect your credit score.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Can_you_appeal_a_low_appraisal_with_the_appraiser\"><\/span>Can you appeal a low appraisal with the appraiser?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYou can request a copy of the appraisal report and review it for accuracy. If you believe there are errors or discrepancies that led to the low appraisal, you can provide feedback to the appraiser and request a reconsideration of the value.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_long_is_an_appraisal_valid_for_a_refinance\"><\/span>How long is an appraisal valid for a refinance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nAn appraisal is typically valid for a certain period of time, usually around 120 days. If you are unable to complete the refinance process within that timeframe, you may need to get a new appraisal.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>When you decide to refinance your home, one of the key steps in the process is getting an appraisal. The purpose of an appraisal is to determine the current market value of your home. If the appraisal comes in lower than expected, it can have a significant impact on your refinancing plans. What happens if &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"What happens if your appraisal comes in low for refinance?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/what-happens-if-your-appraisal-comes-in-low-for-refinance\/#more-208297\">Read more<span class=\"screen-reader-text\">What happens if your appraisal comes in low for refinance?<\/span><\/a><\/p>\n","protected":false},"author":53,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-208297","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What happens if your appraisal comes in low for refinance?<\/title>\n<meta name=\"description\" content=\"When you decide to refinance your home, one of the key steps in the process is getting an appraisal. The purpose of an appraisal is to determine the\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/namso-gen.co\/blog\/what-happens-if-your-appraisal-comes-in-low-for-refinance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What happens if your appraisal comes in low for refinance?\" \/>\n<meta property=\"og:description\" content=\"When you decide to refinance your home, one of the key steps in the process is getting an appraisal. The purpose of an appraisal is to determine the\" \/>\n<meta property=\"og:url\" content=\"https:\/\/namso-gen.co\/blog\/what-happens-if-your-appraisal-comes-in-low-for-refinance\/\" \/>\n<meta property=\"og:site_name\" content=\"Namso Gen Blog - Free Credit Card Generator [100% Valid]\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/synchronyfinancial\" \/>\n<meta property=\"article:published_time\" content=\"2023-12-19T10:55:51+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png\" \/>\n\t<meta property=\"og:image:width\" content=\"500\" \/>\n\t<meta property=\"og:image:height\" content=\"164\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Chelsea Hooper\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@synchrony\" \/>\n<meta name=\"twitter:site\" content=\"@synchrony\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Chelsea Hooper\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/namso-gen.co\/blog\/what-happens-if-your-appraisal-comes-in-low-for-refinance\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/what-happens-if-your-appraisal-comes-in-low-for-refinance\/\"},\"author\":{\"name\":\"Chelsea Hooper\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/cd57c4de58d2ceab0d743893b3d1cd1b\"},\"headline\":\"What happens if your appraisal comes in low for refinance?\",\"datePublished\":\"2023-12-19T10:55:51+00:00\",\"dateModified\":\"2023-12-19T10:55:51+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/what-happens-if-your-appraisal-comes-in-low-for-refinance\/\"},\"wordCount\":634,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/#organization\"},\"articleSection\":[\"Learn\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/namso-gen.co\/blog\/what-happens-if-your-appraisal-comes-in-low-for-refinance\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/namso-gen.co\/blog\/what-happens-if-your-appraisal-comes-in-low-for-refinance\/\",\"url\":\"https:\/\/namso-gen.co\/blog\/what-happens-if-your-appraisal-comes-in-low-for-refinance\/\",\"name\":\"What happens if your appraisal comes in low for refinance?\",\"isPartOf\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/#website\"},\"datePublished\":\"2023-12-19T10:55:51+00:00\",\"dateModified\":\"2023-12-19T10:55:51+00:00\",\"description\":\"When you decide to refinance your home, one of the key steps in the process is getting an appraisal. The purpose of an appraisal is to determine the\",\"breadcrumb\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/what-happens-if-your-appraisal-comes-in-low-for-refinance\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/namso-gen.co\/blog\/what-happens-if-your-appraisal-comes-in-low-for-refinance\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/namso-gen.co\/blog\/what-happens-if-your-appraisal-comes-in-low-for-refinance\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/namso-gen.co\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"What happens if your appraisal comes in low for refinance?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#website\",\"url\":\"https:\/\/namso-gen.co\/blog\/\",\"name\":\"Namso Gen Blog - Free Credit Card Generator [100% Valid]\",\"description\":\"In Namso gen blog you can get many tips regarding to Credit cards, VCC, Credit card security etc. You can generate credit cards by using Namso-gen.co\",\"publisher\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/namso-gen.co\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#organization\",\"name\":\"Namso Gen Blog - Free Credit Card Generator [100% Valid]\",\"url\":\"https:\/\/namso-gen.co\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png\",\"contentUrl\":\"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png\",\"width\":500,\"height\":164,\"caption\":\"Namso Gen Blog - Free Credit Card Generator [100% Valid]\"},\"image\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/synchronyfinancial\",\"https:\/\/twitter.com\/synchrony\",\"https:\/\/www.youtube.com\/synchronyfinancial\",\"https:\/\/www.instagram.com\/synchrony\",\"https:\/\/www.linkedin.com\/company\/synchrony-financial\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/cd57c4de58d2ceab0d743893b3d1cd1b\",\"name\":\"Chelsea Hooper\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g\",\"caption\":\"Chelsea Hooper\"},\"description\":\"Guest author Chelsea Hooper has meticulously crafted and revised this article to the best of their knowledge and understanding. Readers are strongly advised to exercise caution, verify information independently, and rely on their own judgment when considering the information provided. Read more articles on Namso Gen here.\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"What happens if your appraisal comes in low for refinance?","description":"When you decide to refinance your home, one of the key steps in the process is getting an appraisal. The purpose of an appraisal is to determine the","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/namso-gen.co\/blog\/what-happens-if-your-appraisal-comes-in-low-for-refinance\/","og_locale":"en_US","og_type":"article","og_title":"What happens if your appraisal comes in low for refinance?","og_description":"When you decide to refinance your home, one of the key steps in the process is getting an appraisal. The purpose of an appraisal is to determine the","og_url":"https:\/\/namso-gen.co\/blog\/what-happens-if-your-appraisal-comes-in-low-for-refinance\/","og_site_name":"Namso Gen Blog - Free Credit Card Generator [100% Valid]","article_publisher":"https:\/\/www.facebook.com\/synchronyfinancial","article_published_time":"2023-12-19T10:55:51+00:00","og_image":[{"width":500,"height":164,"url":"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png","type":"image\/png"}],"author":"Chelsea Hooper","twitter_card":"summary_large_image","twitter_creator":"@synchrony","twitter_site":"@synchrony","twitter_misc":{"Written by":"Chelsea Hooper","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/namso-gen.co\/blog\/what-happens-if-your-appraisal-comes-in-low-for-refinance\/#article","isPartOf":{"@id":"https:\/\/namso-gen.co\/blog\/what-happens-if-your-appraisal-comes-in-low-for-refinance\/"},"author":{"name":"Chelsea Hooper","@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/cd57c4de58d2ceab0d743893b3d1cd1b"},"headline":"What happens if your appraisal comes in low for refinance?","datePublished":"2023-12-19T10:55:51+00:00","dateModified":"2023-12-19T10:55:51+00:00","mainEntityOfPage":{"@id":"https:\/\/namso-gen.co\/blog\/what-happens-if-your-appraisal-comes-in-low-for-refinance\/"},"wordCount":634,"commentCount":0,"publisher":{"@id":"https:\/\/namso-gen.co\/blog\/#organization"},"articleSection":["Learn"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/namso-gen.co\/blog\/what-happens-if-your-appraisal-comes-in-low-for-refinance\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/namso-gen.co\/blog\/what-happens-if-your-appraisal-comes-in-low-for-refinance\/","url":"https:\/\/namso-gen.co\/blog\/what-happens-if-your-appraisal-comes-in-low-for-refinance\/","name":"What happens if your appraisal comes in low for refinance?","isPartOf":{"@id":"https:\/\/namso-gen.co\/blog\/#website"},"datePublished":"2023-12-19T10:55:51+00:00","dateModified":"2023-12-19T10:55:51+00:00","description":"When you decide to refinance your home, one of the key steps in the process is getting an appraisal. The purpose of an appraisal is to determine the","breadcrumb":{"@id":"https:\/\/namso-gen.co\/blog\/what-happens-if-your-appraisal-comes-in-low-for-refinance\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/namso-gen.co\/blog\/what-happens-if-your-appraisal-comes-in-low-for-refinance\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/namso-gen.co\/blog\/what-happens-if-your-appraisal-comes-in-low-for-refinance\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/namso-gen.co\/blog\/"},{"@type":"ListItem","position":2,"name":"What happens if your appraisal comes in low for refinance?"}]},{"@type":"WebSite","@id":"https:\/\/namso-gen.co\/blog\/#website","url":"https:\/\/namso-gen.co\/blog\/","name":"Namso Gen Blog - Free Credit Card Generator [100% Valid]","description":"In Namso gen blog you can get many tips regarding to Credit cards, VCC, Credit card security etc. You can generate credit cards by using Namso-gen.co","publisher":{"@id":"https:\/\/namso-gen.co\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/namso-gen.co\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/namso-gen.co\/blog\/#organization","name":"Namso Gen Blog - Free Credit Card Generator [100% Valid]","url":"https:\/\/namso-gen.co\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png","contentUrl":"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png","width":500,"height":164,"caption":"Namso Gen Blog - Free Credit Card Generator [100% Valid]"},"image":{"@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/synchronyfinancial","https:\/\/twitter.com\/synchrony","https:\/\/www.youtube.com\/synchronyfinancial","https:\/\/www.instagram.com\/synchrony","https:\/\/www.linkedin.com\/company\/synchrony-financial"]},{"@type":"Person","@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/cd57c4de58d2ceab0d743893b3d1cd1b","name":"Chelsea Hooper","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g","caption":"Chelsea Hooper"},"description":"Guest author Chelsea Hooper has meticulously crafted and revised this article to the best of their knowledge and understanding. Readers are strongly advised to exercise caution, verify information independently, and rely on their own judgment when considering the information provided. Read more articles on Namso Gen here."}]}},"_links":{"self":[{"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/posts\/208297","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/users\/53"}],"replies":[{"embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/comments?post=208297"}],"version-history":[{"count":0,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/posts\/208297\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/media\/107420"}],"wp:attachment":[{"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/media?parent=208297"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/categories?post=208297"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/tags?post=208297"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}